About This Home

This 3-bedroom, 2-bathroom single family at 389 COUNTY ROAD 286 in Cullman, AL is listed for $739,900 ($342 per sqft). Built in 1972, the home offers 2,162 sqft of living space on a 1.00 acres lot.

Key Features

  • Built in 1972
  • 1.00 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
1972

Amenities

FireplaceWaterfrontViewHardwoodA/CRV Parking
Listing Description

LAKE DAYS JUST GOT AN UPGRADE-this is the kind of place everyone ends up gathering! Tucked in a slough w/views of big water, this waterfront retreat offers 172+/- ft of shoreline & a gently sloping lot for easy, no-hassle access to the lake. Cruise, swim, fish or launch straight from your private one-slip boat dock & boat ramp-this is true convenience.

The screened porch becomes your go-to hangout for game days, late-night laughs & unwinding after a full day. Inside, the updated Kit. w/ island, a 6-burner gas range with an electric oven, new cabinets & SS appl opens to a spacious living area built for entertaining.

Main lvl living has all hardwood flooring + a large lower-level den gives you room to spread out & could easily be used for a 4th BR/Den. Plantation Shutters thru-out. Outside, enjoy a gazebo, picnic area & a 3-car detached garage for boats, gear & toys, all sitting on an acre. Perfect as a weekend getaway or full-time lake escape near Birmingham, Huntsville & Nashville.

Monthly Cost Estimate

$3,957/mo

20% down · 6.5% · 30 years

Principal$535
Interest$3,206
Insurance$216

Estimates only. Actual payments may vary.

Location

389 COUNTY ROAD 286

Cullman, AL 35057

SMITH LAKE

Features & Amenities

Interior Features

French Doors

Exterior Features

Fenced YardGazebo

Property Details

Flooring

TileHardwoodCarpet

Construction

Siding-Other

Views

Lake

Parking

DrivewayBoat

Heating

Electric (Heating)Heat Pump (Heating)Central

Cooling

Central Air

Appliances

Cooktop-GasDishwasher Built-InMicrowave Built-InOven-ElectricRefrigeratorSome Stainless ApplCooktop-GasDishwasher Built-InMicrowave Built-InOven-ElectricRefrigeratorSome Stainless Appl

Questions & Answers

This 3-bedroom, 2-bathroom single family at 389 COUNTY ROAD 286 is listed at $739,900 ($342/sqft). The estimated monthly payment is $3,957 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1972, 1.00 acre lot, Fireplace, Waterfront. Interior Features: French Doors. Exterior Features: Fenced Yard, Gazebo.

This property is listed by Cathy O'Berry and can be reached at 2059653147.

CO

Cathy O'Berry

Agent at ARC Realty - Hoover

(205) 965-3147

Listed by ARC Realty - Hoover · View on Broker Site

MLS# 21448899· Source: listhub· 90 days on market

Copyright © 2026 Greater Alabama MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

389 COUNTY ROAD 286, Cullman, AL 35057

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