# 386 E Chicago Street, Elgin, IL 60120 > **TL;DR:** 5bd/4ba residential multi family, $449,900, built 1900. > 2-car garage. Est. $2,406/mo. Listed 20 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $449,900 | | Bedrooms | 5 | | Bathrooms | 3 full, 1 half | | Year Built | 1900 | | Lot Size | 14,375 sqft (0.33 acres) | | Garage | 2-car | | Property Type | Residential Multi Family (Other) | | Status | Active | | Days on Market | 20 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,275 | | Estimated Insurance | $131 | | **Total** | **$2,406** | ## Key Amenities - 2-car garage ## Property Highlights - Built in 1900 - 0.33 acre lot - 3 parking spaces ## Description ### Agent Description Now is your opportunity to own one of Elgin's finest historic homes! Located just blocks from downtown Elgin, this grand residence offers timeless character, generous living space and exceptional flexibility for modern living. This is not your typical duplex-it is a distinguished historic home with a separate upper-level apartment, making it an excellent opportunity for a primary residence with space for multigenerational living, guests or rental income. Set on a deep, level lot with mature trees, this beautiful home welcomes you with a huge covered front porch, perfect for relaxing on summer evenings. Step inside to a grand foyer/parlor showcasing beautiful custom millwork, a large separate living room with crown and oversized moldings, and a formal dining room with exposed wood beams and a butler's swinging door leading to the updated kitchen. The kitchen features oak cabinetry, extra recessed lighting and wood laminate flooring. A back covered, enclosed porch with separate heating and air conditioning and vaulted ceilings provides a wonderful space for summer gatherings. The main residence offers a huge primary bedroom with a private fireplace and walk-in closet, graciously sized secondary bedrooms and a rare back-to-back arrangement of two full bathrooms-one with a whirlpool tub and the other with a walk-in shower. The full finished basement adds even more living and hobby space, including a recreation room, den, workshop area and additional laundry. The separate upper-level apartment is a tremendous bonus and a key part of this property's versatility. Currently rented for $925 per month, it features a spacious living room with a cozy gas-log fireplace, vaulted ceilings and a French door leading to a private balcony. A separate dining area with built-in hutch, updated kitchen with oak cabinetry and tile flooring, spacious bedroom with secondary exit for added safety and in-unit laundry make this a comfortable and functional living space. Whether used for family members, extended-stay guests, or a tenant, this apartment offers flexibility rarely found in a traditional single-family home. The main home is loaded with charm and character, while the unique detached 2 1/2-car garage with attached heated office provides an excellent space for an in-home business, studio, or work area. All of this is situated just blocks from downtown Elgin, with its beautiful library, recreation center, Hemmens Auditorium and much more. Nothing else even close on the market like this! Tremendous space, historic character and flexibility for the value. A truly special opportunity to own a grand historic home that can adapt to the way you live-whether that means enjoying it as your primary residence, sharing it with family, welcoming guests or taking advantage of rental income from the separate apartment. This is an estate sale being sold as is! ## Location - **Address:** 386 E Chicago Street, Elgin, IL 60120 - **County:** Kane - **Coordinates:** 42.037674, -88.276428 - **Google Maps:** https://www.google.com/maps?q=42.037674,-88.276428 ## Virtual Tour & Media - **Video Tour:** https://tours.creativelightstudios.com/386-E-Chicago-St/idx ## Listing Agent - **Name:** Robert Wisdom - **Brokerage:** Patron, Inc (dba RE/MAX Horizon) - **Phone:** (630) 215-6600 - **Broker Phone:** (630) 215-6600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/386-E-Chicago-St_Elgin_IL_60120_M70325-72793?f=listhub&s=MREDIL&m=12751974&c=propsimple) ## Photos ![386 E Chicago Street - Photo 1](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f2521553247r.jpg) ![386 E Chicago Street - Photo 2](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3728180772r.jpg) ![386 E Chicago Street - Photo 3](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f258830707r.jpg) ![386 E Chicago Street - Photo 4](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1846579240r.jpg) ![386 E Chicago Street - Photo 5](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3010162929r.jpg) ![386 E Chicago Street - Photo 6](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1747703803r.jpg) ![386 E Chicago Street - Photo 7](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f832199258r.jpg) ![386 E Chicago Street - Photo 8](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f658639700r.jpg) ![386 E Chicago Street - Photo 9](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1766261925r.jpg) ![386 E Chicago Street - Photo 10](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f460530241r.jpg) ![386 E Chicago Street - Photo 11](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f828008599r.jpg) ![386 E Chicago Street - Photo 12](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3031982465r.jpg) ![386 E Chicago Street - Photo 13](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1633324067r.jpg) ![386 E Chicago Street - Photo 14](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f142521898r.jpg) ![386 E Chicago Street - Photo 15](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1250412544r.jpg) ![386 E Chicago Street - Photo 16](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f857097405r.jpg) ![386 E Chicago Street - Photo 17](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f2023207941r.jpg) ![386 E Chicago Street - Photo 18](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3614768098r.jpg) ![386 E Chicago Street - Photo 19](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f995195493r.jpg) ![386 E Chicago Street - Photo 20](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f2405021144r.jpg) ![386 E Chicago Street - Photo 21](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3353135303r.jpg) ![386 E Chicago Street - Photo 22](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3068316574r.jpg) ![386 E Chicago Street - Photo 23](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f748657854r.jpg) ![386 E Chicago Street - Photo 24](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1886641321r.jpg) ![386 E Chicago Street - Photo 25](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f2235459373r.jpg) ![386 E Chicago Street - Photo 26](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3726775533r.jpg) ![386 E Chicago Street - Photo 27](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f2736844759r.jpg) ![386 E Chicago Street - Photo 28](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3576143480r.jpg) ![386 E Chicago Street - Photo 29](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f3771145149r.jpg) ![386 E Chicago Street - Photo 30](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1987737740r.jpg) ![386 E Chicago Street - Photo 31](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f1804765850r.jpg) ![386 E Chicago Street - Photo 32](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f2184226863r.jpg) ![386 E Chicago Street - Photo 33](http://lh.rdcpix.com/89dfa281cbc3811aa6fede787950ff5fl-f558825007r.jpg) --- **MLS#:** 12751974 | **Updated:** 2026-09-23 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/386-e-chicago-street-elgin-il-60120-12751974) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/386-e-chicago-street-elgin-il-60120-12751974#listing", "url": "https://www.propertysimple.ai/listing/386-e-chicago-street-elgin-il-60120-12751974", "name": "386 E Chicago Street, Elgin, IL 60120", "description": "Now is your opportunity to own one of Elgin's finest historic homes! Located just blocks from downtown Elgin, this grand residence offers timeless character, generous living space and exceptional flexibility for modern living. This is not your typical duplex-it is a distinguished historic home with a separate upper-level apartment, making it an excellent opportunity for a primary residence with space for multigenerational living, guests or rental income. Set on a deep, level lot with mature trees, this beautiful home welcomes you with a huge covered front porch, perfect for relaxing on summer evenings. Step inside to a grand foyer/parlor showcasing beautiful custom millwork, a large separate living room with crown and oversized moldings, and a formal dining room with exposed wood beams and a butler's swinging door leading to the updated kitchen. The kitchen features oak cabinetry, extra recessed lighting and wood laminate flooring. A back covered, enclosed porch with separate heating and air conditioning and vaulted ceilings provides a wonderful space for summer gatherings. The main residence offers a huge primary bedroom with a private fireplace and walk-in closet, graciously sized secondary bedrooms and a rare back-to-back arrangement of two full bathrooms-one with a whirlpool tub and the other with a walk-in shower. The full finished basement adds even more living and hobby space, including a recreation room, den, workshop area and additional laundry. The separate upper-level apartment is a tremendous bonus and a key part of this property's versatility. Currently rented for $925 per month, it features a spacious living room with a cozy gas-log fireplace, vaulted ceilings and a French door leading to a private balcony. A separate dining area with built-in hutch, updated kitchen with oak cabinetry and tile flooring, spacious bedroom with secondary exit for added safety and in-unit laundry make this a comfortable and functional living space. 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