About This Home

This 3-bedroom, 5-bathroom single family at 38 N Holly Avenue in Fox Lake, IL is listed for $1,249,000 ($265 per sqft). Built in 1988, the home offers 4,719 sqft of living space on a 0.41 acres lot.

Key Features

  • Built in 1988
  • 0.41 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full, 1 half
3 spaces
1988

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

FULLY FURNISHED & EXTENSIVELY UPDATED, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE TURNKEY LAKE HOME with a private boat slip, shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of included amenities.

Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, and private entrance ideal for multigenerational living or extended guests.

The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay.

Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates, while adding designer furnishings, premium window treatments, & recreation amenities.

The sale includes a nearly new 2024 Crest DLX240 tritoon, electric boat lift, golf cart, Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & more, delivering a fully established Chain O'Lakes lifestyle with the home, furnishings, recreation, & recent improvements already in place.

Monthly Cost Estimate

$6,780/mo

20% down · 6.5% · 30 years

Principal$903
Interest$5,412
Insurance$364
HOA$100

Estimates only. Actual payments may vary.

Location

38 N Holly Avenue

Fox Lake, IL 60020

Bonnieview Estates

Features & Amenities

Interior Features

Vaulted Ceiling(s)Dry Bar1st Floor BedroomIn-Law Floorplan1st Floor Full BathWalk-In Closet(s)Beamed CeilingsOpen FloorplanSeparate Dining RoomPanelingQuartz Counters

Exterior Features

Boat SlipOutdoor GrillFire Pit

Property Details

Flooring

Hardwood

Construction

Cedar

Views

Water

Pool Features

DeckPatio

Parking

GarageDrivewayOpen

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)Wine RefrigeratorWater Softener OwnedHumidifier

Questions & Answers

This 3-bedroom, 5-bathroom single family at 38 N Holly Avenue is listed at $1,249,000 ($265/sqft). The estimated monthly payment is $6,780 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $100/month.

Key features include: Built in 1988, 0.41 acre lot, 2 stories, 3 parking spaces, Fireplace, Waterfront. Interior Features: Vaulted Ceiling(s), Dry Bar, 1st Floor Bedroom. Exterior Features: Boat Slip, Outdoor Grill, Fire Pit.

This property is listed by Jim Starwalt and can be reached at (847) 548-2625.

JS

Jim Starwalt

Agent at Better Homes and Garden Real Estate Star Homes

(847) 548-2625

Listed by Better Homes and Garden Real Estate Star Homes · View on Broker Site

MLS# 12712635· Source: listhub· 1 day on market

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38 N Holly Avenue, Fox Lake, IL 60020

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