# 389 COUNTY ROAD 286, Cullman, AL 35057

> **TL;DR:** 3bd/2ba single family, $744,900, built 1972.
> Fireplace, Waterfront, View, Hardwood. Est. $3,228/mo. Listed 58 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $744,900 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Year Built | 1972 |
| Lot Size | 43,560 sqft (1.00 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 58 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake, Water
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,228 |
| **Total** | **$3,228** |

## Nearby Schools

- **Elementary:** GOOD HOPE
- **Middle:** GOOD HOPE
- **High:** GOOD HOPE

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- Basement
- RV Parking

## Property Highlights

- Built in 1972
- 1.00 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
LAKE DAYS JUST GOT AN UPGRADE—this is the kind of place everyone ends up gathering! Tucked in a slough w/views of big water, this waterfront retreat offers 172+/- ft of shoreline & a gently sloping lot for easy, no-hassle access to the lake. Cruise, swim, fish or launch straight from your private one-slip boat dock & boat ramp—this is true convenience. The screened porch becomes your go-to hangout for game days, late-night laughs & unwinding after a full day. Inside, the updated Kit. w/ island, a 6-burner gas range with an electric oven, new cabinets & SS appl opens to a spacious living area built for entertaining. Main lvl living has all hardwood flooring + a large lower-level den gives you room to spread out & could easily be used for a 4th BR/Den. Plantation Shutters thru-out. Outside, enjoy a gazebo, picnic area & a 3-car detached garage for boats, gear & toys, all sitting on an acre. Perfect as a weekend getaway or full-time lake escape near Birmingham, Huntsville & Nashville.

## Location

- **Address:** 389 COUNTY ROAD 286, Cullman, AL 35057
- **County:** Cullman
- **Neighborhood:** Smith Lake
- **Coordinates:** 34.036971, -86.966283
- **Google Maps:** https://www.google.com/maps?q=34.036971,-86.966283

## Listing Agent

- **Name:** Cathy O'Berry
- **Brokerage:** ARC Realty - Hoover
- **Phone:** 2059698910
- **Email:** cathyoberry@gmail.com

## Primary Photo

![389 COUNTY ROAD 286 - Primary Photo](http://lh.rdcpix.com/6e391aa230aa77a60435879116033a32l-f1209255813r.jpg)

*62 total photos available on [listing page](https://www.propertysimple.com/listing/389-county-road-286-cullman-al-35057-21448899)*

---

**MLS#:** 21448899 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Greater Alabama MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/389-county-road-286-cullman-al-35057-21448899)

---

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