# 38 Bay Street #W401, Westerly, RI 02891

> **TL;DR:** 2bd/2ba condo, $2,300,000 ($2300/sqft), built 2006, 1,000 sqft.
> View, Hardwood, A/C. Est. $12,951/mo. Listed 29 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,300,000 |
| Price/sqft | $2300 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,000 |
| Year Built | 2006 |
| Lot Size | 19,371 sqft (0.44 acres) |
| Stories | 5 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 29 |

## Why This Home Stands Out

- **Views** - Water
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $11,630 |
| Estimated Insurance | $671 |
| HOA | $650 |
| **Total** | **$12,951** |

## Key Amenities

- View
- Hardwood
- A/C

## Property Highlights

- Built in 2006
- 0.44 acre lot
- 5 stories
- 2 parking spaces

## Description

### Agent Description
Discover the coastal lifestyle in this beautiful two-bedroom, two-bath residence at the Watch Hill Inn, ideally located in the heart of the charming Resort Village of Watch Hill. Offering 1,000 sq ft of thoughtfully designed living space, this beautifully appointed condo features fabulous views of Watch Hill Harbor to enjoy while sipping morning coffee, afternoon cocktails, or simply taking in the ever-changing beauty of the Watch Hill Harbor. Inside showcases a coastal aesthetic with bamboo & Italian marble flooring, granite countertops, custom wood cabinetry & a beautiful open-concept living and kitchen area. Large windows bring the spectacular harbor views into the living space, creating a warm and inviting retreat that is equally suited to relaxing and entertaining. Owners have the opportunity to participate in the Ocean House Rental Program and, while in residence, enjoy access to amenities at the Ocean House Resort Hotel and Weekapaug Inn, including the Ocean House's private Atlantic Ocean beach, dining, Spa, fitness center, croquet, shuttle service, and daily housekeeping. Step outside and enjoy all that Watch Hill has to offer, from its picturesque harbor and boutique shops to the historic Flying Horse Carousel, Olympia Tea Room, Sift Bakery, St. Clair Annex, and more. A timeless coastal destination and a rare opportunity to own a coastal retreat in one of New England's most sought-after seaside villages

## Location

- **Address:** 38 Bay Street #W401, Westerly, RI 02891
- **County:** Washington
- **Neighborhood:** Watch Hill
- **Coordinates:** 41.311027, -71.856689
- **Google Maps:** https://www.google.com/maps?q=41.311027,-71.856689

## Virtual Tour & Media

- **Video Tour:** https://tour.RiLiving.com/38-Bay-Street-W401-Westerly-RI-02891

## Listing Agent

- **Name:** Lori Joyal
- **Brokerage:** Lila Delman Compass
- **Broker Phone:** 4013481999
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/38-Bay-St-401W_Westerly_RI_02891_M34421-13120?f=listhub&s=SWMLSRI&m=1425034&c=propsimple)

## Photos

![38 Bay Street #W401 - Photo 1](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3384397390r.jpg)

![38 Bay Street #W401 - Photo 2](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f4234584618r.jpg)

![38 Bay Street #W401 - Photo 3](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f2744334660r.jpg)

![38 Bay Street #W401 - Photo 4](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f765594467r.jpg)

![38 Bay Street #W401 - Photo 5](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f1356414433r.jpg)

![38 Bay Street #W401 - Photo 6](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f1188581959r.jpg)

![38 Bay Street #W401 - Photo 7](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3181472953r.jpg)

![38 Bay Street #W401 - Photo 8](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f4045680260r.jpg)

![38 Bay Street #W401 - Photo 9](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f2486253831r.jpg)

![38 Bay Street #W401 - Photo 10](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f4086547013r.jpg)

![38 Bay Street #W401 - Photo 11](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3699822700r.jpg)

![38 Bay Street #W401 - Photo 12](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3854667760r.jpg)

![38 Bay Street #W401 - Photo 13](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f4086547013r.jpg)

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![38 Bay Street #W401 - Photo 16](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3282200121r.jpg)

![38 Bay Street #W401 - Photo 17](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f342939028r.jpg)

![38 Bay Street #W401 - Photo 18](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f814078931r.jpg)

![38 Bay Street #W401 - Photo 19](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f2525705690r.jpg)

![38 Bay Street #W401 - Photo 20](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f530471499r.jpg)

![38 Bay Street #W401 - Photo 21](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3524460428r.jpg)

![38 Bay Street #W401 - Photo 22](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3017092084r.jpg)

![38 Bay Street #W401 - Photo 23](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f530471499r.jpg)

![38 Bay Street #W401 - Photo 24](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f633421156r.jpg)

![38 Bay Street #W401 - Photo 25](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3524460428r.jpg)

![38 Bay Street #W401 - Photo 26](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f1081106873r.jpg)

![38 Bay Street #W401 - Photo 27](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f33546286r.jpg)

![38 Bay Street #W401 - Photo 28](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3614896755r.jpg)

![38 Bay Street #W401 - Photo 29](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f1138341264r.jpg)

![38 Bay Street #W401 - Photo 30](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f519028748r.jpg)

![38 Bay Street #W401 - Photo 31](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3058382102r.jpg)

![38 Bay Street #W401 - Photo 32](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3076900959r.jpg)

![38 Bay Street #W401 - Photo 33](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f1314454251r.jpg)

![38 Bay Street #W401 - Photo 34](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3288935341r.jpg)

![38 Bay Street #W401 - Photo 35](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f1724918982r.jpg)

![38 Bay Street #W401 - Photo 36](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3181444319r.jpg)

![38 Bay Street #W401 - Photo 37](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f1402340934r.jpg)

![38 Bay Street #W401 - Photo 38](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3141456420r.jpg)

![38 Bay Street #W401 - Photo 39](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f679996072r.jpg)

![38 Bay Street #W401 - Photo 40](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3990950162r.jpg)

![38 Bay Street #W401 - Photo 41](http://lh.rdcpix.com/e67e49350a9e23e60015311f9f5eaa48l-f3254877745r.jpg)

---

**MLS#:** 1425034 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 State Wide MLS of Rhode Island, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/38-bay-street-westerly-ri-02891-4082edbe860b447780f8668075aa8ea3)

---

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}
```