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About This Home

This 3-bedroom, 2-bathroom single family at 38648 FERM CIRCLE in Zephyrhills, FL is listed for $319,000 ($226 per sqft). Built in 1985, the home offers 1,409 sqft of living space on a 0.26 acres lot.

Agent Description

PRICE IMPROVED!! Fantastic Zephyrhills Location W/ NO HOA !!! NO CDD !!! This Concrete Block 3 Bedroom, 2 Bath, 1 Car Garage Home Has No Deed Restrictions. 2 Outdoor Sheds For Storage and Work Space !!! Lovingly Maintained and Ready For A New Family. NO CARPETING !!

All New Laminate Flooring and Ceramic Tile... The Eat In Kitchen has Solid Wood Cabinets and Corian Countertops. Huge Living Room Has Soaring Ceilings and a Bonus Area W/ Sliders that Lead Out to the Amazing Screened in Back Patio. SPLIT FLOOR PLAN !!!

The Spacious Master Bedroom Has a Large Walk in Closet and En Suite Bathroom W/ Separate Water Closet, and A Fantastic Walk in Shower. The Other 2 Bedrooms Share a Full Bathroom. The Fenced Yard and Rear Carport Offering Privacy and Parking For Your Boat and Toys. Located Near Restaurants, Shopping, and a 4 minute Drive to the Hospital. 1 hour to Disney, Beaches, Major Sports Complexes and TIA.

Key Features

  • Built in 1985
  • 0.26 acre lot

Property Details

2 full
1985

Monthly Cost Estimate

$1,706/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,382
Insurance$93

Estimates only. Actual payments may vary.

Location

38648 FERM CIRCLE

Zephyrhills, FL 33540

GROVES

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSolid Wood CabinetsWalk-in Closet(s)Window Treatments

Exterior Features

FencingSliding Doors

Property Details

Flooring

TileTile - Ceramic

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

DishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 38648 FERM CIRCLE is listed at $319,000 ($226/sqft). The estimated monthly payment is $1,382 based on 20% down at 6.5% interest.

Key features include: Built in 1985, 0.26 acre lot. Interior Features: Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor. Exterior Features: Fencing, Sliding Doors.

This property is listed by Trisa Ramey and can be reached at 8133802303 or trisasramey@gmail.com.

TR

Trisa Ramey

Agent at COLDWELL BANKER REALTY

(813) 380-2303

Listed by COLDWELL BANKER REALTY · View on Broker Site

MLS# TB8411852· Source: listhub· Updated 308 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38648 FERM CIRCLE, Zephyrhills, FL 33540

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