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About This Home

This 3-bedroom, 2-bathroom single family at 381 Royal Tern Way in Carrabelle, FL is listed for $445,000 ($242 per sqft). Built in 2023, the home offers 1,842 sqft of living space on a 0.21 acres lot.

Agent Description

Located in St. James Bay with golf course frontage on the Hole 18 tee box, this 1,842 sq ft home offers 3 bedrooms, 2 bathrooms, an office, and a 2-car garage. Features include a metal roof, Hardie siding, stained pine tongue-and-groove porch ceilings, vinyl plank and tile flooring, granite countertops, and a stainless steel appliance package.

Situated in Flood Zone X with no flood insurance required. Utilities include Starlink internet, Duke Energy, and City of Carrabelle water. HOA dues are $120 per quarter. Currently operating as a short-term rental property. Furnishings are not included in the sale price but may be available for purchase separately.

Key Features

  • Built in 2023
  • 0.21 acre lot
  • 2 parking spaces

Property Details

2 full
2 spaces
2023

Amenities

A/C

Monthly Cost Estimate

$2,500/mo

20% down · 6.5% · 30 years

Principal$322
Interest$1,928
Insurance$130
HOA$120

Estimates only. Actual payments may vary.

Location

381 Royal Tern Way

Carrabelle, FL 32323

St James Bay

Features & Amenities

Interior Features

Crown MoldingKitchen IslandPantrySplit BedroomTray Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

TileVinyl

Construction

Frame HardiPlank Type

Pool Features

Porch

Parking

Garage - Attached

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

DishwasherDisposalElectric OvenMicrowaveRefrigerator w/Ice Maker

Questions & Answers

This 3-bedroom, 2-bathroom single family at 381 Royal Tern Way is listed at $445,000 ($242/sqft). The estimated monthly payment is $2,048 based on 20% down at 6.5% interest.

HOA fees are $120/month.

Key features include: Built in 2023, 0.21 acre lot, 2 parking spaces. Interior Features: Crown Molding, Kitchen Island, Pantry.

This property is listed by Amber Miller and can be reached at 8505090826 or ambermiller0826@gmail.com.

AM

Amber Miller

Agent at Golden Properties & Investments, Llc

(850) 509-0826

Listed by Golden Properties & Investments, Llc · View on Broker Site

MLS# 328482· Source: listhub· Updated today

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

381 Royal Tern Way, Carrabelle, FL 32323

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