# 392 Terrapin, Destin, FL 32541

> **TL;DR:** 4bd/4ba single family, $1,499,000 ($424/sqft), built 2002, 3,535 sqft.
> Fireplace, A/C, 3-car garage. Est. $8,997/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,499,000 |
| Price/sqft | $424 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,535 |
| Year Built | 2002 |
| Lot Size | 10,454 sqft (0.24 acres) |
| Stories | 2 |
| Garage | 3-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 2 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $7,580 |
| Estimated Insurance | $437 |
| HOA | $980 |
| **Total** | **$8,997** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Fireplace
- A/C
- 3-car garage

## Property Highlights

- Built in 2002
- 0.24 acre lot
- 2 stories
- 7 parking spaces
- Fireplace

## Description

### Agent Description
Enjoy privacy and coastal living in this custom-built home, bordered by a natural preserve along the side and rear. Located within a gated, 900-acre community, the home offers convenient access to a short walking trail leading to Bayou Park. Beautiful curb appeal welcomes you with a paver driveway leading to a three-car garage featuring epoxy flooring and ample room for a golf cart. A pillared entrance opens to a polished-tile foyer, introducing the quality craftsmanship found throughout the home. Impressive columns and crown molding define the spacious great room, while a nearby breakfast nook provides a comfortable setting for casual dining. A granite-topped bar adds a welcoming touch for entertaining. Doors open to an expansive screened terrace surrounded by lush greenery, offering generous space for outdoor dining and relaxing in the in-ground heated spa/pool. The first-floor primary suite provides a private retreat with a distinctive bay window and dual walk-in closets. The spacious primary bath features a jetted tub, two cultured marble vanities and a walk-in shower. Also on the main level are a powder room, a large laundry room with a sink and abundant storage, a versatile bonus room or office/bedroom with a built-in bunk and closet. Upstairs, oversized guest bedrooms. An additional bonus room with built-in shelving provide plenty of space for more storage. Whole house generator & central vacuum system. Ideal as a full-time residence or a peaceful second home, this property is close to an array of clubs and amenities, including tennis and pickleball courts, a yoga and fitness center, playgrounds, community pools and a fenced dog park. An 18-hole golf course with stunning bay views enhances the coastal lifestyle, with Destin Commons, Choctawhatchee Bay and the beaches all within easy reach. System updates include a water heater installed in 2026 and a roof replaced in 2022; HVAC- 2017. See the Documents section for the complete list of upgrades and improvements.

## Location

- **Address:** 392 Terrapin, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** KELLY PLANTATION
- **Coordinates:** 30.402264, -86.439969
- **Google Maps:** https://www.google.com/maps?q=30.402264,-86.439969

## Listing Agent

- **Name:** Elizabeth R Nicolucci · **License:** 3293374
- **Brokerage:** Coldwell Banker Realty
- **Broker Phone:** (850) 501-1545
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/392-Terrapin-Trce_Destin_FL_32541_M57436-60201?f=listhub&s=ECARMLSFL&m=1014664&c=propsimple)

## Photos

![392 Terrapin - Photo 1](http://lh.rdcpix.com/6537e593fa0b4915819dd1ebdc74af05l-f3556465252r.jpg)

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---

**MLS#:** 1014664 | **Updated:** 2026-11-01
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/392-terrapin-destin-fl-32541-473ddc53a2164d12b00fbff632a6a8b8)

---

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  "description": "Enjoy privacy and coastal living in this custom-built home, bordered by a natural preserve along the side and rear. Located within a gated, 900-acre community, the home offers convenient access to a short walking trail leading to Bayou Park. Beautiful curb appeal welcomes you with a paver driveway leading to a three-car garage featuring epoxy flooring and ample room for a golf cart. A pillared entrance opens to a polished-tile foyer, introducing the quality craftsmanship found throughout the home. Impressive columns and crown molding define the spacious great room, while a nearby breakfast nook provides a comfortable setting for casual dining. A granite-topped bar adds a welcoming touch for entertaining. Doors open to an expansive screened terrace surrounded by lush greenery, offering generous space for outdoor dining and relaxing in the in-ground heated spa/pool. The first-floor primary suite provides a private retreat with a distinctive bay window and dual walk-in closets. The spacious primary bath features a jetted tub, two cultured marble vanities and a walk-in shower. Also on the main level are a powder room, a large laundry room with a sink and abundant storage, a versatile bonus room or office/bedroom with a built-in bunk and closet. Upstairs, oversized guest bedrooms. An additional bonus room with built-in shelving provide plenty of space for more storage. Whole house generator & central vacuum system. Ideal as a full-time residence or a peaceful second home, this property is close to an array of clubs and amenities, including tennis and pickleball courts, a yoga and fitness center, playgrounds, community pools and a fenced dog park. An 18-hole golf course with stunning bay views enhances the coastal lifestyle, with Destin Commons, Choctawhatchee Bay and the beaches all within easy reach. System updates include a water heater installed in 2026 and a roof replaced in 2022; HVAC- 2017. See the Documents section for the complete list of upgrades and improvements.",
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