# 3889 Granite Street, Terrell, NC 28682 > **TL;DR:** 3bd/3ba single family, $600,000 ($205/sqft), built 2003, 2,929 sqft. > Fireplace, View, A/C, 2-car garage. Est. $3,434/mo. Listed 16 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $600,000 | | Price/sqft | $205 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,929 | | Year Built | 2003 | | Lot Size | 37,026 sqft (0.85 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 16 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,034 | | Estimated Insurance | $175 | | HOA | $225 | | **Total** | **$3,434** | ## Nearby Schools - **Elementary:** Sherrills Ford - **Middle:** Mill Creek - **High:** Bandys ## Key Amenities - Fireplace - View - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.85 acre lot - 2 stories - Fireplace ## Description ### Agent Description There's something special about finding a home that feels like a private retreat while keeping the best of Lake Norman living close at hand. Welcome to Somerset, where timeless European-inspired architecture, beautifully maintained surroundings, and seasonal views of Lake Norman create an inviting setting in the heart of Terrell. Lovingly cared for by its original owner, this exceptional home combines classic character, thoughtful updates, and a versatile floor plan designed to make everyday living feel just a little more extraordinary. From the moment you arrive, the striking stone facade, distinctive rooflines, manicured lawn, and lush landscaping set the tone. Step inside to discover newly refinished hardwood floors, fresh paint, and a dramatic two-story great room where soaring ceilings and a gas fireplace create a beautiful gathering space. A dedicated dining room with a vaulted ceiling adds architectural interest and an elegant setting for everything from casual dinners to special celebrations. At the heart of the home, the kitchen brings warmth and functionality together with rich hickory cabinetry, a wall oven, electric cooktop, new stainless steel dishwasher, and pantry storage. Open to the adjoining living area, it keeps conversation flowing and makes entertaining effortless. Just beyond, the sunlit breakfast room overlooks the backyard gardens, offering a lovely place to start the morning. Step outside onto the deck, where a retractable awning provides flexibility for outdoor dining, relaxing, or simply enjoying the peaceful surroundings. One of the home's most appealing features is its main-level primary suite, offering the comfort and convenience of a private retreat without the need to venture upstairs. Generously proportioned, the suite includes its own sitting area and gas fireplace, creating a cozy escape at the end of the day. The spacious ensuite bath features dual vanities, a garden tub, separate shower, and an expansive walk-in closet complete with a laundry chute. A conveniently located main-level laundry and mudroom, featuring a utility sink, garage access, and an exterior side door, adds everyday practicality, while a tucked-away powder room provides convenience for guests. Upstairs, two generously sized bedrooms with ample closet space share a full bath with separate double-vanity areas. The expansive bonus room above the garage adds an entirely different dimension to the home. Originally designed to accommodate a home theater, wet bar, and exercise space, this flexible area offers exciting possibilities for entertainment, hobbies, recreation, or working from home. Thoughtful improvements further enhance the home's appeal, including new windows installed in 2026, plantation shutters, custom roller shades, an encapsulated crawl space, and an irrigation system. An attached two-car garage with approximately 500 square feet and built-in shelving provides additional storage and functionality. And then there's the location. Positioned between Mooresville and Denver, Somerset offers convenient access to shopping, restaurants, and everyday essentials while keeping the recreation and natural beauty of Lake Norman close by. Midway Marina, offering boat rentals and private boat clubs, is approximately five minutes away, while Pinnacle and McCrary Creek public boat launches are approximately seven minutes away. Whether your perfect day includes time on the lake, entertaining on the deck, enjoying the gardens, or relaxing beside one of the home's two fireplaces, this property offers a wonderful balance of comfort, character, and connection to its surroundings. Welcome home to Somerset, where the Lake Norman lifestyle is yours to enjoy. ## Location - **Address:** 3889 Granite Street, Terrell, NC 28682 - **County:** Catawba - **Neighborhood:** Somerset Place - **Coordinates:** 35.58597091, -80.96810802 - **Google Maps:** https://www.google.com/maps?q=35.58597091,-80.96810802 ## Listing Agent - **Name:** Kristen Bernard - **Brokerage:** Keller Williams Realty a dba of WinWin Charlotte Partners, LLC - **Broker Phone:** (704) 602-0400 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3889-Granite-St_Terrell_NC_28682_M57707-00173?f=listhub&s=CMLSNC&m=4433194&c=propsimple) ## Photos ![3889 Granite Street - Photo 1](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f2610242901r.jpg) ![3889 Granite Street - Photo 2](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3877603903r.jpg) ![3889 Granite Street - Photo 3](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f4014580999r.jpg) ![3889 Granite Street - Photo 4](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f845625239r.jpg) ![3889 Granite Street - Photo 5](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f1720942697r.jpg) ![3889 Granite Street - Photo 6](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f4087712509r.jpg) ![3889 Granite Street - Photo 7](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f486136401r.jpg) ![3889 Granite Street - Photo 8](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f69616915r.jpg) ![3889 Granite Street - Photo 9](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f1907025787r.jpg) ![3889 Granite Street - Photo 10](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f540638364r.jpg) ![3889 Granite Street - Photo 11](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f2188526057r.jpg) ![3889 Granite Street - Photo 12](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3089089221r.jpg) ![3889 Granite Street - Photo 13](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3285078269r.jpg) ![3889 Granite Street - Photo 14](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f885327752r.jpg) ![3889 Granite Street - Photo 15](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f2812680531r.jpg) ![3889 Granite Street - Photo 16](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f1705736456r.jpg) ![3889 Granite Street - Photo 17](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3304130577r.jpg) ![3889 Granite Street - Photo 18](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f4292834313r.jpg) ![3889 Granite Street - Photo 19](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f4244780624r.jpg) ![3889 Granite Street - Photo 20](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f748165447r.jpg) ![3889 Granite Street - Photo 21](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f2839801211r.jpg) ![3889 Granite Street - Photo 22](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3208874403r.jpg) ![3889 Granite Street - Photo 23](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f541086080r.jpg) ![3889 Granite Street - Photo 24](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f1023177705r.jpg) ![3889 Granite Street - Photo 25](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3670359476r.jpg) ![3889 Granite Street - Photo 26](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3175068698r.jpg) ![3889 Granite Street - Photo 27](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3852061006r.jpg) ![3889 Granite Street - Photo 28](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f2608804867r.jpg) ![3889 Granite Street - Photo 29](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3592128519r.jpg) ![3889 Granite Street - Photo 30](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3324158427r.jpg) ![3889 Granite Street - Photo 31](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3214196422r.jpg) ![3889 Granite Street - Photo 32](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f1274495423r.jpg) ![3889 Granite Street - Photo 33](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f49536592r.jpg) ![3889 Granite Street - Photo 34](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3043573601r.jpg) ![3889 Granite Street - Photo 35](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f1666660963r.jpg) ![3889 Granite Street - Photo 36](http://lh.rdcpix.com/389e28cde260cda684c7299d22cdb07bl-f3257061408r.jpg) --- **MLS#:** 4433194 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3889-granite-street-terrell-nc-28682-3f91bd23dbf3405099ebe2447f37cb04) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3889-granite-street-terrell-nc-28682-3f91bd23dbf3405099ebe2447f37cb04#listing", "url": "https://www.propertysimple.ai/listing/3889-granite-street-terrell-nc-28682-3f91bd23dbf3405099ebe2447f37cb04", "name": "3889 Granite Street, Terrell, NC 28682", "description": "There's something special about finding a home that feels like a private retreat while keeping the best of Lake Norman living close at hand. 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At the heart of the home, the kitchen brings warmth and functionality together with rich hickory cabinetry, a wall oven, electric cooktop, new stainless steel dishwasher, and pantry storage. Open to the adjoining living area, it keeps conversation flowing and makes entertaining effortless. Just beyond, the sunlit breakfast room overlooks the backyard gardens, offering a lovely place to start the morning. Step outside onto the deck, where a retractable awning provides flexibility for outdoor dining, relaxing, or simply enjoying the peaceful surroundings. One of the home's most appealing features is its main-level primary suite, offering the comfort and convenience of a private retreat without the need to venture upstairs. Generously proportioned, the suite includes its own sitting area and gas fireplace, creating a cozy escape at the end of the day. The spacious ensuite bath features dual vanities, a garden tub, separate shower, and an expansive walk-in closet complete with a laundry chute. A conveniently located main-level laundry and mudroom, featuring a utility sink, garage access, and an exterior side door, adds everyday practicality, while a tucked-away powder room provides convenience for guests. Upstairs, two generously sized bedrooms with ample closet space share a full bath with separate double-vanity areas. The expansive bonus room above the garage adds an entirely different dimension to the home. Originally designed to accommodate a home theater, wet bar, and exercise space, this flexible area offers exciting possibilities for entertainment, hobbies, recreation, or working from home. Thoughtful improvements further enhance the home's appeal, including new windows installed in 2026, plantation shutters, custom roller shades, an encapsulated crawl space, and an irrigation system. An attached two-car garage with approximately 500 square feet and built-in shelving provides additional storage and functionality. And then there's the location. Positioned between Mooresville and Denver, Somerset offers convenient access to shopping, restaurants, and everyday essentials while keeping the recreation and natural beauty of Lake Norman close by. Midway Marina, offering boat rentals and private boat clubs, is approximately five minutes away, while Pinnacle and McCrary Creek public boat launches are approximately seven minutes away. Whether your perfect day includes time on the lake, entertaining on the deck, enjoying the gardens, or relaxing beside one of the home's two fireplaces, this property offers a wonderful balance of comfort, character, and connection to its surroundings. 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