# 3850 Indian Trail #107, Destin, FL 32541 > **TL;DR:** 1bd/1ba condo, $224,900 ($230/sqft), built 1989, 977 sqft. > Fireplace, A/C. Est. $1,659/mo. Listed 130 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $224,900 | | Price/sqft | $230 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 977 | | Year Built | 1989 | | Stories | 2 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 130 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,137 | | Estimated Insurance | $66 | | HOA | $456 | | **Total** | **$1,659** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Fort Walton Beach ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1989 - 2 stories - Fireplace ## Description ### Agent Description Ground-floor 1BR/1BA condo located on the east side of the building, just steps from the pool. This beautifully updated Destin condo offers easy, no-stairs entry, brand-new interior paint, quartz countertops, new bedroom closet doors, a separate dining area, breakfast bar, tile flooring in the kitchen and bath, and a stackable washer and dryer. This condominium is approved for VA financing and is eligible for FHA Spot Approval, offering expanded financing options for qualified buyers. Enjoy a quiet, low-density setting in an 8-unit community - perfect as a primary residence, second home, or income-producing investment property. The investor-friendly location makes this an excellent opportunity. Conveniently located across from the bay and just 2.5 miles from Henderson Beach State Park, with easy access to public beach access, shopping, dining, and the new Publix. Recent building updates include a full exterior repaint and a new 30-year metal roof (2024), providing added value and low-maintenance ownership. VA buyers may qualify for 100% financing. Condo may be eligible for FHA spot approval. A rare opportunity and one of the best values in Destin for a ground-floor, move-in ready condo. ## Location - **Address:** 3850 Indian Trail #107, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** INDIAN TRAIL CONDO - **Coordinates:** 30.410744, -86.478872 - **Google Maps:** https://www.google.com/maps?q=30.410744,-86.478872 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=7FN7tFurjFS ## Listing Agent - **Name:** Mariya Calkins · **License:** 3623754 - **Brokerage:** The Premier Property Group, LLC - **Phone:** 8503806273 - **Broker Phone:** (850) 213-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3850-Indian-Trl-Apt-107_Destin_FL_32541_M60432-95040?f=listhub&s=ECARMLSFL&m=1001757&c=propsimple) ## Photos ![3850 Indian Trail #107 - Photo 1](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f1291593821r.jpg) ![3850 Indian Trail #107 - Photo 2](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f595342106r.jpg) ![3850 Indian Trail #107 - Photo 3](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f3714658859r.jpg) ![3850 Indian Trail #107 - Photo 4](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f1255036833r.jpg) ![3850 Indian Trail #107 - Photo 5](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f726787290r.jpg) ![3850 Indian Trail #107 - Photo 6](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f144594419r.jpg) ![3850 Indian Trail #107 - Photo 7](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f97591568r.jpg) ![3850 Indian Trail #107 - Photo 8](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f4113869147r.jpg) ![3850 Indian Trail #107 - Photo 9](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f1792095629r.jpg) ![3850 Indian Trail #107 - Photo 10](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f3049404838r.jpg) ![3850 Indian Trail #107 - Photo 11](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f2776763691r.jpg) ![3850 Indian Trail #107 - Photo 12](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f801512871r.jpg) ![3850 Indian Trail #107 - Photo 13](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f1521367731r.jpg) ![3850 Indian Trail #107 - Photo 14](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f3167972563r.jpg) ![3850 Indian Trail #107 - Photo 15](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f535782769r.jpg) ![3850 Indian Trail #107 - Photo 16](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f543451135r.jpg) ![3850 Indian Trail #107 - Photo 17](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f4124816875r.jpg) ![3850 Indian Trail #107 - Photo 18](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f3405902848r.jpg) ![3850 Indian Trail #107 - Photo 19](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f805312538r.jpg) ![3850 Indian Trail #107 - Photo 20](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f628245464r.jpg) ![3850 Indian Trail #107 - Photo 21](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f853848112r.jpg) ![3850 Indian Trail #107 - Photo 22](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f3662635989r.jpg) ![3850 Indian Trail #107 - Photo 23](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f4224212389r.jpg) ![3850 Indian Trail #107 - Photo 24](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f4283253389r.jpg) ![3850 Indian Trail #107 - Photo 25](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f4059999032r.jpg) ![3850 Indian Trail #107 - Photo 26](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f1507856206r.jpg) ![3850 Indian Trail #107 - Photo 27](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f3468914907r.jpg) ![3850 Indian Trail #107 - Photo 28](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f2553597282r.jpg) ![3850 Indian Trail #107 - Photo 29](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f3194339503r.jpg) ![3850 Indian Trail #107 - Photo 30](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f2545888639r.jpg) ![3850 Indian Trail #107 - Photo 31](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f2189596957r.jpg) ![3850 Indian Trail #107 - Photo 32](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f907672870r.jpg) ![3850 Indian Trail #107 - Photo 33](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f2093066455r.jpg) ![3850 Indian Trail #107 - Photo 34](http://lh.rdcpix.com/5223f52f42c7c6b8bcaf66694f6f2fccl-f2293741683r.jpg) --- **MLS#:** 1001757 | **Updated:** 2026-08-28 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3850-indian-trail-destin-fl-32541-1001757) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3850-indian-trail-destin-fl-32541-1001757#listing", "url": "https://www.propertysimple.ai/listing/3850-indian-trail-destin-fl-32541-1001757", "name": "3850 Indian Trail #107, Destin, FL 32541", "description": "Ground-floor 1BR/1BA condo located on the east side of the building, just steps from the pool. This beautifully updated Destin condo offers easy, no-stairs entry, brand-new interior paint, quartz countertops, new bedroom closet doors, a separate dining area, breakfast bar, tile flooring in the kitchen and bath, and a stackable washer and dryer. This condominium is approved for VA financing and is eligible for FHA Spot Approval, offering expanded financing options for qualified buyers. Enjoy a quiet, low-density setting in an 8-unit community - perfect as a primary residence, second home, or income-producing investment property. The investor-friendly location makes this an excellent opportunity. Conveniently located across from the bay and just 2.5 miles from Henderson Beach State Park, with easy access to public beach access, shopping, dining, and the new Publix. Recent building updates include a full exterior repaint and a new 30-year metal roof (2024), providing added value and low-maintenance ownership. VA buyers may qualify for 100% financing. Condo may be eligible for FHA spot approval. 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