# 39 PEPPER Lane, Palm Coast, FL 32164 > **TL;DR:** 3bd/2ba single family, $319,000 ($179/sqft), built 1993, 1,787 sqft. > A/C, 2-car garage. Est. $1,706/mo. Listed 45 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $319,000 | | Price/sqft | $179 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,787 | | Year Built | 1993 | | Lot Size | 10,454 sqft (0.24 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 45 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,613 | | Estimated Insurance | $93 | | **Total** | **$1,706** | ## Nearby Schools - **Elementary:** Rymfire Elementary - **Middle:** Buddy Taylor Middle - **High:** Flagler-Palm Coast High ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1993 - 0.24 acre lot ## Description ### Agent Description 39 Pepper Ln, Palm Coast, FL is a well-maintained home in Palm Coast's southwest quadrant offering convenient access to Belle Terre Pkwy, SR 100, I-95, shopping, medical services, and the area's extensive paved walking and biking trails. The home features 1,787 heated square feet and 2,575 total square feet, including a 270 sq ft screened porch for outdoor living and a covered front entry. A 21x23 two-car garage adds valuable space for parking, storage, or a workshop area, along with a private laundry/service access area. Roof 2023, HVAC 2022, complete house Water filtration system installed, valued over $6,000. Both bathrooms have been beautifully updated with current finishes, including a primary bath with an overhead rain shower, porcelain flooring, and a marble double-sink vanity. The home offers a split-bedroom layout that provides privacy for larger households, with bedrooms and full baths positioned on opposite sides of the home. High ceilings and natural light enhance the open feel throughout. Two sliding doors, one from the primary bedroom and one from the kitchen - open to the screened lanai, creating easy indoor-outdoor flow. The backyard offers a quiet setting with mature trees surrounding the rear of the property, adding a sense of privacy and leaving room for future landscaping or a pool, if desired. Flood Zone X means no lender-required flood insurance. City water and city sewer are in place. Flagler Beach and the Atlantic Ocean are approximately 20 minutes east, with St. Augustine about 35 minutes and Daytona Beach about 40 minutes away. All information deemed reliable but not guaranteed. Buyer and buyer's agent to verify all measurements, taxes, and property details. Taxes shown reflect the current owner's homestead exemption and will reset upon transfer. ## Location - **Address:** 39 PEPPER Lane, Palm Coast, FL 32164 - **County:** Flagler - **Neighborhood:** SOUTHWEST QUADRANT PH 01-04 - **Coordinates:** 29.547884, -81.220395 - **Google Maps:** https://www.google.com/maps?q=29.547884,-81.220395 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/FC321459 ## Listing Agent - **Name:** Corinne Wallsten - **Brokerage:** Grand Living Realty - **Broker Phone:** (386) 447-0800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/39-Pepper-Ln_Palm-Coast_FL_32164_M68015-16832?f=listhub&s=MFRMLSFL&m=FC321459&c=propsimple) ## Photos ![39 PEPPER Lane - Photo 1](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f491849963r.jpg) ![39 PEPPER Lane - Photo 2](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1400862436r.jpg) ![39 PEPPER Lane - Photo 3](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1839390r.jpg) ![39 PEPPER Lane - Photo 4](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f932899056r.jpg) ![39 PEPPER Lane - Photo 5](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f642010549r.jpg) ![39 PEPPER Lane - Photo 6](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1851603678r.jpg) ![39 PEPPER Lane - Photo 7](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3588810982r.jpg) ![39 PEPPER Lane - Photo 8](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f932899056r.jpg) ![39 PEPPER Lane - Photo 9](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3149830373r.jpg) ![39 PEPPER Lane - Photo 10](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3735043341r.jpg) ![39 PEPPER Lane - Photo 11](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f4281954963r.jpg) ![39 PEPPER Lane - Photo 12](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1096066655r.jpg) ![39 PEPPER Lane - Photo 13](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1071654854r.jpg) ![39 PEPPER Lane - Photo 14](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1136190765r.jpg) ![39 PEPPER Lane - Photo 15](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3250584772r.jpg) ![39 PEPPER Lane - Photo 16](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f4016202587r.jpg) ![39 PEPPER Lane - Photo 17](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3413990867r.jpg) ![39 PEPPER Lane - Photo 18](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f4114147534r.jpg) ![39 PEPPER Lane - Photo 19](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3836945630r.jpg) ![39 PEPPER Lane - Photo 20](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3149830373r.jpg) ![39 PEPPER Lane - Photo 21](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f56724876r.jpg) ![39 PEPPER Lane - Photo 22](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2216595558r.jpg) ![39 PEPPER Lane - Photo 23](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1086373326r.jpg) ![39 PEPPER Lane - Photo 24](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3763471101r.jpg) ![39 PEPPER Lane - Photo 25](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2723629526r.jpg) ![39 PEPPER Lane - Photo 26](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2297709195r.jpg) ![39 PEPPER Lane - Photo 27](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2297709195r.jpg) ![39 PEPPER Lane - Photo 28](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1096066655r.jpg) ![39 PEPPER Lane - Photo 29](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2903377055r.jpg) ![39 PEPPER Lane - Photo 30](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2287239639r.jpg) ![39 PEPPER Lane - Photo 31](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2287239639r.jpg) ![39 PEPPER Lane - Photo 32](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3250584772r.jpg) ![39 PEPPER Lane - Photo 33](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f872399371r.jpg) ![39 PEPPER Lane - Photo 34](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3413990867r.jpg) ![39 PEPPER Lane - Photo 35](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f4114147534r.jpg) ![39 PEPPER Lane - Photo 36](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2523679355r.jpg) ![39 PEPPER Lane - Photo 37](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f872399371r.jpg) ![39 PEPPER Lane - Photo 38](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2523679355r.jpg) ![39 PEPPER Lane - Photo 39](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1400862436r.jpg) ![39 PEPPER Lane - Photo 40](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1027615856r.jpg) ![39 PEPPER Lane - Photo 41](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f642010549r.jpg) ![39 PEPPER Lane - Photo 42](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1118437490r.jpg) ![39 PEPPER Lane - Photo 43](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1027615856r.jpg) ![39 PEPPER Lane - Photo 44](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3019225704r.jpg) ![39 PEPPER Lane - Photo 45](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f56724876r.jpg) ![39 PEPPER Lane - Photo 46](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1242629854r.jpg) ![39 PEPPER Lane - Photo 47](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1061756841r.jpg) ![39 PEPPER Lane - Photo 48](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f3836945630r.jpg) ![39 PEPPER Lane - Photo 49](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2297709195r.jpg) ![39 PEPPER Lane - Photo 50](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f2216595558r.jpg) ![39 PEPPER Lane - Photo 51](http://lh.rdcpix.com/d3c1ead0a8131040acffdcb5ba4a50e0l-f1118437490r.jpg) --- **MLS#:** FC321459 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/39-pepper-lane-palm-coast-fl-32164-aae18e2e1c7943cfa06b0cf7a9ece22a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/39-pepper-lane-palm-coast-fl-32164-aae18e2e1c7943cfa06b0cf7a9ece22a#listing", "url": "https://www.propertysimple.ai/listing/39-pepper-lane-palm-coast-fl-32164-aae18e2e1c7943cfa06b0cf7a9ece22a", "name": "39 PEPPER Lane, Palm Coast, FL 32164", "description": "39 Pepper Ln, Palm Coast, FL is a well-maintained home in Palm Coast's southwest quadrant offering convenient access to Belle Terre Pkwy, SR 100, I-95, shopping, medical services, and the area's extensive paved walking and biking trails. The home features 1,787 heated square feet and 2,575 total square feet, including a 270 sq ft screened porch for outdoor living and a covered front entry. A 21x23 two-car garage adds valuable space for parking, storage, or a workshop area, along with a private laundry/service access area. Roof 2023, HVAC 2022, complete house Water filtration system installed, valued over $6,000. Both bathrooms have been beautifully updated with current finishes, including a primary bath with an overhead rain shower, porcelain flooring, and a marble double-sink vanity. The home offers a split-bedroom layout that provides privacy for larger households, with bedrooms and full baths positioned on opposite sides of the home. High ceilings and natural light enhance the open feel throughout. Two sliding doors, one from the primary bedroom and one from the kitchen - open to the screened lanai, creating easy indoor-outdoor flow. The backyard offers a quiet setting with mature trees surrounding the rear of the property, adding a sense of privacy and leaving room for future landscaping or a pool, if desired. Flood Zone X means no lender-required flood insurance. City water and city sewer are in place. Flagler Beach and the Atlantic Ocean are approximately 20 minutes east, with St. Augustine about 35 minutes and Daytona Beach about 40 minutes away. All information deemed reliable but not guaranteed. Buyer and buyer's agent to verify all measurements, taxes, and property details. 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