About This Home

This 3-bedroom, 3-bathroom single family at 38 Treasure Island in Roscommon, MI is listed for $995,000 ($357 per sqft). Built in 2013, the home offers 2,786 sqft of living space on a N/A lot.

Key Features

  • Built in 2013
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
2013

Amenities

WaterfrontHardwood
Listing Description

Fall asleep to stars. Wake to sunrise over the water. Lay in bed as if in a treehouse suspended over water. No land. Just water and big sky views. Stand in the middle of the house and see water from the front and rear - something you can only do on an island.

Why an island? Because it's different. Because it's special. Because you can walk down a forest path to visit your neighbor, and if your guests or dogs aren't at your house, you know they haven't gone far. Because the summer weekends are full of energy and the weekdays are serene.

Because when the winter lake freezes you may be the only one among a community of summer homes. An adventure, yet only a short boat ride from the mainland docks or winter walk across the blue ice, snowshoe, ski, or buy that snowmobile you've been wanting.

This is a house uniquely designed for its exact location to enjoy the view no matter what the weather is outside. A one-of-a-kind experience for that individual person who "gets" it Sleeping area and three full baths for a crowd. Ultimate master suite for privacy.

Starlink high speed internet for work. Spacious art and equipped exercise room. Modern year-round amenities with a small dose of adventure. Work from home. Exercise. Paint or scrapbook with friends. Have a yoga retreat. Or just sit with a drink, relax, and laugh.

Enjoy the energy of summer lake living, solitude and colors of autumn, and when the lake freezes over have the adventure of your life with rarely another around. A house not to just live in but experience. Water and sky views from every angle distinguish this luxury home designed by renowned environmental architect, Ray Kendra.

Nestled on the coveted sandy side of Higgins Lake's Treasure Island, this home features geothermal heating/cooling and roof mounted Starlink capable of speeds up to 400Mbps for year-round work and recreation. In the upstairs master suite wake each morning to panoramic water views and fall asleep to the sound of moonlit water lapping at the shore.

The suite's closet doubles as a ''cloffice'' and master bath features a walk-in tile shower and separate his/hers vanity areas.From the upstairs "see through" room gaze down at the water or across the horizon for big sky views. Stand in the middle and see both sides of the island through the front and back walls of windows.

Four custom, built-in bunks with full size mattress offer flexible sleeping quarters each with its own window or water view. A twin bed nestled in bay windows, two closets and another full bath finish this upper-level flex space.Seamless flow between the kitchen, dining, and living area on the first level is highlighted by huge glass looking out to the water.

Amenities include wood floors and cabinets, modern kitchen with double oven, and another bedroom (currently used as an office) with frosted glass pocket doors for the option of open or private space. Tiled entry from the garage includes washer/dryer and full bath including walk in shower.Above the attached garage is a vaulted ceiling bonus room cur

rently used as an art and exercise studio but is heated/cooled for future build out as two additional bedrooms. Metal roof, Hardi-board cement siding, and insulated high crawl space make for low maintenance living. Ready to close and play this summer - turnkey potential including pontoon boat, island dock, boat lifts, and furnishings. The island HOA maintains west shore mainland parking, docks, and boat slip.

Monthly Cost Estimate

$5,891/mo

20% down · 6.5% · 30 years

Principal$720
Interest$4,312
Insurance$290
HOA$570

Estimates only. Actual payments may vary.

Location

38 Treasure Island

Roscommon, MI 48653

T24N R3W

Features & Amenities

Interior Features

Vaulted Ceiling(s)Walk-In Closet(s)Doorwall

Exterior Features

Dock

Property Details

Flooring

Hardwood

Construction

Frame

Appliances

WasherRange/OvenRefrigeratorMicrowaveDryerDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 38 Treasure Island is listed at $995,000 ($357/sqft). The estimated monthly payment is $5,891 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $570/month.

Key features include: Built in 2013, 2 stories, Waterfront. Interior Features: Vaulted Ceiling(s), Walk-In Closet(s), Doorwall. Exterior Features: Dock.

This property is listed by Jeri Ann Janisse and can be reached at 9898216208.

JJ

Jeri Ann Janisse

Agent at RE/MAX of Higgins Lake

(989) 821-6208

Listed by RE/MAX of Higgins Lake · Broker phone: (989) 821-6208 · View on Broker Site

MLS# 201840987· Source: Water Wonderland Board of Realtors®· 84 days on PropertySimple

Copyright © 2026 Water Wonderland Board of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38 Treasure Island, Roscommon, MI 48653

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