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About This Home

This 3-bedroom, 2-bathroom single family at 3855 Heartwood Street in Panama City, FL is listed for $339,500 ($171 per sqft). Built in 2022, the home offers 1,984 sqft of living space on a 0.26 acres lot.

Agent Description

BEST Priced in highly sought-after College Station neighborhood of Panama City! This welcoming open floor plan features three-bedrooms, two-bathrooms offering 1,901 square feet of well-designed living space that checks all the boxes for comfortable Florida living.

The split floor plan gives everyone their own space, which is honestly one of the smartest layouts out there. The primary bedroom is a true retreat, featuring a large closet and a double vanity bathroom that makes morning routines a breeze. Vaulted ceilings throughout create an airy, open feel that makes the home live even larger than its generous square footage suggests.

Vinyl plank flooring runs through the home, giving you that beautiful look without the fussy maintenance. The kitchen comes equipped with a pantry, because nobody ever complained about having too much storage. Ceiling fans keep things comfortable alongside the central electric system, and the garage provides covered parking plus extra room for all your stuff.

The quality of construction here is evident in every detail, built to handle the Florida lifestyle with ease. The neighborhood puts you in a fantastic spot with Publix just minutes away for grocery runs, Zollie Young Dog Park nearby for your pets, and North Bay Haven Charter Academy right around the corner.

Residents will also appreciate easy access to Mosley High School and even Florida State University Panama City for higher education options. This one is fresh on the market and ready for its new owners. Schedule your showing today before someone else calls it home! Washer, Dryer, and TV in primary bedroom convey in as-is condition with the sale of this home.

Key Features

  • Built in 2022
  • 0.26 acre lot

Property Details

2 full
2022

Amenities

A/C

Monthly Cost Estimate

$1,816/mo

20% down · 6.5% · 30 years

Principal$246
Interest$1,471
Insurance$99

Estimates only. Actual payments may vary.

Location

3855 Heartwood Street

Panama City, FL 32404

College Station Phase 2

Property Details

Construction

Brick WoodFrame

Pool Features

PatioPorch

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricRange

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3855 Heartwood Street is listed at $339,500 ($171/sqft). The estimated monthly payment is $1,471 based on 20% down at 6.5% interest.

Key features include: Built in 2022, 0.26 acre lot.

This property is listed by MaryAnn Enfinger and can be reached at 8508325263 or 8325263@gmail.com.

ME

MaryAnn Enfinger

Agent at Overstreet Realty

(850) 832-5263

Listed by Overstreet Realty · View on Broker Site

MLS# 788132· Source: listhub· Updated 56 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3855 Heartwood Street, Panama City, FL 32404

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