# 3905 Prospect Road, Rutledge, GA 30663 > **TL;DR:** 3bd/3ba single family, $887,500, built 1910. > Fireplace, Waterfront, Hardwood, A/C. Est. $4,747/mo. Listed 150 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $887,500 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Year Built | 1910 | | Lot Size | 648,608 sqft (14.89 acres) | | Stories | 2 | | Garage | 5-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 150 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Large Garage** - 5-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,488 | | Estimated Insurance | $259 | | **Total** | **$4,747** | ## Nearby Schools - **Elementary:** Morgan - **Middle:** Morgan - **High:** Morgan ## Key Amenities - Fireplace - Waterfront - Hardwood - A/C - RV Parking - 5-car garage ## Property Highlights - Built in 1910 - 14.89 acre lot - 2 stories - 5 parking spaces - Fireplace - Waterfront ## Description ### Agent Description 2 HOUSES ON ONE PROPERTY. WOW!!! THIS PROPERTY IS TRULY UNIQUE. 2 INDEPENDENT LOTS (one has an easement) THEY CAN BE SEPARATED. ASK AGENT FOR DETAILS!!!! Discover a rare blend of history, privacy, and country living on approximately 15 acres in Morgan County's desirable Fairplay community. Conveniently located minutes to Hard Labor Creek State Park and within reach of Madison, Monroe, Lake Oconee, and Athens, this circa-1905 home has been thoughtfully restored, preserving its timeless character of a charming older home and the updates of a new quality built home. A welcoming wraparound porch opens to a gracious entrance hall with soaring 11-foot ceilings and original heart pine floors. The main level offers a formal living room and dining room, each with a fireplace, a library with built-in bookcases, and a spacious great room for gathering. The three-bedroom, two-and-a-half-bath home includes a main-level owner's suite leading out to a private screened porch. Upstairs, two nicely sized bedrooms share a full bath. The kitchen features custom cabinetry, stainless steel appliances, generous workspace, and a large walk-in pantry. An attached garage includes an electric vehicle charging station, and the finished room above provides a dedicated workout space, media room, or craft room. Outside, established gardens, raised beds, fruit trees, a fenced front pasture, a winding creek, and multiple outbuildings create a peaceful setting with plenty of room to enjoy the land. A separate, beautifully designed two-bedroom, one-bath guest house offers flexible space for guests, extended family, a studio, home office, or other uses. Make sure to note this property includes two tax parcels. You truly can have it all with this property. shown by appointment only. ## Location - **Address:** 3905 Prospect Road, Rutledge, GA 30663 - **County:** Morgan - **Coordinates:** 33.698749, -83.597748 - **Google Maps:** https://www.google.com/maps?q=33.698749,-83.597748 ## Listing Agent - **Name:** Ginny E Vanoostrom - **Brokerage:** Algin Realty LLC - **Phone:** 7706164460 - **Broker Phone:** (770) 616-4460 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3905-Prospect-Rd_Rutledge_GA_30663_M60065-41800?f=listhub&s=GAMLS&m=10855863&c=propsimple) ## Photos ![3905 Prospect Road - Photo 1](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1015403014r.jpg) ![3905 Prospect Road - Photo 2](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f963688142r.jpg) ![3905 Prospect Road - Photo 3](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f105033631r.jpg) ![3905 Prospect Road - Photo 4](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1253856718r.jpg) ![3905 Prospect Road - Photo 5](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2416337454r.jpg) ![3905 Prospect Road - Photo 6](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2349332859r.jpg) ![3905 Prospect Road - Photo 7](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3942775746r.jpg) ![3905 Prospect Road - Photo 8](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f4012117799r.jpg) ![3905 Prospect Road - Photo 9](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f616465000r.jpg) ![3905 Prospect Road - Photo 10](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2943841812r.jpg) ![3905 Prospect Road - Photo 11](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3508241200r.jpg) ![3905 Prospect Road - Photo 12](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1568399905r.jpg) ![3905 Prospect Road - Photo 13](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1169545501r.jpg) ![3905 Prospect Road - Photo 14](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3441593213r.jpg) ![3905 Prospect Road - Photo 15](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3111135226r.jpg) ![3905 Prospect Road - Photo 16](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1304189648r.jpg) ![3905 Prospect Road - Photo 17](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2086841201r.jpg) ![3905 Prospect Road - Photo 18](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2727796618r.jpg) ![3905 Prospect Road - Photo 19](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3601965251r.jpg) ![3905 Prospect Road - Photo 20](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3817957804r.jpg) ![3905 Prospect Road - Photo 21](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1305664513r.jpg) ![3905 Prospect Road - Photo 22](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1520455422r.jpg) ![3905 Prospect Road - Photo 23](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f460127000r.jpg) ![3905 Prospect Road - Photo 24](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3218967385r.jpg) ![3905 Prospect Road - 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Photo 35](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1654441278r.jpg) ![3905 Prospect Road - Photo 36](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3453688815r.jpg) ![3905 Prospect Road - Photo 37](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3015418667r.jpg) ![3905 Prospect Road - Photo 38](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f703383406r.jpg) ![3905 Prospect Road - Photo 39](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2934218988r.jpg) ![3905 Prospect Road - Photo 40](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1996673262r.jpg) ![3905 Prospect Road - Photo 41](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3436227642r.jpg) ![3905 Prospect Road - Photo 42](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1179598079r.jpg) ![3905 Prospect Road - Photo 43](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3115048893r.jpg) ![3905 Prospect Road - Photo 44](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f961056779r.jpg) ![3905 Prospect Road - 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Photo 55](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1724260777r.jpg) ![3905 Prospect Road - Photo 56](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3637705370r.jpg) ![3905 Prospect Road - Photo 57](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3292925841r.jpg) ![3905 Prospect Road - Photo 58](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f345894816r.jpg) ![3905 Prospect Road - Photo 59](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f4070495377r.jpg) ![3905 Prospect Road - Photo 60](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2807362291r.jpg) ![3905 Prospect Road - Photo 61](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f3592158660r.jpg) ![3905 Prospect Road - Photo 62](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f4056167249r.jpg) ![3905 Prospect Road - Photo 63](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2629316181r.jpg) ![3905 Prospect Road - Photo 64](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2570374142r.jpg) ![3905 Prospect Road - 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Photo 75](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1114615044r.jpg) ![3905 Prospect Road - Photo 76](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f2033641809r.jpg) ![3905 Prospect Road - Photo 77](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1743692232r.jpg) ![3905 Prospect Road - Photo 78](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1616627984r.jpg) ![3905 Prospect Road - Photo 79](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f1326993460r.jpg) ![3905 Prospect Road - Photo 80](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f292194530r.jpg) ![3905 Prospect Road - Photo 81](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f4071621912r.jpg) ![3905 Prospect Road - Photo 82](http://lh.rdcpix.com/1c1de9e0a56966d25bc824204080ba89l-f957972445r.jpg) --- **MLS#:** 10855863 | **Updated:** 2026-10-03 **Source:** listhub *Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3905-prospect-road-rutledge-ga-30663-10855863) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3905-prospect-road-rutledge-ga-30663-10855863#listing", "url": "https://www.propertysimple.ai/listing/3905-prospect-road-rutledge-ga-30663-10855863", "name": "3905 Prospect Road, Rutledge, GA 30663", "description": "2 HOUSES ON ONE PROPERTY. WOW!!! THIS PROPERTY IS TRULY UNIQUE. 2 INDEPENDENT LOTS (one has an easement) THEY CAN BE SEPARATED. ASK AGENT FOR DETAILS!!!! Discover a rare blend of history, privacy, and country living on approximately 15 acres in Morgan County's desirable Fairplay community. Conveniently located minutes to Hard Labor Creek State Park and within reach of Madison, Monroe, Lake Oconee, and Athens, this circa-1905 home has been thoughtfully restored, preserving its timeless character of a charming older home and the updates of a new quality built home. A welcoming wraparound porch opens to a gracious entrance hall with soaring 11-foot ceilings and original heart pine floors. The main level offers a formal living room and dining room, each with a fireplace, a library with built-in bookcases, and a spacious great room for gathering. The three-bedroom, two-and-a-half-bath home includes a main-level owner's suite leading out to a private screened porch. Upstairs, two nicely sized bedrooms share a full bath. The kitchen features custom cabinetry, stainless steel appliances, generous workspace, and a large walk-in pantry. An attached garage includes an electric vehicle charging station, and the finished room above provides a dedicated workout space, media room, or craft room. Outside, established gardens, raised beds, fruit trees, a fenced front pasture, a winding creek, and multiple outbuildings create a peaceful setting with plenty of room to enjoy the land. A separate, beautifully designed two-bedroom, one-bath guest house offers flexible space for guests, extended family, a studio, home office, or other uses. Make sure to note this property includes two tax parcels. 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