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About This Home

This 3-bedroom, 4-bathroom townhouse at 39 Captiva Circle in Destin, FL is listed for $1,200,000 ($480 per sqft). Built in 2007, the home offers 2,502 sqft of living space on a N/A lot.

Agent Description

Located in the exclusive Tops'l Beach & Racquet Resort, this furnished 3BR/3.5BA townhouse offers exceptional versatility as a primary residence, second home, or short-term rental investment. The first-floor primary suite provides privacy and convenience, while the spacious 2-car garage with fresh epoxy flooring offers ample room for bikes, beach gear, and organized storage.

One of only 22 units in this intimate enclave, owners enjoy a private pool and walkable access to the fitness center and tennis courts. Upstairs features its own living area, creating a separate retreat ideal for family or guests. Tops'l amenities include 600' of beach frontage, a full fitness club, 14 tennis courts, racquetball, pools, steam/sauna, whirlpool, on-site dining and bar, tennis pros, and gated security.

Key Features

  • Built in 2007
  • 2 stories

Property Details

2 stories
3 full, 1 half
#39
2007

Amenities

A/C

Monthly Cost Estimate

$7,818/mo

20% down · 6.5% · 30 years

Principal$868
Interest$5,200
Insurance$350
HOA$1,400

Estimates only. Actual payments may vary.

Location

39 Captiva Circle

Destin, FL 32550

CAPTIVA AT TOPS'L

Features & Amenities

Interior Features

Ceiling BeamedCeiling Crwn MoldingCeiling RaisedCeiling VaultedLighting RecessedPantrySplit BedroomWallpaperWasher/Dryer HookupWoodwork Painted

Property Details

Flooring

TileCarpet

Construction

Frame Stucco

Pool Features

Patio

Heating

Heat Pump (Heating)Central

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherDisposalDryerMicrowaveRange HoodRefrigeratorRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 4-bathroom townhouse at 39 Captiva Circle is listed at $1,200,000 ($480/sqft). The estimated monthly payment is $6,600 based on 20% down at 6.5% interest.

HOA fees are $1400/month.

Key features include: Built in 2007, 2 stories. Interior Features: Ceiling Beamed, Ceiling Crwn Molding, Ceiling Raised.

This property is listed by Katelyn Fuentes and can be reached at 8592004540 or katie@bluewaterbelle.com.

KF

Katelyn Fuentes

Agent at Realty ONE Group Emerald Coast

(859) 200-4540

Listed by Realty ONE Group Emerald Coast · View on Broker Site

MLS# 995785· Source: listhub· Updated 102 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

39 Captiva Circle, Destin, FL 32550

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