# 3786 S EMMA JANE TERRACE, Homosassa, FL 34448

> **TL;DR:** 3bd/2ba single family, $415,000 ($199/sqft), built 2005, 2,081 sqft.
> Pool, Fireplace, Waterfront. Est. $1,798/mo. Listed 182 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $415,000 |
| Price/sqft | $199 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,081 |
| Year Built | 2005 |
| Lot Size | 21,780 sqft (0.50 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 182 |

## Why This Home Stands Out

- **Pool** - Private pool
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,798 |
| **Total** | **$1,798** |

## Key Amenities

- Pool
- Fireplace
- Waterfront

## Property Highlights

- Built in 2005
- 0.50 acre lot
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
Huge price reduction on this Spacious Home on ½ Acre — No Deed Restrictions, No HOA!
This immaculate home sits on a half an acre in a non-deed-restricted community with no HOA fees, offering exceptional space and freedom—perfect for storing your toys, RV, boat, or even adding an extra garage.
Inside, a triple-split bedroom floor plan ensures privacy for all. The third bedroom, featuring serene pool views, is ideal as an in-law suite, guest room, or office.
The eat-in kitchen is bright and welcoming, set in a charming bay window overlooking the pool. It boasts granite countertops, recessed lighting, a ceiling fan, and plant shelves for added character. The kitchen flows seamlessly into the living room, complete with a leather couch, 70" TV with surround sound, abundant natural light, and a gas fireplace for cozy evenings.
Entertain effortlessly with a formal dining room that opens to a spacious family room, offering plenty of room for guests.
Retreat to the generously sized master suite, which opens directly to the pool area. The master bath features walk-in closet, dual sinks, a separate walk-in shower, and a jetted tub—a perfect place to unwind after a long day.
Step outside to the immense screened pool area, offering a perfect blend of open and covered space for outdoor living and entertaining. Enjoy the ambiance of the spa’s fountain feature, and take advantage of solar pool heating for energy-efficient comfort. The setting feels both open and secluded, bordered by a pond on one side and open greenspace.
Additional perks include a large laundry room with cabinets and a utility sink.
All window treatments, furnishings, decorations, and electronics shown in the home are included!

## Location

- **Address:** 3786 S EMMA JANE TERRACE, Homosassa, FL 34448
- **County:** Citrus
- **Neighborhood:** GROVER CLEVELAND ESTATES
- **Coordinates:** 28.807047, -82.534752
- **Google Maps:** https://www.google.com/maps?q=28.807047,-82.534752

## Listing Agent

- **Name:** Jennifer Stepanek
- **Brokerage:** JLS INVESTMENT REALTY
- **Phone:** 8137135180
- **Email:** JenniferStepanek@outlook.com

## Primary Photo

![3786 S EMMA JANE TERRACE - Primary Photo](http://lh.rdcpix.com/bc12f0b5f9eacd664ca01958dbba823dl-f2088929690r.jpg)

*32 total photos available on [listing page](https://www.propertysimple.com/listing/3786-s-emma-jane-terrace-homosassa-fl-34448-b8452426)*

---

**MLS#:** TB8452426 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3786-s-emma-jane-terrace-homosassa-fl-34448-b8452426)

---

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