# 387 SILVER CREEK, Petoskey, MI 49770 > **TL;DR:** 3bd/2ba single family, $429,000 ($306/sqft), built 2022, 1,404 sqft. Est. $2,294/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $429,000 | | Price/sqft | $306 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,404 | | Year Built | 2022 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,169 | | Estimated Insurance | $125 | | **Total** | **$2,294** | ## Property Highlights - Built in 2022 ## Description ### Agent Description Private, quiet, and association-freejust over 1 acre in Petoskey, with no HOA dues and rules on how you use it. Three bedrooms, two baths in a split-plan ranch for easy living and full basement with built-in growth potential! Living, dining, and kitchen share the main floor in an open, light-filled layout anchored by a kitchen built for daily use. Stainless steel appliances, a center island, ample cabinetry, and generous counter space make it the natural gathering point of the home. Sliders open from the living area directly to a stamped concrete patio and the large backyard beyond. The primary suite occupies one end of the split planits own dedicated corner of the home, complete with an en suite bath. Two additional bedrooms and a full bath anchor the opposite end, keeping the floor plan well-defined without feeling closed off. A covered porch offers a front-of-home landing, and a side entrance opens into a mudroom/laundry room before connecting to the main living areas. The full basement is prepped for a bath and laid out with purposethree windows, two of them egress, open the space to the possibility of two conforming bedrooms alongside a family room, craft room, home gym, workshop, or extra storage. The infrastructure is in place; what you build from here is entirely up to you. Outside, the just-over-one-acre lot has room for outbuildings, a chicken coop, or a gardening shedand no association rules to limit any of it. A 10x20 shed is already in place. Natural gas, central air, and True Stream fiber serve the home, and downtown Petoskey's shops, dining, and four-season outdoor recreation are all within easy reach. ## Location - **Address:** 387 SILVER CREEK, Petoskey, MI 49770 - **County:** Emmet County - **Coordinates:** 45.3754385, -84.801437 - **Google Maps:** https://www.google.com/maps?q=45.3754385,-84.801437 ## Listing Agent - **Name:** Trish Hartwick - **Brokerage:** Coldwell Banker Schmidt Family Of Companies - **Phone:** 2318380411 - **Broker Phone:** 2313477600 ## Photos ![387 SILVER CREEK - Photo 1](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f797461396r.jpg) ![387 SILVER CREEK - Photo 2](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f3600373328r.jpg) ![387 SILVER CREEK - Photo 3](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f3081154417r.jpg) ![387 SILVER CREEK - Photo 4](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2621754407r.jpg) ![387 SILVER CREEK - Photo 5](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1618011612r.jpg) ![387 SILVER CREEK - Photo 6](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f3899556664r.jpg) ![387 SILVER CREEK - Photo 7](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1313387393r.jpg) ![387 SILVER CREEK - Photo 8](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1214549533r.jpg) ![387 SILVER CREEK - Photo 9](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1482121655r.jpg) ![387 SILVER CREEK - Photo 10](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1573531904r.jpg) ![387 SILVER CREEK - Photo 11](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1400305258r.jpg) ![387 SILVER CREEK - Photo 12](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1706432781r.jpg) ![387 SILVER CREEK - Photo 13](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f3759552211r.jpg) ![387 SILVER CREEK - Photo 14](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f948714685r.jpg) ![387 SILVER CREEK - Photo 15](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1989395265r.jpg) ![387 SILVER CREEK - Photo 16](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2483029108r.jpg) ![387 SILVER CREEK - Photo 17](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2630931644r.jpg) ![387 SILVER CREEK - Photo 18](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f4044549r.jpg) ![387 SILVER CREEK - Photo 19](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1419303158r.jpg) ![387 SILVER CREEK - Photo 20](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1913898099r.jpg) ![387 SILVER CREEK - Photo 21](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2468644933r.jpg) ![387 SILVER CREEK - Photo 22](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2003567176r.jpg) ![387 SILVER CREEK - Photo 23](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f3644076751r.jpg) ![387 SILVER CREEK - Photo 24](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f3727776790r.jpg) ![387 SILVER CREEK - Photo 25](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2682402739r.jpg) ![387 SILVER CREEK - Photo 26](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1474353346r.jpg) ![387 SILVER CREEK - Photo 27](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2296455893r.jpg) ![387 SILVER CREEK - Photo 28](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f764634017r.jpg) ![387 SILVER CREEK - Photo 29](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1100561948r.jpg) ![387 SILVER CREEK - Photo 30](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1120963328r.jpg) ![387 SILVER CREEK - Photo 31](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1062057431r.jpg) ![387 SILVER CREEK - Photo 32](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f661348890r.jpg) ![387 SILVER CREEK - Photo 33](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f3424184326r.jpg) ![387 SILVER CREEK - Photo 34](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1970721890r.jpg) ![387 SILVER CREEK - Photo 35](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f1460158915r.jpg) ![387 SILVER CREEK - Photo 36](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2781291597r.jpg) ![387 SILVER CREEK - Photo 37](http://lh.rdcpix.com/ded85de52c2c88efe3f51061ce50ccdbl-f2182985311r.jpg) --- **MLS#:** 480564 | **Updated:** 2026-08-23 **Source:** listhub *Copyright © 2026 Coldwell Banker Schmidt REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/387-silver-creek-petoskey-mi-49770-32289479) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/387-silver-creek-petoskey-mi-49770-32289479#listing", "url": "https://www.propertysimple.ai/listing/387-silver-creek-petoskey-mi-49770-32289479", "name": "387 SILVER CREEK, Petoskey, MI 49770", "description": "Private, quiet, and association-freejust over 1 acre in Petoskey, with no HOA dues and rules on how you use it. Three bedrooms, two baths in a split-plan ranch for easy living and full basement with built-in growth potential! Living, dining, and kitchen share the main floor in an open, light-filled layout anchored by a kitchen built for daily use. Stainless steel appliances, a center island, ample cabinetry, and generous counter space make it the natural gathering point of the home. Sliders open from the living area directly to a stamped concrete patio and the large backyard beyond. The primary suite occupies one end of the split planits own dedicated corner of the home, complete with an en suite bath. Two additional bedrooms and a full bath anchor the opposite end, keeping the floor plan well-defined without feeling closed off. A covered porch offers a front-of-home landing, and a side entrance opens into a mudroom/laundry room before connecting to the main living areas. The full basement is prepped for a bath and laid out with purposethree windows, two of them egress, open the space to the possibility of two conforming bedrooms alongside a family room, craft room, home gym, workshop, or extra storage. The infrastructure is in place; what you build from here is entirely up to you. Outside, the just-over-one-acre lot has room for outbuildings, a chicken coop, or a gardening shedand no association rules to limit any of it. A 10x20 shed is already in place. 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