# 3707 W 23rd Street, Panama City, FL 32405

> **TL;DR:** commercial, $315,000 ($301/sqft), built 1942, 1,046 sqft. Est. $1,365/mo. Listed 121 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $315,000 |
| Price/sqft | $301 |
| Square Feet | 1,046 |
| Year Built | 1942 |
| Lot Size | 4,356 sqft (0.10 acres) |
| Property Type | Commercial (Office) |
| Status | For Sale |
| Days on Market | 121 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,365 |
| **Total** | **$1,365** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Property Highlights

- Built in 1942
- 0.10 acre lot

## Description

### Agent Description
! OWNER FINANCING ! Prime Commercial Opportunity on West 23rd Street! Located on one of Panama City's busiest corridors, this versatile property at 3707 West 23rd Street offers outstanding visibility and accessibility for a wide range of uses. Ideal for a professional office, small business, or even a residential conversion, this property provides flexibility to meet your vision. High traffic counts, easy access, and proximity to established businesses make it a smart investment for entrepreneurs or investors looking to capitalize on a well-traveled location. Whether you're launching a new venture or expanding. It has 3 individual offices, conference room, break room, reception, and archival room. Most furniture conveys.

## Location

- **Address:** 3707 W 23rd Street, Panama City, FL 32405
- **County:** Bay
- **Neighborhood:** Drummond Park 1st Add
- **Coordinates:** 30.189629, -85.709049
- **Google Maps:** https://www.google.com/maps?q=30.189629,-85.709049

## Listing Agent

- **Name:** Celeste M Rustin
- **Brokerage:** Gulf Life Real Estate Inc
- **Phone:** 8502389595
- **Email:** celeste@gulflifego.com

## Primary Photo

![3707 W 23rd Street - Primary Photo](http://lh.rdcpix.com/9f2d9550947080b1d271bb8244137e8cl-f3178679789r.jpg)

*17 total photos available on [listing page](https://www.propertysimple.com/listing/3707-w-23rd-street-panama-city-fl-32405-l784809)*

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**MLS#:** 784809 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3707-w-23rd-street-panama-city-fl-32405-l784809)

---

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