About This Home

This 3-bedroom, 3-bathroom single family at 3903 Indian Springs Road in Panama City, FL is listed for $395,000 ($186 per sqft). Built in 2026, the home offers 2,119 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 2026
  • 0.13 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
2026

Amenities

A/C
Listing Description

Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining. The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces.

The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor.

Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office. Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.

Monthly Cost Estimate

$2,245/mo

20% down · 6.5% · 30 years

Principal$286
Interest$1,712
Insurance$115
HOA$132

Estimates only. Actual payments may vary.

Location

3903 Indian Springs Road

Panama City, FL 32404

Riverside Phase III

Features & Amenities

Interior Features

DoubleVanityMainLevelPrimaryWalkInClosets

Property Details

Construction

Brick HardiplankType

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3903 Indian Springs Road is listed at $395,000 ($186/sqft). The estimated monthly payment is $2,244 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $132/month.

Key features include: Built in 2026, 0.13 acre lot, 2 stories. Interior Features: DoubleVanity, MainLevelPrimary, WalkInClosets.

This property is listed by Allie Swinney.

AS

Allie Swinney

Agent at Horsley Real Estate Group

Listed by Horsley Real Estate Group · Broker phone: (850) 832-3503 · View on Broker Site

MLS# 795570· Source: Central Panhandle Association of REALTORS· 44 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3903 Indian Springs Road, Panama City, FL 32404

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