# 386 COUNTY ROAD 3973, Arley, AL 35541

> **TL;DR:** 4bd/5ba single family, $959,500 ($309/sqft), built 1994, 3,108 sqft.
> Fireplace, Waterfront, A/C. Est. $5,132/mo. Listed 22 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $959,500 |
| Price/sqft | $309 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 2 half |
| Square Feet | 3,108 |
| Year Built | 1994 |
| Lot Size | 69,696 sqft (1.60 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 22 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,852 |
| Estimated Insurance | $280 |
| **Total** | **$5,132** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1994
- 1.60 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Charming, fully furnished four-bedroom lake home on a rare wooded point lot in a deep-water cove just off Big Dismal Creek. With year-round water, a gentle slope and private dock, this peaceful Smith Lake retreat offers easy waterfront living in an excellent location convenient to Arley, Curry and Jasper.

## Location

- **Address:** 386 COUNTY ROAD 3973, Arley, AL 35541
- **County:** Winston
- **Neighborhood:** dismal bay
- **Coordinates:** 34.009686, -87.197059
- **Google Maps:** https://www.google.com/maps?q=34.009686,-87.197059

## Listing Agent

- **Name:** Joseph A Carter
- **Brokerage:** Joseph Carter Realty
- **Phone:** 2053003720
- **Broker Phone:** 2052955141
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/386-County-Road-3973_Arley_AL_35541_M87328-82258?f=listhub&s=WBRAL-26&m=1770&c=propsimple)

## Photos

![386 COUNTY ROAD 3973 - Photo 1](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2860888476r.jpg)

![386 COUNTY ROAD 3973 - Photo 2](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2494333970r.jpg)

![386 COUNTY ROAD 3973 - Photo 3](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f3533965488r.jpg)

![386 COUNTY ROAD 3973 - Photo 4](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1510645923r.jpg)

![386 COUNTY ROAD 3973 - Photo 5](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f4136631990r.jpg)

![386 COUNTY ROAD 3973 - Photo 6](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2549968248r.jpg)

![386 COUNTY ROAD 3973 - Photo 7](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1721039977r.jpg)

![386 COUNTY ROAD 3973 - Photo 8](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2218546679r.jpg)

![386 COUNTY ROAD 3973 - Photo 9](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1116264719r.jpg)

![386 COUNTY ROAD 3973 - Photo 10](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1967271663r.jpg)

![386 COUNTY ROAD 3973 - Photo 11](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2052548033r.jpg)

![386 COUNTY ROAD 3973 - Photo 12](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f4020064890r.jpg)

![386 COUNTY ROAD 3973 - Photo 13](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f268689007r.jpg)

![386 COUNTY ROAD 3973 - Photo 14](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1826173344r.jpg)

![386 COUNTY ROAD 3973 - Photo 15](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2154151247r.jpg)

![386 COUNTY ROAD 3973 - Photo 16](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2215926697r.jpg)

![386 COUNTY ROAD 3973 - Photo 17](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f4291630416r.jpg)

![386 COUNTY ROAD 3973 - Photo 18](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f3072002242r.jpg)

![386 COUNTY ROAD 3973 - Photo 19](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1137528378r.jpg)

![386 COUNTY ROAD 3973 - Photo 20](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f415245001r.jpg)

![386 COUNTY ROAD 3973 - Photo 21](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1947684443r.jpg)

![386 COUNTY ROAD 3973 - Photo 22](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2812675551r.jpg)

![386 COUNTY ROAD 3973 - Photo 23](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1053054098r.jpg)

![386 COUNTY ROAD 3973 - Photo 24](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f876844109r.jpg)

![386 COUNTY ROAD 3973 - Photo 25](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2803337302r.jpg)

![386 COUNTY ROAD 3973 - Photo 26](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f3806698125r.jpg)

![386 COUNTY ROAD 3973 - Photo 27](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f881198399r.jpg)

![386 COUNTY ROAD 3973 - Photo 28](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f4095654874r.jpg)

![386 COUNTY ROAD 3973 - Photo 29](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f557700682r.jpg)

![386 COUNTY ROAD 3973 - Photo 30](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2280587025r.jpg)

![386 COUNTY ROAD 3973 - Photo 31](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f950699204r.jpg)

![386 COUNTY ROAD 3973 - Photo 32](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f3852046558r.jpg)

![386 COUNTY ROAD 3973 - Photo 33](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f47001928r.jpg)

![386 COUNTY ROAD 3973 - Photo 34](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2301192617r.jpg)

![386 COUNTY ROAD 3973 - Photo 35](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1434402836r.jpg)

![386 COUNTY ROAD 3973 - Photo 36](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f3690493745r.jpg)

![386 COUNTY ROAD 3973 - Photo 37](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f4114747762r.jpg)

![386 COUNTY ROAD 3973 - Photo 38](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f4017906216r.jpg)

![386 COUNTY ROAD 3973 - Photo 39](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f553017370r.jpg)

![386 COUNTY ROAD 3973 - Photo 40](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f3974577067r.jpg)

![386 COUNTY ROAD 3973 - Photo 41](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f394578593r.jpg)

![386 COUNTY ROAD 3973 - Photo 42](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f536720211r.jpg)

![386 COUNTY ROAD 3973 - Photo 43](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f3559321239r.jpg)

![386 COUNTY ROAD 3973 - Photo 44](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f31042806r.jpg)

![386 COUNTY ROAD 3973 - Photo 45](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f204279257r.jpg)

![386 COUNTY ROAD 3973 - Photo 46](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f393546189r.jpg)

![386 COUNTY ROAD 3973 - Photo 47](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f833066786r.jpg)

![386 COUNTY ROAD 3973 - Photo 48](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f2110744015r.jpg)

![386 COUNTY ROAD 3973 - Photo 49](http://lh.rdcpix.com/7edb6aede954b5ab011d52910d397f1el-f1376280552r.jpg)

---

**MLS#:** 26-1770 | **Updated:** 2026-09-17
**Source:** listhub

*Copyright © 2026 Walker County Area Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/386-county-road-3973-arley-al-35541-261770)

---

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}
```