# 3916 Oak Creek Circle, Denison, TX 75020

> **TL;DR:** 3bd/2ba single family, $284,999 ($188/sqft), built 2021, 1,517 sqft.
> A/C. Est. $1,799/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $284,999 |
| Price/sqft | $188 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,517 |
| Year Built | 2021 |
| Lot Size | 4,922 sqft (0.11 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,441 |
| Estimated Insurance | $83 |
| HOA | $275 |
| **Total** | **$1,799** |

## Nearby Schools

- **Elementary:** Hyde Park
- **Middle:** Henry Scott,Mcdaniel
- **High:** Denison

## Key Amenities

- A/C

## Property Highlights

- Built in 2021
- 0.11 acre lot

## Description

### Agent Description
Discover this beautifully maintained D.R. Horton Vancouver floor plan located in The Reserve, one of Denison's highly sought after communities. This single-story home offers 3 bedrooms, 2 bathrooms, and 1,518 square feet of thoughtfully designed living space. The open-concept layout features luxury vinyl flooring throughout the main living areas, creating a seamless flow between the kitchen and living room. The kitchen is equipped with quartz countertops, custom cabinetry, stainless steel appliances, a gas cooktop, breakfast bar seating, and a dining nook perfect for everyday meals. The spacious living area is highlighted by an electric fireplace, adding warmth and character to the home. The private primary suite includes an ensuite bath and a walk-in closet, while the secondary bedrooms provide flexibility for guests, family, or a home office. Additional highlights include an oversized utility room, tankless water heater, smart home capabilities, and a keyless smart entry system. The inviting front porch and covered back patio provide comfortable spaces to relax or entertain outdoors. Conveniently located less than one mile from Highway 75 and close to Texoma Medical Center, Grayson College, Haystack, Urban Air, and the recreational opportunities of Lake Texoma, this move-in-ready home combines modern amenities with an exceptional location.

## Location

- **Address:** 3916 Oak Creek Circle, Denison, TX 75020
- **County:** Grayson
- **Neighborhood:** Reserve
- **Coordinates:** 33.710596, -96.598163
- **Google Maps:** https://www.google.com/maps?q=33.710596,-96.598163

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21311432

## Listing Agent

- **Name:** Bailey Frasier
- **Brokerage:** Coldwell Banker Apex, Realtors
- **Phone:** (972) 727-3377
- **Broker Phone:** (972) 727-3377
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3916-Oak-Creek-Cir_Denison_TX_75020_M97713-23273?f=listhub&s=NTREIS&m=21311432&c=propsimple)

## Photos

![3916 Oak Creek Circle - Photo 1](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4278609858r.jpg)

![3916 Oak Creek Circle - Photo 2](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1506428656r.jpg)

![3916 Oak Creek Circle - Photo 3](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f7021812r.jpg)

![3916 Oak Creek Circle - Photo 4](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f568763049r.jpg)

![3916 Oak Creek Circle - Photo 5](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f934542692r.jpg)

![3916 Oak Creek Circle - Photo 6](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f472835727r.jpg)

![3916 Oak Creek Circle - Photo 7](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2438038240r.jpg)

![3916 Oak Creek Circle - Photo 8](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2630676101r.jpg)

![3916 Oak Creek Circle - Photo 9](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1206473914r.jpg)

![3916 Oak Creek Circle - Photo 10](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1489214596r.jpg)

![3916 Oak Creek Circle - Photo 11](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1874118845r.jpg)

![3916 Oak Creek Circle - Photo 12](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3649110442r.jpg)

![3916 Oak Creek Circle - Photo 13](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3104501420r.jpg)

![3916 Oak Creek Circle - Photo 14](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3170321059r.jpg)

![3916 Oak Creek Circle - Photo 15](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2571324852r.jpg)

![3916 Oak Creek Circle - Photo 16](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2815149411r.jpg)

![3916 Oak Creek Circle - Photo 17](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1210432961r.jpg)

![3916 Oak Creek Circle - Photo 18](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3521784781r.jpg)

![3916 Oak Creek Circle - Photo 19](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1677915623r.jpg)

![3916 Oak Creek Circle - Photo 20](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2301740373r.jpg)

![3916 Oak Creek Circle - Photo 21](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3123486909r.jpg)

![3916 Oak Creek Circle - Photo 22](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3256270427r.jpg)

![3916 Oak Creek Circle - Photo 23](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f576979844r.jpg)

![3916 Oak Creek Circle - Photo 24](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4177289594r.jpg)

![3916 Oak Creek Circle - Photo 25](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f140813321r.jpg)

![3916 Oak Creek Circle - Photo 26](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f72971247r.jpg)

![3916 Oak Creek Circle - Photo 27](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3988193148r.jpg)

![3916 Oak Creek Circle - Photo 28](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3389760487r.jpg)

![3916 Oak Creek Circle - Photo 29](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f182655304r.jpg)

![3916 Oak Creek Circle - Photo 30](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f578021461r.jpg)

![3916 Oak Creek Circle - Photo 31](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1017070935r.jpg)

![3916 Oak Creek Circle - Photo 32](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4025863653r.jpg)

![3916 Oak Creek Circle - Photo 33](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3191078177r.jpg)

![3916 Oak Creek Circle - Photo 34](http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3981781663r.jpg)

---

**MLS#:** 21311432 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432#listing",
  "url": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432",
  "name": "3916 Oak Creek Circle, Denison, TX 75020",
  "description": "Discover this beautifully maintained D.R. Horton Vancouver floor plan located in The Reserve, one of Denison's highly sought after communities. This single-story home offers 3 bedrooms, 2 bathrooms, and 1,518 square feet of thoughtfully designed living space. The open-concept layout features luxury vinyl flooring throughout the main living areas, creating a seamless flow between the kitchen and living room. The kitchen is equipped with quartz countertops, custom cabinetry, stainless steel appliances, a gas cooktop, breakfast bar seating, and a dining nook perfect for everyday meals. The spacious living area is highlighted by an electric fireplace, adding warmth and character to the home. The private primary suite includes an ensuite bath and a walk-in closet, while the secondary bedrooms provide flexibility for guests, family, or a home office. Additional highlights include an oversized utility room, tankless water heater, smart home capabilities, and a keyless smart entry system. The inviting front porch and covered back patio provide comfortable spaces to relax or entertain outdoors. Conveniently located less than one mile from Highway 75 and close to Texoma Medical Center, Grayson College, Haystack, Urban Air, and the recreational opportunities of Lake Texoma, this move-in-ready home combines modern amenities with an exceptional location.",
  "image": [
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4278609858r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1506428656r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f7021812r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f568763049r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f934542692r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f472835727r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2438038240r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2630676101r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1206473914r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1489214596r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1874118845r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3649110442r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3104501420r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3170321059r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2571324852r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2815149411r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1210432961r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3521784781r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1677915623r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2301740373r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3123486909r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3256270427r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f576979844r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4177289594r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f140813321r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f72971247r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3988193148r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3389760487r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f182655304r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f578021461r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1017070935r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4025863653r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3191078177r.jpg",
    "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3981781663r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4278609858r.jpg",
    "caption": "3916 Oak Creek Circle - Denison, TX"
  },
  "datePosted": "2026-07-02T04:31:44.195351+00:00",
  "dateModified": "2026-09-16T00:32:03.422636+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432#property",
    "name": "3916 Oak Creek Circle, Denison, TX 75020",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "3916 Oak Creek Circle",
      "addressLocality": "Denison",
      "addressRegion": "TX",
      "postalCode": "75020",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 33.710596,
      "longitude": -96.598163
    },
    "image": [
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4278609858r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1506428656r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f7021812r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f568763049r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f934542692r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f472835727r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2438038240r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2630676101r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1206473914r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1489214596r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1874118845r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3649110442r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3104501420r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3170321059r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2571324852r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2815149411r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1210432961r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3521784781r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1677915623r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f2301740373r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3123486909r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3256270427r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f576979844r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4177289594r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f140813321r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f72971247r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3988193148r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3389760487r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f182655304r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f578021461r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f1017070935r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f4025863653r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3191078177r.jpg",
      "http://lh.rdcpix.com/d1df56fc94ff2d69954ee24684181f37l-f3981781663r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "21311432"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1517,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2021,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Natural Gas, Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Ceiling Fan(s), Electric, Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, ElectricOven, GasCooktop, Disposal, Microwave, TanklessWaterHeater"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Carpet, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Brick,  Rock,  Stone"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage, On Street"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.11 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432#offer",
    "url": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432",
    "price": 284999,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432#agent",
    "name": "Bailey Frasier",
    "telephone": "(972) 727-3377",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/3916-oak-creek-circle-denison-tx-75020-21311432#brokerage",
      "name": "Coldwell Banker Apex, Realtors",
      "telephone": "(972) 727-3377"
    }
  }
}
```