# 38 Oak Street, Deposit, NY 13754 > **TL;DR:** 4bd/3ba residential multi family, $199,900 ($150/sqft), built 1950, 1,336 sqft. > Fireplace, A/C. Est. $1,069/mo. Listed 55 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,900 | | Price/sqft | $150 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,336 | | Year Built | 1950 | | Lot Size | 5,663 sqft (0.13 acres) | | Stories | 2 | | Property Type | Residential Multi Family (Other) | | Status | Pending | | Days on Market | 55 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,011 | | Estimated Insurance | $58 | | **Total** | **$1,069** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1950 - 0.13 acre lot - 2 stories - Fireplace ## Description ### Agent Description MOTIVATED SELLER! Discover exceptional flexibility and value in this fully furnished, versatile property zoned Commercial (C-1). Potential uses include a single-family or multi-family home, an owner-occupied residence with Airbnb potential, a residential investment property, professional offices-or a combination of uses. With defined living spaces and separate entrances on each level, the property is especially well suited for multigenerational living. Extensive recent improvements include updated kitchens and bathrooms, new HVAC, electrical and plumbing systems, new flooring throughout, and new appliances. Upstairs features 3 bedrooms and 1.5 bathrooms with a walk-up attic providing additional storage. The lower level features 1 bedrooms and 1 full bathroom plus laundry room with washers and dryers for both units. The home's major updates offer the benefit of low-maintenance living for years to come. Conveniently located just off Route 17 (Exit 84) and less than 2.5 hours from the George Washington Bridge. The property offers easy access to the Delaware River, the Catskills, and abundant year round recreation making it an easy getaway! Fully furnished and ready for its next chapter! Flexibility, Affordability, and Opportunity come together here! ## Location - **Address:** 38 Oak Street, Deposit, NY 13754 - **County:** Delaware - **Coordinates:** 42.057632, -75.415228 - **Google Maps:** https://www.google.com/maps?q=42.057632,-75.415228 ## Listing Agent - **Name:** Jami J. Brown · **License:** 10401372309 - **Brokerage:** Keller Williams Upstate New York Properties - **Broker Phone:** (607) 431-2540 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/38-Oak-St_Deposit_NY_13754_M32576-53370?f=listhub&s=BNARNY&m=R1712282&c=propsimple) ## Photos ![38 Oak Street - Photo 1](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1634974078r.jpg) ![38 Oak Street - Photo 2](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f38356473r.jpg) ![38 Oak Street - Photo 3](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f2544784181r.jpg) ![38 Oak Street - Photo 4](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3768002586r.jpg) ![38 Oak Street - Photo 5](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f2277401596r.jpg) ![38 Oak Street - Photo 6](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f4014279808r.jpg) ![38 Oak Street - Photo 7](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1539693681r.jpg) ![38 Oak Street - Photo 8](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1337882540r.jpg) ![38 Oak Street - Photo 9](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1432655869r.jpg) ![38 Oak Street - Photo 10](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1739599571r.jpg) ![38 Oak Street - Photo 11](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f472734310r.jpg) ![38 Oak Street - Photo 12](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f2549291707r.jpg) ![38 Oak Street - Photo 13](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3318998047r.jpg) ![38 Oak Street - Photo 14](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f76540155r.jpg) ![38 Oak Street - Photo 15](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1357426042r.jpg) ![38 Oak Street - Photo 16](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f2740701418r.jpg) ![38 Oak Street - Photo 17](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3635693823r.jpg) ![38 Oak Street - Photo 18](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1318830405r.jpg) ![38 Oak Street - Photo 19](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1082601100r.jpg) ![38 Oak Street - Photo 20](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3209302192r.jpg) ![38 Oak Street - Photo 21](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f1172700671r.jpg) ![38 Oak Street - Photo 22](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3714205206r.jpg) ![38 Oak Street - Photo 23](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3046556632r.jpg) ![38 Oak Street - Photo 24](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3593747204r.jpg) ![38 Oak Street - Photo 25](http://lh.rdcpix.com/92d97790229eaae5869db4271ae7e96fl-f3069379066r.jpg) --- **MLS#:** R1712282 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/38-oak-street-deposit-ny-13754-eceb6969104444ea9d642ff4611b6267) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/38-oak-street-deposit-ny-13754-eceb6969104444ea9d642ff4611b6267#listing", "url": "https://www.propertysimple.ai/listing/38-oak-street-deposit-ny-13754-eceb6969104444ea9d642ff4611b6267", "name": "38 Oak Street, Deposit, NY 13754", "description": "MOTIVATED SELLER! Discover exceptional flexibility and value in this fully furnished, versatile property zoned Commercial (C-1). Potential uses include a single-family or multi-family home, an owner-occupied residence with Airbnb potential, a residential investment property, professional offices-or a combination of uses. With defined living spaces and separate entrances on each level, the property is especially well suited for multigenerational living. Extensive recent improvements include updated kitchens and bathrooms, new HVAC, electrical and plumbing systems, new flooring throughout, and new appliances. Upstairs features 3 bedrooms and 1.5 bathrooms with a walk-up attic providing additional storage. The lower level features 1 bedrooms and 1 full bathroom plus laundry room with washers and dryers for both units. The home's major updates offer the benefit of low-maintenance living for years to come. Conveniently located just off Route 17 (Exit 84) and less than 2.5 hours from the George Washington Bridge. The property offers easy access to the Delaware River, the Catskills, and abundant year round recreation making it an easy getaway! Fully furnished and ready for its next chapter! 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