About This Home

This 4-bedroom, 3-bathroom residential multi family at 38 Oak Street in Deposit, NY is listed for $199,900 ($150 per sqft). Built in 1950, the home offers 1,336 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1950
  • 0.13 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
1950

Amenities

FireplaceA/C
Listing Description

MOTIVATED SELLER! Discover exceptional flexibility and value in this fully furnished, versatile property zoned Commercial (C-1). Potential uses include a single-family or multi-family home, an owner-occupied residence with Airbnb potential, a residential investment property, professional offices-or a combination of uses.

With defined living spaces and separate entrances on each level, the property is especially well suited for multigenerational living. Extensive recent improvements include updated kitchens and bathrooms, new HVAC, electrical and plumbing systems, new flooring throughout, and new appliances.

Upstairs features 3 bedrooms and 1.5 bathrooms with a walk-up attic providing additional storage. The lower level features 1 bedrooms and 1 full bathroom plus laundry room with washers and dryers for both units. The home's major updates offer the benefit of low-maintenance living for years to come.

Conveniently located just off Route 17 (Exit 84) and less than 2.5 hours from the George Washington Bridge. The property offers easy access to the Delaware River, the Catskills, and abundant year round recreation making it an easy getaway! Fully furnished and ready for its next chapter! Flexibility, Affordability, and Opportunity come together here!

Monthly Cost Estimate

$1,069/mo

20% down · 6.5% · 30 years

Principal$145
Interest$866
Insurance$58

Estimates only. Actual payments may vary.

Location

38 Oak Street

Deposit, NY 13754

Property Details

Flooring

Vinyl

Construction

FoamInsulation VinylSiding

Heating

Electric (Heating)Forced Air

Cooling

Central Air

Appliances

ElectricWaterHeater

Questions & Answers

This 4-bedroom, 3-bathroom residential multi family at 38 Oak Street is listed at $199,900 ($150/sqft). The estimated monthly payment is $1,069 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.13 acre lot, 2 stories, Fireplace.

This property is listed by Jami J. Brown.

JB

Jami J. Brown

License 10401372309

Agent at Keller Williams Upstate New York Properties

Listed by Keller Williams Upstate New York Properties · Broker phone: (607) 431-2540 · View on Broker Site · Broker website

MLS# R1712282· Source: New York State Alliance of MLSs, LLC· 53 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38 Oak Street, Deposit, NY 13754

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