# 3921 Oak Creek Circle, Denison, TX 75020 > **TL;DR:** 3bd/2ba single family, $284,000 ($187/sqft), built 2022, 1,517 sqft. > A/C, 2-car garage. Est. $2,069/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $284,000 | | Price/sqft | $187 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,517 | | Year Built | 2022 | | Lot Size | 5,053 sqft (0.12 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,436 | | Estimated Insurance | $83 | | HOA | $550 | | **Total** | **$2,069** | ## Nearby Schools - **Elementary:** Hyde Park - **Middle:** Henry Scott,Mcdaniel - **High:** Denison ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2022 - 0.12 acre lot ## Description ### Agent Description Welcome to this well-maintained single-story home in Denison's desirable The Reserve community. Built in 2022, this home features 3 bedrooms, 2 full bathrooms, and a comfortable open-concept layout designed for everyday living. The kitchen offers stainless steel appliances, granite countertop, gas stove, and a functional flow into the dining and living areas. The private primary suite includes an ensuite bathroom and walk-in closet, while the secondary bedrooms provide flexibility for family, guests, or a home office. Enjoy a spacious backyard with room to relax, garden, or entertain outdoors. The garage has epoxy flooring, tankless water heater, and a sprinkler system for the yard. This property is conveniently located near shopping, dining, schools, and Texoma Medical Center. US-75 is approximately one mile away for easy access for commuting to Sherman, Denison, Van Alstyne, McKinney, or other North Texas areas. The location offers a good balance of quiet residential living while still being near major roads and city amenities. This house is move-in ready to welcome its next owner, schedule a tour today! ## Location - **Address:** 3921 Oak Creek Circle, Denison, TX 75020 - **County:** Grayson - **Neighborhood:** THE RESERVE PH 1-5 - **Coordinates:** 33.710129, -96.598548 - **Google Maps:** https://www.google.com/maps?q=33.710129,-96.598548 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21325523 ## Listing Agent - **Name:** Yoshie Miyahara - **Brokerage:** eXp Realty, LLC - **Phone:** (888) 519-7431 - **Broker Phone:** (888) 519-7431 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3921-Oak-Creek-Cir_Denison_TX_75020_M96334-12508?f=listhub&s=NTREIS&m=21325523&c=propsimple) ## Photos ![3921 Oak Creek Circle - Photo 1](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f4125237024r.jpg) ![3921 Oak Creek Circle - Photo 2](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f261746760r.jpg) ![3921 Oak Creek Circle - Photo 3](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f2822146050r.jpg) ![3921 Oak Creek Circle - Photo 4](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f1055828454r.jpg) ![3921 Oak Creek Circle - Photo 5](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f3278660347r.jpg) ![3921 Oak Creek Circle - Photo 6](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f1719274905r.jpg) ![3921 Oak Creek Circle - Photo 7](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f2038042134r.jpg) ![3921 Oak Creek Circle - Photo 8](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f1263768872r.jpg) ![3921 Oak Creek Circle - Photo 9](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f924199133r.jpg) ![3921 Oak Creek Circle - Photo 10](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f1530843661r.jpg) ![3921 Oak Creek Circle - Photo 11](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f4219545404r.jpg) ![3921 Oak Creek Circle - Photo 12](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f2506083440r.jpg) ![3921 Oak Creek Circle - Photo 13](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f105176837r.jpg) ![3921 Oak Creek Circle - Photo 14](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f1039792713r.jpg) ![3921 Oak Creek Circle - Photo 15](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f1443085342r.jpg) ![3921 Oak Creek Circle - Photo 16](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f349385563r.jpg) ![3921 Oak Creek Circle - Photo 17](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f489673462r.jpg) ![3921 Oak Creek Circle - Photo 18](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f3610862615r.jpg) ![3921 Oak Creek Circle - Photo 19](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f584539447r.jpg) ![3921 Oak Creek Circle - Photo 20](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f2233747575r.jpg) ![3921 Oak Creek Circle - Photo 21](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f885953145r.jpg) ![3921 Oak Creek Circle - Photo 22](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f3357647723r.jpg) ![3921 Oak Creek Circle - Photo 23](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f4049018606r.jpg) ![3921 Oak Creek Circle - Photo 24](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f1847284151r.jpg) ![3921 Oak Creek Circle - Photo 25](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f138502670r.jpg) ![3921 Oak Creek Circle - Photo 26](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f2204917040r.jpg) ![3921 Oak Creek Circle - Photo 27](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f391829294r.jpg) ![3921 Oak Creek Circle - Photo 28](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f127013692r.jpg) ![3921 Oak Creek Circle - Photo 29](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f377257106r.jpg) ![3921 Oak Creek Circle - Photo 30](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f3616232344r.jpg) ![3921 Oak Creek Circle - Photo 31](http://lh.rdcpix.com/e1f1077320517152da35af6f7a209ac5l-f3164220713r.jpg) --- **MLS#:** 21325523 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3921-oak-creek-circle-denison-tx-75020-21325523) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3921-oak-creek-circle-denison-tx-75020-21325523#listing", "url": "https://www.propertysimple.ai/listing/3921-oak-creek-circle-denison-tx-75020-21325523", "name": "3921 Oak Creek Circle, Denison, TX 75020", "description": "Welcome to this well-maintained single-story home in Denison's desirable The Reserve community. Built in 2022, this home features 3 bedrooms, 2 full bathrooms, and a comfortable open-concept layout designed for everyday living. The kitchen offers stainless steel appliances, granite countertop, gas stove, and a functional flow into the dining and living areas. 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