# 3902 Bay Circle, Champaign, IL 61822

> **TL;DR:** 3bd/2ba single family, $399,900 ($223/sqft), built 2026, 1,794 sqft.
> A/C. Est. $2,389/mo. Listed 214 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,900 |
| Price/sqft | $223 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,794 |
| Year Built | 2026 |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 214 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,022 |
| Estimated Insurance | $117 |
| HOA | $250 |
| **Total** | **$2,389** |

## Nearby Schools

- **Elementary:** Unit 4 Of Choice
- **Middle:** Champaign/Middle Call Unit 4 351
- **High:** Central High School

## Key Amenities

- A/C

## Property Highlights

- Built in 2026
- 2 parking spaces

## Description

### Agent Description
Located in the sought-after Liberty on the Lake subdivision, this distinctive new single-story home offers three bedrooms, two full bathrooms, and a two-car garage. The open-concept layout features a casual dining area adjacent to the kitchen, which is appointed with white shaker cabinetry, a large stained-center island, quartz countertops, and a tiled backsplash. The primary suite includes a spacious walk-in closet and a tiled shower. A quarterly master association due covers lawn care and snow removal.

## Location

- **Address:** 3902 Bay Circle, Champaign, IL 61822
- **County:** Champaign
- **Coordinates:** 40.064251, -88.275642
- **Google Maps:** https://www.google.com/maps?q=40.064251,-88.275642

## Listing Agent

- **Name:** Sherry Qiang
- **Brokerage:** Keller Williams The Real Estate Center of Illinois, LLC
- **Phone:** (217) 356-6100
- **Broker Phone:** (217) 356-6100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3902-Bay-Cir_Champaign_IL_61822_M86497-30996?f=listhub&s=MREDIL&m=12564957&c=propsimple)

## Photos

![3902 Bay Circle - Photo 1](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2193251368r.jpg)

![3902 Bay Circle - Photo 2](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f4123302513r.jpg)

![3902 Bay Circle - Photo 3](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2686366658r.jpg)

![3902 Bay Circle - Photo 4](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f1335648921r.jpg)

![3902 Bay Circle - Photo 5](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2351415706r.jpg)

![3902 Bay Circle - Photo 6](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f1426447027r.jpg)

![3902 Bay Circle - Photo 7](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2813717698r.jpg)

![3902 Bay Circle - Photo 8](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f3021536052r.jpg)

![3902 Bay Circle - Photo 9](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f241470332r.jpg)

![3902 Bay Circle - Photo 10](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f383686986r.jpg)

![3902 Bay Circle - Photo 11](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2137596790r.jpg)

![3902 Bay Circle - Photo 12](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f3673196484r.jpg)

![3902 Bay Circle - Photo 13](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f1189723947r.jpg)

![3902 Bay Circle - Photo 14](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f1289161380r.jpg)

![3902 Bay Circle - Photo 15](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f83407558r.jpg)

![3902 Bay Circle - Photo 16](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2574447538r.jpg)

![3902 Bay Circle - Photo 17](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f839601595r.jpg)

![3902 Bay Circle - Photo 18](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2980298836r.jpg)

![3902 Bay Circle - Photo 19](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f3564735990r.jpg)

![3902 Bay Circle - Photo 20](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2142110012r.jpg)

![3902 Bay Circle - Photo 21](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f3936026344r.jpg)

![3902 Bay Circle - Photo 22](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2401580695r.jpg)

![3902 Bay Circle - Photo 23](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f950530892r.jpg)

![3902 Bay Circle - Photo 24](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f943437061r.jpg)

![3902 Bay Circle - Photo 25](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f3585076795r.jpg)

![3902 Bay Circle - Photo 26](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f1705622523r.jpg)

![3902 Bay Circle - Photo 27](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2232743509r.jpg)

![3902 Bay Circle - Photo 28](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f178109690r.jpg)

![3902 Bay Circle - Photo 29](http://lh.rdcpix.com/604fffd9ca01a5c5d759abd8782aa202l-f2154533495r.jpg)

---

**MLS#:** 12564957 | **Updated:** 2026-09-14
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3902-bay-circle-champaign-il-61822-12564957)

---

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