# 3916 Cummings Road, Chattanooga, TN 37419 > **TL;DR:** land, $4,500,000. > Waterfront. Est. $24,067/mo. Listed 188 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $4,500,000 | | Lot Size | 1,829,520 sqft (42.00 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 188 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $22,754 | | Estimated Insurance | $1,313 | | **Total** | **$24,067** | ## Nearby Schools - **Elementary:** Lookout Valley Elementary - **Middle:** Lookout Valley Middle - **High:** Lookout Valley High ## Key Amenities - Waterfront ## Property Highlights - 42.00 acre lot - Waterfront ## Description ### Agent Description Welcome to an exceptional 42 acre opportunity to own land connected to the highly sought after Black Creek community in Chattanooga. This mostly level tract, with a creek running through the property, offers a rare combination of usable land, natural beauty, and prime location, making it an ideal opportunity for developers, builders, or those looking to create a private estate within one of Chattanooga's premier master planned communities. Survey and deeded access from Ravinia Ln in Black Creek will be uploaded prior to the property officially going live on the market Friday, April 10, 2026. The property address, where the mailbox is currently in place, is off Cummings Rd, but access points are on Ravinia Ln. Positioned in Lookout Valley, just minutes from downtown Chattanooga, the Black Creek community is known for blending luxury living with preserved natural surroundings. The community is thoughtfully designed around protected green space, creating a setting where homes and nature exist in harmony. Residents of Black Creek enjoy access to resort style amenities including a championship golf course, clubhouse with dining, fitness center, swimming pools, tennis and pickleball courts, and a full calendar of social events. Miles of walking trails, scenic views, and nearby waterways provide opportunities for outdoor recreation right within the community. Public utilities are available within the Black Creek community, including water, sewer, natural gas, electricity, and high speed internet, supporting both custom home construction and larger scale development potential. This property is currently not on sewer and can be built out without connecting to Black Creek, using septic and maintaining greenbelt reduced tax status, or a buyer can choose to go through the Black Creek community to obtain connection. Availability and connection points are to be verified by the buyer based on intended use. If a buyer or developer elects to connect through Black Creek, most homesites within the community typically range from approximately 0.3 to 0.5 acres, with lot values often falling between $220,000 and $400,000 depending on location and views. Bluff view lots within the community are selling in the $800,000 range, highlighting the premium buyers place on elevated views and positioning. Townhome pricing within the community starts in the $600,000 range, while custom homes range from $1 million to $2 million and above, providing strong support for both resale values and future development opportunities. Located approximately 10 minutes from downtown Chattanooga, this property offers a unique opportunity to combine scale, location, and long term value in one of the area's most established and desirable communities. convenient access to dining, shopping, and entertainment while maintaining the privacy and lifestyle that make Black Creek one of the area's most desirable communities. Whether you're envisioning a multi lot development, a custom home community, or a private retreat, this property presents a unique opportunity to build within an established, amenity rich neighborhood where demand continues to grow. ## Location - **Address:** 3916 Cummings Road, Chattanooga, TN 37419 - **County:** Hamilton - **Coordinates:** 35.003383, -85.423869 - **Google Maps:** https://www.google.com/maps?q=35.003383,-85.423869 ## Listing Agent - **Name:** Stevie S Rifenberick · **License:** TN322647 - **Brokerage:** Keller Williams Realty - **Phone:** 4239911543 - **Broker Phone:** (423) 664-1600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3916-Cummings-Rd_Chattanooga_TN_37419_M92093-19662?f=listhub&s=CARTN&m=1531926&c=propsimple) ## Photos ![3916 Cummings Road - Photo 1](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1143194815r.jpg) ![3916 Cummings Road - Photo 2](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f4096874835r.jpg) ![3916 Cummings Road - Photo 3](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f2608273221r.jpg) ![3916 Cummings Road - Photo 4](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f2523050938r.jpg) ![3916 Cummings Road - Photo 5](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1654943283r.jpg) ![3916 Cummings Road - Photo 6](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1676198955r.jpg) ![3916 Cummings Road - Photo 7](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f184871638r.jpg) ![3916 Cummings Road - Photo 8](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3339102068r.jpg) ![3916 Cummings Road - Photo 9](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f599985206r.jpg) ![3916 Cummings Road - Photo 10](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3907368252r.jpg) ![3916 Cummings Road - Photo 11](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3439216082r.jpg) ![3916 Cummings Road - Photo 12](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3404380917r.jpg) ![3916 Cummings Road - 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Photo 83](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1600419551r.jpg) ![3916 Cummings Road - Photo 84](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3184491681r.jpg) ![3916 Cummings Road - Photo 85](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1076503738r.jpg) ![3916 Cummings Road - Photo 86](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3341373090r.jpg) ![3916 Cummings Road - Photo 87](http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1769330840r.jpg) --- **MLS#:** 1531926 | **Updated:** 2026-10-06 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3916-cummings-road-chattanooga-tn-37419-1531926) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3916-cummings-road-chattanooga-tn-37419-1531926#listing", "url": "https://www.propertysimple.ai/listing/3916-cummings-road-chattanooga-tn-37419-1531926", "name": "3916 Cummings Road, Chattanooga, TN 37419", "description": "Welcome to an exceptional 42 acre opportunity to own land connected to the highly sought after Black Creek community in Chattanooga. This mostly level tract, with a creek running through the property, offers a rare combination of usable land, natural beauty, and prime location, making it an ideal opportunity for developers, builders, or those looking to create a private estate within one of Chattanooga's premier master planned communities. Survey and deeded access from Ravinia Ln in Black Creek will be uploaded prior to the property officially going live on the market Friday, April 10, 2026. The property address, where the mailbox is currently in place, is off Cummings Rd, but access points are on Ravinia Ln. Positioned in Lookout Valley, just minutes from downtown Chattanooga, the Black Creek community is known for blending luxury living with preserved natural surroundings. The community is thoughtfully designed around protected green space, creating a setting where homes and nature exist in harmony. Residents of Black Creek enjoy access to resort style amenities including a championship golf course, clubhouse with dining, fitness center, swimming pools, tennis and pickleball courts, and a full calendar of social events. Miles of walking trails, scenic views, and nearby waterways provide opportunities for outdoor recreation right within the community. Public utilities are available within the Black Creek community, including water, sewer, natural gas, electricity, and high speed internet, supporting both custom home construction and larger scale development potential. This property is currently not on sewer and can be built out without connecting to Black Creek, using septic and maintaining greenbelt reduced tax status, or a buyer can choose to go through the Black Creek community to obtain connection. Availability and connection points are to be verified by the buyer based on intended use. If a buyer or developer elects to connect through Black Creek, most homesites within the community typically range from approximately 0.3 to 0.5 acres, with lot values often falling between $220,000 and $400,000 depending on location and views. Bluff view lots within the community are selling in the $800,000 range, highlighting the premium buyers place on elevated views and positioning. Townhome pricing within the community starts in the $600,000 range, while custom homes range from $1 million to $2 million and above, providing strong support for both resale values and future development opportunities. Located approximately 10 minutes from downtown Chattanooga, this property offers a unique opportunity to combine scale, location, and long term value in one of the area's most established and desirable communities. convenient access to dining, shopping, and entertainment while maintaining the privacy and lifestyle that make Black Creek one of the area's most desirable communities. Whether you're envisioning a multi lot development, a custom home community, or a private retreat, this property presents a unique opportunity to build within an established, amenity rich neighborhood where demand continues to grow.", "image": [ "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1143194815r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f4096874835r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f2608273221r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f2523050938r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1654943283r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f1676198955r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f184871638r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3339102068r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f599985206r.jpg", "http://lh.rdcpix.com/74a6ded78990b4ceddffc7d78e733792l-f3907368252r.jpg", 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