About This Home

This 3-bedroom, 2-bathroom single family at 38 SE 195TH Street in Suwannee, FL is listed for $949,000 ($659 per sqft). Built in 2000, the home offers 1,440 sqft of living space on a 0.89 acres lot.

Key Features

  • Built in 2000
  • 0.89 acre lot
  • Waterfront

Property Details

1 story
2 full
2000

Amenities

WaterfrontViewA/C
Listing Description

Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat.

Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window.

Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs.

Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty-all from your own backyard. Owner is a licensed Realtor in Florida.

Monthly Cost Estimate

$5,075/mo

20% down · 6.5% · 30 years

Principal$686
Interest$4,112
Insurance$277

Estimates only. Actual payments may vary.

Location

38 SE 195TH Street

Suwannee, FL 32692

(0131)

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersSolid Wood CabinetsStone Counters

Exterior Features

Private YardRV Hookup

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Views

Ocean

Heating

Central

Cooling

Central Air

Appliances

Convection OvenDishwasherDisposalMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 38 SE 195TH Street is listed at $949,000 ($659/sqft). The estimated monthly payment is $5,076 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2000, 0.89 acre lot, Waterfront. Interior Features: Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings. Exterior Features: Private Yard, RV Hookup.

This property is listed by Kevin Banes.

KB

Kevin Banes

Agent at Bosshardt Realty Services, LLC

Listed by Bosshardt Realty Services, LLC · Broker phone: (352) 371-6100 · View on Broker Site · Broker website

MLS# GC541382· Source: Stellar MLS· 129 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38 SE 195TH Street, Suwannee, FL 32692

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