# 3914 Ural Street, Panama City, FL 32408

> **TL;DR:** 5bd/3ba multi-family, $549,900 ($219/sqft), built 1979, 2,509 sqft.
> A/C, 2-car garage. Est. $2,941/mo. Listed 283 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $549,900 |
| Price/sqft | $219 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 2,509 |
| Year Built | 1979 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | 2-car |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 283 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,781 |
| Estimated Insurance | $160 |
| **Total** | **$2,941** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1979
- 0.14 acre lot

## Description

### Agent Description
Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

## Location

- **Address:** 3914 Ural Street, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Holiday Beach Unit 13
- **Coordinates:** 30.159004, -85.771786
- **Google Maps:** https://www.google.com/maps?q=30.159004,-85.771786

## Virtual Tour & Media

- **Video Tour:** https://order.elevate-realestatemedia.com/sites/gejakmg/unbranded

## Listing Agent

- **Name:** Christina Daniels · **License:** 3221544
- **Brokerage:** Keller Williams Success Realty
- **Broker Phone:** (850) 249-0313
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3914-Ural-St_Panama-City-Beach_FL_32408_M56539-53618?f=listhub&s=BCARFL&m=784070&c=propsimple)

## Photos

![3914 Ural Street - Photo 1](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f1827084753r.jpg)

![3914 Ural Street - Photo 2](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f1921125155r.jpg)

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![3914 Ural Street - Photo 33](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f2115813795r.jpg)

![3914 Ural Street - Photo 34](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f1514797735r.jpg)

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![3914 Ural Street - Photo 36](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f3172065026r.jpg)

![3914 Ural Street - Photo 37](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f3660076935r.jpg)

![3914 Ural Street - Photo 38](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f1771184907r.jpg)

![3914 Ural Street - Photo 39](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f3209235164r.jpg)

![3914 Ural Street - Photo 40](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f253358188r.jpg)

![3914 Ural Street - Photo 41](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f4021279285r.jpg)

![3914 Ural Street - Photo 42](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f667237876r.jpg)

![3914 Ural Street - Photo 43](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f1130068638r.jpg)

![3914 Ural Street - Photo 44](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f3909835372r.jpg)

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![3914 Ural Street - Photo 52](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f590296444r.jpg)

![3914 Ural Street - Photo 53](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f3306836310r.jpg)

![3914 Ural Street - Photo 54](http://lh.rdcpix.com/e71464ad78e39a329e7cd4b1460dfb01l-f4153936043r.jpg)

---

**MLS#:** 784070 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3914-ural-street-panama-city-fl-32408-b6b399d9fe474e9abc5cba5a772ed657)

---

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