About This Home

This 3-bedroom, 2-bathroom single family at 38648 FERM Circle in Zephyrhills, FL is listed for $310,000 ($238 per sqft). Built in 1985, the home offers 1,304 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 1985
  • 0.26 acre lot

Property Details

1 story
2 full
1-car garage
1985

Amenities

A/C
Listing Description

Welcome home to 38648 Ferm Circle, a beautifully maintained 3-bedroom, 2-bathroom nestled under a canopy of gorgeous mature oaks in the heart of Zephyrhills. This 1,404 sq ft gem sits on a generous 0.26-acre fully fenced lot, offering the kind of privacy and space that's getting harder to find.

Step inside to a bright, open living area featuring vaulted ceilings and new flooring throughout, creating a fresh, move in ready feel from room to room. The eat in kitchen offers plenty of cabinet and counter space and a cozy dining nook perfect for morning coffee.

Peace of mind comes standard here with double pane windows, a newer drain field, and a newer hot water heater major ticket items already handled for you. Step outside and fall in love with the massive, fully fenced backyard shaded by mature oaks plenty of room to garden, entertain, or just relax.

A large covered carport offers room for a boat, RV, or trailer, ideal for the outdoor enthusiast who needs space for the toys. Not to mention a huge shed connected to electricity. Bonus: With an acceptable offer, a 1985 ProCraft boat with a 2024 Honda motor can be included hop in the water without the extra shopping trip! Centrally located in Zephyrhills with easy access to shopping, dining, and Tampa's outdoor recreation, this move in ready home won't last.

Monthly Cost Estimate

$1,658/mo

20% down · 6.5% · 30 years

Principal$224
Interest$1,343
Insurance$90

Estimates only. Actual payments may vary.

Location

38648 FERM Circle

Zephyrhills, FL 33540

GROVES

Features & Amenities

Interior Features

Built-in FeaturesThermostat

Exterior Features

Storage

Property Details

Flooring

Vinyl

Construction

Block

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 38648 FERM Circle is listed at $310,000 ($238/sqft). The estimated monthly payment is $1,658 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1985, 0.26 acre lot. Interior Features: Built-in Features, Thermostat. Exterior Features: Storage.

This property is listed by Samuel Rudolph and can be reached at 7274260746.

SR

Samuel Rudolph

Agent at Coldwell Banker

(727) 426-0746

Listed by Coldwell Banker · Broker phone: (813) 754-3586 · View on Broker Site

MLS# TB8534899· Source: Stellar MLS· 47 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38648 FERM Circle, Zephyrhills, FL 33540

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