# 38 DERBY Drive, LA Plata, MD 20646

> **TL;DR:** 4bd/3ba townhouse, $429,900 ($156/sqft), built 2017, 2,762 sqft.
> Fireplace, 2-car garage. Est. $2,488/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $429,900 |
| Price/sqft | $156 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,762 |
| Year Built | 2017 |
| Lot Size | 2,239 sqft (0.05 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 1 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,174 |
| Estimated Insurance | $125 |
| HOA | $189 |
| **Total** | **$2,488** |

## Nearby Schools

- **Elementary:** CALL SCHOOL BOARD
- **Middle:** CALL SCHOOL BOARD
- **High:** CALL SCHOOL BOARD

## Key Amenities

- Fireplace
- 2-car garage

## Property Highlights

- Built in 2017
- 0.05 acre lot
- 2 stories
- 2 parking spaces
- Fireplace

## Description

### Agent Description
NEW PRICE. MOVE-IN READY. AND AN OPPORTUNITY WORTH A SECOND LOOK. If you've been waiting for the right home, the right value, and the right moment to make a move in The Villages of Steeplechase, 38 Derby Drive deserves your attention. Back on the market with a significant new price adjustment, this impeccably maintained Augusta Villa is being offered by its original owner and delivers a combination buyers rarely find in one property: true main-level living, exceptional outdoor space, a finished walkout lower level, a private wooded backdrop, low-maintenance living, and the flexibility to settle in as little as 30 days. And there's more: a local lender is currently offering a complimentary rate buydown for qualified buyers, creating an opportunity to potentially reduce the cost of homeownership at a time when every dollar matters. Ask your agent for details and lender qualifications. From the moment you arrive, it's clear this home has been cared for. Inside, hardwood floors, 9-foot ceilings, crown molding, updated lighting, and new ceiling fans create a polished yet comfortable interior. The open-concept great room is anchored by a gas fireplace with custom built-in cabinetry and flows naturally into the dining area-equally suited for quiet evenings at home or a house full of guests. But one of this home's greatest advantages is how easily it lives. The main level includes a spacious owner's suite with private bath and walk-in closet, plus a second bedroom and full bath. Whether you're looking for the convenience of fewer stairs, space for guests, a dedicated office, or simply a floor plan that can adapt as life changes, this home gives you options. Then there's the lower level. The finished walkout expands the home with a large recreation/family room, third bedroom, full bath, and an additional finished room currently serving as a full-size laundry room. Need a home office? Fitness room? Hobby space? Media room? Additional guest space? The square footage is here to make it your own. The laundry room can also be converted back to a fourth bedroom. And when it's time to unwind, head outside. Backing to mature woods with no homes immediately behind you, the oversized screened porch is a standout feature-and one you have to experience in person. Morning coffee, dinner outside, game day with friends, or an evening surrounded by the trees: this feels less like a porch and more like another living room. A spacious composite deck provides even more outdoor space with minimal upkeep. Steeplechase makes everyday living easier, too. HOA services include lawn mowing, mulching, shrub trimming, and front-yard irrigation, while community amenities include a clubhouse, two fitness centers, swimming pool, wooded walking trails, and playground. This section also has no front foot fee and enjoys a quieter setting with minimal through traffic. Located minutes from downtown La Plata's shopping, dining, and healthcare, with convenient access to major Southern Maryland commuter routes, 38 Derby Drive is also well positioned for buyers relocating to the area or working throughout the Southern Maryland and greater Washington, D.C. region. The original owner has maintained it. The home is move-in ready. The wooded privacy is already here. The sellers can accommodate a quick settlement. And now, the price has changed. If 38 Derby Drive was on your radar before, it's time to take another look. If you're seeing it for the first time, don't wait for someone else to discover what you just did. Welcome home.

## Location

- **Address:** 38 DERBY Drive, LA Plata, MD 20646
- **County:** CHARLES
- **Neighborhood:** THE VILLAGES OF STEEPLECHASE
- **Coordinates:** 38.51575, -76.98812
- **Google Maps:** https://www.google.com/maps?q=38.51575,-76.98812

## Listing Agent

- **Name:** Amy A Gallo · **License:** 659077
- **Brokerage:** RE/MAX One
- **Phone:** 2405086074
- **Broker Phone:** (410) 535-6291
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/38-Derby-Dr_La-Plata_MD_20646_M65409-89863?f=listhub&s=TRENDPA&m=MDCH2059748&c=propsimple)

## Photos

![38 DERBY Drive - Photo 1](http://lh.rdcpix.com/a5f2e7631fc9bec8cc91e47938fbe374l-f3607691664r.jpg)

![38 DERBY Drive - Photo 2](http://lh.rdcpix.com/a5f2e7631fc9bec8cc91e47938fbe374l-f2224950626r.jpg)

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---

**MLS#:** MDCH2059748 | **Updated:** 2026-09-27
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/38-derby-drive-la-plata-md-20646-h2059748)

---

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  "name": "38 DERBY Drive, LA Plata, MD 20646",
  "description": "NEW PRICE. MOVE-IN READY. AND AN OPPORTUNITY WORTH A SECOND LOOK. If you've been waiting for the right home, the right value, and the right moment to make a move in The Villages of Steeplechase, 38 Derby Drive deserves your attention. Back on the market with a significant new price adjustment, this impeccably maintained Augusta Villa is being offered by its original owner and delivers a combination buyers rarely find in one property: true main-level living, exceptional outdoor space, a finished walkout lower level, a private wooded backdrop, low-maintenance living, and the flexibility to settle in as little as 30 days. And there's more: a local lender is currently offering a complimentary rate buydown for qualified buyers, creating an opportunity to potentially reduce the cost of homeownership at a time when every dollar matters. Ask your agent for details and lender qualifications. From the moment you arrive, it's clear this home has been cared for. Inside, hardwood floors, 9-foot ceilings, crown molding, updated lighting, and new ceiling fans create a polished yet comfortable interior. The open-concept great room is anchored by a gas fireplace with custom built-in cabinetry and flows naturally into the dining area-equally suited for quiet evenings at home or a house full of guests. But one of this home's greatest advantages is how easily it lives. The main level includes a spacious owner's suite with private bath and walk-in closet, plus a second bedroom and full bath. Whether you're looking for the convenience of fewer stairs, space for guests, a dedicated office, or simply a floor plan that can adapt as life changes, this home gives you options. Then there's the lower level. The finished walkout expands the home with a large recreation/family room, third bedroom, full bath, and an additional finished room currently serving as a full-size laundry room. Need a home office? Fitness room? Hobby space? Media room? Additional guest space? The square footage is here to make it your own. The laundry room can also be converted back to a fourth bedroom. And when it's time to unwind, head outside. Backing to mature woods with no homes immediately behind you, the oversized screened porch is a standout feature-and one you have to experience in person. Morning coffee, dinner outside, game day with friends, or an evening surrounded by the trees: this feels less like a porch and more like another living room. A spacious composite deck provides even more outdoor space with minimal upkeep. Steeplechase makes everyday living easier, too. HOA services include lawn mowing, mulching, shrub trimming, and front-yard irrigation, while community amenities include a clubhouse, two fitness centers, swimming pool, wooded walking trails, and playground. This section also has no front foot fee and enjoys a quieter setting with minimal through traffic. Located minutes from downtown La Plata's shopping, dining, and healthcare, with convenient access to major Southern Maryland commuter routes, 38 Derby Drive is also well positioned for buyers relocating to the area or working throughout the Southern Maryland and greater Washington, D.C. region. The original owner has maintained it. The home is move-in ready. The wooded privacy is already here. The sellers can accommodate a quick settlement. And now, the price has changed. If 38 Derby Drive was on your radar before, it's time to take another look. If you're seeing it for the first time, don't wait for someone else to discover what you just did. Welcome home.",
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