About This Home

This 4-bedroom, 5-bathroom single family at 386 COUNTY ROAD 3973 in Arley, AL is listed for $959,500 ($309 per sqft). Built in 1994, the home offers 3,108 sqft of living space on a 1.60 acres lot.

Key Features

  • Built in 1994
  • 1.60 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full, 2 half
1994

Amenities

FireplaceWaterfrontA/C
Listing Description

Charming, fully furnished four-bedroom lake home on a rare wooded point lot in a deep-water cove just off Big Dismal Creek. With year-round water, a gentle slope and private dock, this peaceful Smith Lake retreat offers easy waterfront living in an excellent location convenient to Arley, Curry and Jasper.

Monthly Cost Estimate

$5,132/mo

20% down · 6.5% · 30 years

Principal$694
Interest$4,158
Insurance$280

Estimates only. Actual payments may vary.

Location

386 COUNTY ROAD 3973

Arley, AL 35541

dismal bay

Property Details

Flooring

TileWood

Construction

Vinyl Siding

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

DishwasherOven (Elec)Range (Elec)RefrigeratorWater Heater (Elec)

Questions & Answers

This 4-bedroom, 5-bathroom single family at 386 COUNTY ROAD 3973 is listed at $959,500 ($309/sqft). The estimated monthly payment is $5,132 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1994, 1.60 acre lot, Fireplace, Waterfront.

This property is listed by Joseph A Carter and can be reached at 2053003720.

JC

Joseph A Carter

Agent at Joseph Carter Realty

(205) 300-3720
Agent website

Listed by Joseph Carter Realty · Broker phone: 2052955141 · View on Broker Site

MLS# 26-1770· Source: Walker County Area Board of REALTORS®· 25 days on PropertySimple

Copyright © 2026 Walker County Area Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

386 COUNTY ROAD 3973, Arley, AL 35541

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