# 39 Captiva Circle #39, Destin, FL 32550

> **TL;DR:** 3bd/4ba townhouse, $1,095,000 ($438/sqft), built 2007, 2,502 sqft.
> A/C. Est. $7,256/mo. Listed 206 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,095,000 |
| Price/sqft | $438 |
| Bedrooms | 3 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,502 |
| Year Built | 2007 |
| Stories | 2 |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 206 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,537 |
| Estimated Insurance | $319 |
| HOA | $1,400 |
| **Total** | **$7,256** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- A/C

## Property Highlights

- Built in 2007
- 2 stories

## Description

### Agent Description
Located in the exclusive Tops'l Beach & Racquet Resort, this furnished 3BR/3.5BA townhouse offers exceptional versatility as a primary residence, second home, or short-term rental investment. The first-floor primary suite provides privacy and convenience, while the spacious 2-car garage with fresh epoxy flooring offers ample room for bikes, beach gear, and organized storage. One of only 22 units in this intimate enclave, owners enjoy a private pool and walkable access to the fitness center and tennis courts. Upstairs features its own living area, creating a separate retreat ideal for family or guests. Tops'l amenities include 600' of beach frontage, a full fitness club, 14 tennis courts, racquetball, pools, steam/sauna, whirlpool, on-site dining and bar, tennis pros, and gated security.

## Location

- **Address:** 39 Captiva Circle #39, Destin, FL 32550
- **County:** Walton
- **Neighborhood:** CAPTIVA AT TOPS'L
- **Coordinates:** 30.372591, -86.326894
- **Google Maps:** https://www.google.com/maps?q=30.372591,-86.326894

## Listing Agent

- **Name:** Katelyn Fuentes · **License:** 3494513
- **Brokerage:** Realty ONE Group Emerald Coast
- **Phone:** (850) 830-5955
- **Broker Phone:** (850) 830-5955
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/39-Captiva-Cir_Destin_FL_32550_M51280-77455?f=listhub&s=ECARMLSFL&m=995785&c=propsimple)

## Photos

![39 Captiva Circle #39 - Photo 1](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f565212988r.jpg)

![39 Captiva Circle #39 - Photo 2](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3854160522r.jpg)

![39 Captiva Circle #39 - Photo 3](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3597277609r.jpg)

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![39 Captiva Circle #39 - Photo 5](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1117299000r.jpg)

![39 Captiva Circle #39 - Photo 6](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f980142012r.jpg)

![39 Captiva Circle #39 - Photo 7](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f758065547r.jpg)

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![39 Captiva Circle #39 - Photo 9](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f778090881r.jpg)

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![39 Captiva Circle #39 - Photo 33](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1182269870r.jpg)

![39 Captiva Circle #39 - Photo 34](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3870403709r.jpg)

![39 Captiva Circle #39 - Photo 35](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f2784395193r.jpg)

![39 Captiva Circle #39 - Photo 36](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1547996175r.jpg)

![39 Captiva Circle #39 - Photo 37](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f651280603r.jpg)

![39 Captiva Circle #39 - Photo 38](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3426279154r.jpg)

![39 Captiva Circle #39 - Photo 39](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f554696629r.jpg)

![39 Captiva Circle #39 - Photo 40](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f375778384r.jpg)

![39 Captiva Circle #39 - Photo 41](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3718988697r.jpg)

![39 Captiva Circle #39 - Photo 42](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f756962317r.jpg)

![39 Captiva Circle #39 - Photo 43](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3889686552r.jpg)

![39 Captiva Circle #39 - Photo 44](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f396054871r.jpg)

![39 Captiva Circle #39 - Photo 45](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3758746658r.jpg)

![39 Captiva Circle #39 - Photo 46](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1651857729r.jpg)

![39 Captiva Circle #39 - Photo 47](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3831290907r.jpg)

![39 Captiva Circle #39 - Photo 48](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1229089747r.jpg)

![39 Captiva Circle #39 - Photo 49](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f244427926r.jpg)

![39 Captiva Circle #39 - Photo 50](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f4191485973r.jpg)

![39 Captiva Circle #39 - Photo 51](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1259443730r.jpg)

![39 Captiva Circle #39 - Photo 52](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3358134727r.jpg)

![39 Captiva Circle #39 - Photo 53](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1619584292r.jpg)

![39 Captiva Circle #39 - Photo 54](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3310672316r.jpg)

![39 Captiva Circle #39 - Photo 55](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f2481526841r.jpg)

![39 Captiva Circle #39 - Photo 56](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f3897993118r.jpg)

![39 Captiva Circle #39 - Photo 57](http://lh.rdcpix.com/9c0b9815f272324bd6399ce6a543a047l-f1096096518r.jpg)

---

**MLS#:** 995785 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/39-captiva-circle-destin-fl-32550-l995785)

---

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