About This Home

This 3-bedroom, 3-bathroom single family at 39 Saratoga Ln in Elizabethtown, KY is listed for $324,900 ($151 per sqft). Built in 2026, the home offers 2,155 sqft of living space on a 0.45 acres lot.

Key Features

  • Built in 2026
  • 0.45 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
2026

Amenities

A/C
Listing Description

Cowley Farms Lot #2. Estimated completion: November/December 2026. Discover refined living at 39 Saratoga Lane in Elizabethtown, Kentucky, a beautiful new home located in the desirable Cowley Farms community. Designed with modern living in mind, this thoughtfully crafted two-story home offers 3 spacious bedrooms, a loft, 2.5 bathrooms, a fully dryw

alled 2-car attached garage, and a versatile front flex room that's perfect for a home office, formal dining space, or playroom. The attractive exterior showcases striking marine blue siding, stone accents, dimensional shingles, and a welcoming covered front porch that enhances curb appeal.

At the heart of the home, the open-concept kitchen features elegant sarsaparilla cabinetry with soft-close doors, quartz countertops, stainless-steel appliances, a generous walk-in pantry, and a large center island with seating, making it ideal for everyday living and entertaining alike.

Upstairs, the private primary suite offers a spacious walk-in closet and an ensuite bath complete with a double bowl vanity, walk-in shower, and private water closet. A loft for additional living space, three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the upper level.

LVP flooring flows throughout the foyer, flex room, great room, kitchen, and bathrooms. Additional features include an electric fireplace, smooth ceilings, sodded front yard, and 2" window blinds. Photos are representative only; finishes may vary.

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

39 Saratoga Ln

Elizabethtown, KY 42701

Cowley Farms

Features & Amenities

Interior Features

Attic Access Only

Exterior Features

Covered Front PorchPatio

Property Details

Flooring

CarpetVinyl

Outdoor Features

PatioPorch

Heating

Central

Cooling

Central Air

Appliances

Smoke Detector(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 39 Saratoga Ln is listed at $324,900 ($151/sqft). The estimated monthly payment is $1,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.45 acre lot, 2 stories. Interior Features: Attic Access Only. Exterior Features: Covered Front Porch, Patio.

This property is listed by Ben Cox.

BC

Ben Cox

Agent at DRH Realty of Kentucky LLC

Listed by DRH Realty of Kentucky LLC · Broker phone: 5022127760 · View on Broker Site

MLS# HK2603902· Source: Heart of Kentucky Association of Realtors· 44 days on PropertySimple

Copyright © 2026 Heart of Kentucky Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

39 Saratoga Ln, Elizabethtown, KY 42701

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