# 3922 CEDAR HAMMOCK Trail, Saint Cloud, FL 34772

> **TL;DR:** 3bd/2ba single family, $380,000 ($201/sqft), built 2007, 1,895 sqft.
> A/C. Est. $2,032/mo. Listed 96 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $380,000 |
| Price/sqft | $201 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,895 |
| Year Built | 2007 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 96 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,921 |
| Estimated Insurance | $111 |
| **Total** | **$2,032** |

## Nearby Schools

- **Elementary:** St Cloud Elem
- **Middle:** St. Cloud Middle (6-8)
- **High:** St. Cloud High School

## Key Amenities

- A/C

## Property Highlights

- Built in 2007
- 0.22 acre lot

## Description

### Agent Description
Seller will consider a closing-cost and/or flooring credit with an acceptable offer. Current taxes reflect non-homestead status and a previous owner's tax circumstance that will be paid off at closing; buyers are encouraged to verify anticipated taxes and available exemptions. Welcome to 3922 Cedar Hammock Trail, a spacious 3-bedroom, 2-bath home in the desirable Stevens Plantation community of St. Cloud. With nearly 1,900 square feet, this home offers a comfortable split-bedroom floor plan with plenty of room to gather, entertain, and make the space your own. Several of the big-ticket items have already been taken care of, including a NEW ROOF in 2024, HVAC in 2023, and fresh interior paint in 2025. The open living and dining areas offer flexible space for everyday living, while the kitchen provides ample cabinetry, counter space, and an easy flow into the main living areas. The private primary suite features generous space, a walk-in closet, and an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to a fully fenced backyard with plenty of room for pets, play, entertaining, or creating your own outdoor retreat. The home offers an excellent opportunity for a buyer to personalize the flooring to their taste-and with the seller willing to consider a credit with an acceptable offer, you can make those updates your way. Conveniently located near shopping, dining, schools, major roadways, and everything the growing St. Cloud area has to offer.

## Location

- **Address:** 3922 CEDAR HAMMOCK Trail, Saint Cloud, FL 34772
- **County:** Osceola
- **Neighborhood:** STEVENS PLANTATION
- **Coordinates:** 28.220719, -81.30137
- **Google Maps:** https://www.google.com/maps?q=28.220719,-81.30137

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/stellar/O6417320

## Listing Agent

- **Name:** Carla Trine
- **Brokerage:** Mainframe Real Estate
- **Phone:** 4077566392
- **Broker Phone:** (407) 513-4257
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3922-Cedar-Hammock-Trl_Saint-Cloud_FL_34772_M64535-44733?f=listhub&s=MFRMLSFL&m=O6417320&c=propsimple)

## Photos

![3922 CEDAR HAMMOCK Trail - Photo 1](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3508481907r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 2](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3344327628r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 3](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f4223344389r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 4](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3212154411r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 5](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3011273245r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 6](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f519592539r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 7](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3786498186r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 8](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2524431495r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 9](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1206192910r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 10](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1999028039r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 11](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f79524904r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 12](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2595456944r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 13](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2677955306r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 14](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f4176369714r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 15](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3088051982r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 16](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f262375616r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 17](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1580934746r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 18](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2949254979r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 19](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1717406933r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 20](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2434828251r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 21](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f152381337r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 22](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f4108000865r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 23](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3577102971r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 24](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3382550865r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 25](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2932137196r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 26](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f746603359r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 27](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1927026424r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 28](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f859728296r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 29](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2356455806r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 30](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2093857982r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 31](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f2776587363r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 32](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1861706772r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 33](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f541942039r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 34](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1454338888r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 35](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f4166036347r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 36](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f4029068872r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 37](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f506518193r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 38](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f3758729700r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 39](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f1037336404r.jpg)

![3922 CEDAR HAMMOCK Trail - Photo 40](http://lh.rdcpix.com/6dae0bb6ed8b1b58676cb5baccfaf319l-f851356034r.jpg)

---

**MLS#:** O6417320 | **Updated:** 2026-08-28
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3922-cedar-hammock-trail-st-cloud-fl-34772-o6417320)

---

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  },
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    "name": "Carla Trine",
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}
```