# 3908 W Canal Street, Saint Charles, MO 63301 > **TL;DR:** 4bd/4ba single family, $525,000 ($157/sqft), built 2017, 3,336 sqft. > Fireplace, Waterfront, A/C, 3-car garage. Est. $3,808/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $525,000 | | Price/sqft | $157 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,336 | | Year Built | 2017 | | Lot Size | 4,465 sqft (0.10 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,655 | | Estimated Insurance | $153 | | HOA | $1,000 | | **Total** | **$3,808** | ## Nearby Schools - **Elementary:** Orchard Farm Elem. - **Middle:** Orchard Farm Middle - **High:** Orchard Farm Sr. High ## Key Amenities - Fireplace - Waterfront - A/C - 3-car garage ## Property Highlights - Built in 2017 - 0.10 acre lot - 2 stories - 6 parking spaces - Fireplace - Waterfront ## Description ### Agent Description Welcome to your luxurious lake-view home in the picturesque New Town community. The inviting, open-concept main level features modern upgrades, including a living room with a stone wall and electric fireplace, sleek kitchen cabinets, granite countertops, a barn door, and an expanded formal dining room. The main-floor bedroom features a shiplap wall and a barn door leading to the primary bathroom, which offers tile detailing, a soaking tub, a separate shower, and a walk-in closet with a laundry room. Upstairs, a spacious loft opens onto a balcony with stunning lake views. Two additional bedrooms adjoin the loft, along with a full bathroom featuring a shower and upgraded tile flooring. Beautiful hardwood flooring has been added throughout the rest of the level, and a second-floor laundry room offers added convenience. The partially finished basement is ideal for hosting guests, with a living room, bedroom, full bathroom with a shower, and office space. The unfinished portion provides storage, a tool room, and built-in shelves. Relax on the covered front porch or beneath the pergola on the backyard's stamped patio. A privacy fence and upgraded landscaping enhance the outdoor space. The home includes a detached three-car garage with room for a golf cart to explore New Town's amenities. Enjoy lakes stocked for fishing, canoeing and swimming, a convenient marketplace, concerts at the amphitheater, and dining at local restaurants. This home features dual furnaces and air-conditioning units with a Nest thermostat, offering an ideal setting for creating lasting memories with friends and family. ## Location - **Address:** 3908 W Canal Street, Saint Charles, MO 63301 - **County:** St. Charles - **Neighborhood:** New Town At St Chas #10-F - **Coordinates:** 38.836942, -90.505526 - **Google Maps:** https://www.google.com/maps?q=38.836942,-90.505526 ## Listing Agent - **Name:** Laura Ludwig - **Brokerage:** Lauralei Properties, llc - **Broker Phone:** (314) 503-1186 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3908-W-Canal-St_Saint-Charles_MO_63301_M79308-48281?f=listhub&s=MARISMO&m=26069349&c=propsimple) ## Photos ![3908 W Canal Street - Photo 1](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1552943422r.jpg) ![3908 W Canal Street - Photo 2](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3934518637r.jpg) ![3908 W Canal Street - Photo 3](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2970822167r.jpg) ![3908 W Canal Street - Photo 4](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2869691751r.jpg) ![3908 W Canal Street - Photo 5](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f140774380r.jpg) ![3908 W Canal Street - Photo 6](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2471288857r.jpg) ![3908 W Canal Street - Photo 7](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f105868021r.jpg) ![3908 W Canal Street - Photo 8](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1195044000r.jpg) ![3908 W Canal Street - Photo 9](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3263813666r.jpg) ![3908 W Canal Street - Photo 10](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f106693262r.jpg) ![3908 W Canal Street - Photo 11](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2402023193r.jpg) ![3908 W Canal Street - Photo 12](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1327987070r.jpg) ![3908 W Canal Street - Photo 13](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3964419200r.jpg) ![3908 W Canal Street - Photo 14](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f4161053807r.jpg) ![3908 W Canal Street - Photo 15](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f852764851r.jpg) ![3908 W Canal Street - Photo 16](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2369978151r.jpg) ![3908 W Canal Street - Photo 17](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f713387889r.jpg) ![3908 W Canal Street - Photo 18](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f342501653r.jpg) ![3908 W Canal Street - Photo 19](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f160750119r.jpg) ![3908 W Canal Street - Photo 20](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2272763431r.jpg) ![3908 W Canal Street - Photo 21](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3975395584r.jpg) ![3908 W Canal Street - Photo 22](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1165720425r.jpg) ![3908 W Canal Street - Photo 23](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3417562462r.jpg) ![3908 W Canal Street - Photo 24](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2580276374r.jpg) ![3908 W Canal Street - Photo 25](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2195804392r.jpg) ![3908 W Canal Street - Photo 26](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2698383453r.jpg) ![3908 W Canal Street - Photo 27](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f316779986r.jpg) ![3908 W Canal Street - Photo 28](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f442432630r.jpg) ![3908 W Canal Street - Photo 29](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f782604229r.jpg) ![3908 W Canal Street - Photo 30](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2756861567r.jpg) ![3908 W Canal Street - Photo 31](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f741550391r.jpg) ![3908 W Canal Street - Photo 32](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f368689860r.jpg) ![3908 W Canal Street - Photo 33](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3192162651r.jpg) ![3908 W Canal Street - Photo 34](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1145382501r.jpg) ![3908 W Canal Street - Photo 35](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3005335770r.jpg) ![3908 W Canal Street - Photo 36](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f256642551r.jpg) ![3908 W Canal Street - Photo 37](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1811883734r.jpg) ![3908 W Canal Street - Photo 38](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2164815746r.jpg) ![3908 W Canal Street - Photo 39](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1444542956r.jpg) ![3908 W Canal Street - Photo 40](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2463067205r.jpg) ![3908 W Canal Street - Photo 41](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3730171572r.jpg) ![3908 W Canal Street - Photo 42](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3341772825r.jpg) ![3908 W Canal Street - Photo 43](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f904064571r.jpg) ![3908 W Canal Street - Photo 44](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1929704078r.jpg) ![3908 W Canal Street - Photo 45](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f4026768970r.jpg) ![3908 W Canal Street - Photo 46](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f689468385r.jpg) ![3908 W Canal Street - Photo 47](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1024321624r.jpg) ![3908 W Canal Street - Photo 48](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f2561964649r.jpg) ![3908 W Canal Street - Photo 49](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f3313684565r.jpg) ![3908 W Canal Street - Photo 50](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f921861084r.jpg) ![3908 W Canal Street - Photo 51](http://lh.rdcpix.com/b8cf428da16d10d35236ecff93dcefc0l-f1804654757r.jpg) --- **MLS#:** 26069349 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3908-w-canal-street-saint-charles-mo-63301-e5ae4bc76f1d48eb9a2f1bbd868ad470) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3908-w-canal-street-saint-charles-mo-63301-e5ae4bc76f1d48eb9a2f1bbd868ad470#listing", "url": "https://www.propertysimple.ai/listing/3908-w-canal-street-saint-charles-mo-63301-e5ae4bc76f1d48eb9a2f1bbd868ad470", "name": "3908 W Canal Street, Saint Charles, MO 63301", "description": "Welcome to your luxurious lake-view home in the picturesque New Town community. The inviting, open-concept main level features modern upgrades, including a living room with a stone wall and electric fireplace, sleek kitchen cabinets, granite countertops, a barn door, and an expanded formal dining room. The main-floor bedroom features a shiplap wall and a barn door leading to the primary bathroom, which offers tile detailing, a soaking tub, a separate shower, and a walk-in closet with a laundry room. Upstairs, a spacious loft opens onto a balcony with stunning lake views. Two additional bedrooms adjoin the loft, along with a full bathroom featuring a shower and upgraded tile flooring. Beautiful hardwood flooring has been added throughout the rest of the level, and a second-floor laundry room offers added convenience. The partially finished basement is ideal for hosting guests, with a living room, bedroom, full bathroom with a shower, and office space. The unfinished portion provides storage, a tool room, and built-in shelves. Relax on the covered front porch or beneath the pergola on the backyard's stamped patio. A privacy fence and upgraded landscaping enhance the outdoor space. The home includes a detached three-car garage with room for a golf cart to explore New Town's amenities. Enjoy lakes stocked for fishing, canoeing and swimming, a convenient marketplace, concerts at the amphitheater, and dining at local restaurants. 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