About This Home

This 4-bedroom, 3-bathroom single family at 38 Oak Street in Deposit, NY is listed for $199,900 ($150 per sqft). Built in 1950, the home offers 1,336 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1950
  • 0.13 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1950

Amenities

A/C
Listing Description

MOTIVATED SELLER! Discover exceptional flexibility and value in this fully furnished, versatile property zoned Commercial (C-1). Potential uses include a single-family or multi-family home, an owner-occupied residence with Airbnb potential, a residential investment property, professional offices-or a combination of uses.

With defined living spaces and separate entrances on each level, the property is especially well suited for multigenerational living. Extensive recent improvements include updated kitchens and bathrooms, new HVAC, electrical and plumbing systems, new flooring throughout, and new appliances.

Upstairs features 3 bedrooms and 1.5 bathrooms with a walk-up attic providing additional storage. The lower level features 2 bedrooms and 1 full bathroom plus a shared laundry room. The home's major updates offer the benefit of low-maintenance living for years to come.

Conveniently located just off Route 17 at Exit 84 and less than 2.5 hours from the George Washington Bridge. The property offers easy access to the Delaware River, the Catskills, and abundant year-round recreation making it an easy getaway! Fully furnished and ready for its next chapter-flexibility, affordability, and opportunity come together here!

Monthly Cost Estimate

$1,069/mo

20% down · 6.5% · 30 years

Principal$145
Interest$866
Insurance$58

Estimates only. Actual payments may vary.

Location

38 Oak Street

Deposit, NY 13754

Features & Amenities

Interior Features

EatInKitchenLivingDiningRoomPantryBedroomOnMainLevelConvertibleBedroomInLawFloorplan

Exterior Features

BarbecueGravelDrivewayPatio

Property Details

Flooring

Vinyl

Construction

AtticCrawlHatchwaysInsulated Block FoamInsulation Concrete VinylSiding

Outdoor Features

PorchPatio

Parking

GarageDrivewayUnderground/Basement

Heating

Forced AirNatural GasElectric (Heating)

Cooling

Central Air

Appliances

DryerDishwasherExhaustFanElectricOvenElectricRangeElectricWaterHeaterRefrigeratorRangeHoodWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 38 Oak Street is listed at $199,900 ($150/sqft). The estimated monthly payment is $1,069 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.13 acre lot, 2 stories. Interior Features: EatInKitchen, LivingDiningRoom, Pantry. Exterior Features: Barbecue, GravelDriveway, Patio.

This property is listed by Jami J. Brown.

JB

Jami J. Brown

License 10401372309

Agent at Keller Williams Upstate New York Properties

Listed by Keller Williams Upstate New York Properties · Broker phone: (607) 431-2540 · View on Broker Site · Broker website

MLS# R1666890· Source: New York State Alliance of MLSs, LLC· 225 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38 Oak Street, Deposit, NY 13754

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