# 3924 Vicar Street, Panama City Beach, FL 32408

> **TL;DR:** 3bd/2ba single family, $399,900 ($226/sqft), built 1996, 1,768 sqft.
> A/C. Est. $2,139/mo. Listed 107 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,900 |
| Price/sqft | $226 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,768 |
| Year Built | 1996 |
| Lot Size | 4,792 sqft (0.11 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 107 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,022 |
| Estimated Insurance | $117 |
| **Total** | **$2,139** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 1996
- 0.11 acre lot
- 4 parking spaces

## Description

### Agent Description
PRICE REDUCTION!!! Whether you're looking for your ideal home or an investment property, this 3 bedroom/2 bathroom beach bungalow has it all... all the square feet, all the bonus areas, all of the extra 4th sleeping area, all the parking space, plus a second laundry hookup with washer and dryer. There is plenty of room to stretch out in the open floor plan and sizable kitchen. Take advantage of the short stroll to the beach or to the lagoon. With its new HVAC system and its spacious backyard large enough to host any barbecue, this cottage is perfect. 3924 Vicar Street makes the perfect primary residence, vacation home, or short term rental. See what everyone's talking about!

## Location

- **Address:** 3924 Vicar Street, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Holiday Beach 15
- **Coordinates:** 30.159743, -85.773439
- **Google Maps:** https://www.google.com/maps?q=30.159743,-85.773439

## Listing Agent

- **Name:** Keith T Barnes · **License:** 3586415
- **Brokerage:** Hilary & Reverie
- **Broker Phone:** (850) 231-2850
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3924-Vicar-St_Panama-City-Beach_FL_32408_M55288-51849?f=listhub&s=ECARMLSFL&m=1007881&c=propsimple)

## Photos

![3924 Vicar Street - Photo 1](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f2966253266r.jpg)

![3924 Vicar Street - Photo 2](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1014399428r.jpg)

![3924 Vicar Street - Photo 3](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3356005713r.jpg)

![3924 Vicar Street - Photo 4](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3218156794r.jpg)

![3924 Vicar Street - Photo 5](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f70535696r.jpg)

![3924 Vicar Street - Photo 6](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f2104120852r.jpg)

![3924 Vicar Street - Photo 7](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f2811895370r.jpg)

![3924 Vicar Street - Photo 8](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3307216341r.jpg)

![3924 Vicar Street - Photo 9](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1351900394r.jpg)

![3924 Vicar Street - Photo 10](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f2798021986r.jpg)

![3924 Vicar Street - Photo 11](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f198839984r.jpg)

![3924 Vicar Street - Photo 12](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3687384193r.jpg)

![3924 Vicar Street - Photo 13](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f4085068751r.jpg)

![3924 Vicar Street - Photo 14](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1002092916r.jpg)

![3924 Vicar Street - Photo 15](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f2226516535r.jpg)

![3924 Vicar Street - Photo 16](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f407410077r.jpg)

![3924 Vicar Street - Photo 17](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1909890204r.jpg)

![3924 Vicar Street - Photo 18](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1318141542r.jpg)

![3924 Vicar Street - Photo 19](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f244731839r.jpg)

![3924 Vicar Street - Photo 20](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1573574201r.jpg)

![3924 Vicar Street - Photo 21](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f437875464r.jpg)

![3924 Vicar Street - Photo 22](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3229300708r.jpg)

![3924 Vicar Street - Photo 23](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f685887409r.jpg)

![3924 Vicar Street - Photo 24](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1443347657r.jpg)

![3924 Vicar Street - Photo 25](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1970904898r.jpg)

![3924 Vicar Street - Photo 26](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f2527304730r.jpg)

![3924 Vicar Street - Photo 27](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f4231558222r.jpg)

![3924 Vicar Street - Photo 28](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3635405765r.jpg)

![3924 Vicar Street - Photo 29](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f1251176873r.jpg)

![3924 Vicar Street - Photo 30](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f383733768r.jpg)

![3924 Vicar Street - Photo 31](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f399594991r.jpg)

![3924 Vicar Street - Photo 32](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f395332692r.jpg)

![3924 Vicar Street - Photo 33](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f2427016460r.jpg)

![3924 Vicar Street - Photo 34](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f4023636767r.jpg)

![3924 Vicar Street - Photo 35](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3781824583r.jpg)

![3924 Vicar Street - Photo 36](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f968125631r.jpg)

![3924 Vicar Street - Photo 37](http://lh.rdcpix.com/c89ae1d0c8989e7797fa557677eb37e2l-f3156940003r.jpg)

---

**MLS#:** 1007881 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3924-vicar-street-panama-city-beach-fl-32408-65ef4a9a460e47aa9745db178bb6b2ca)

---

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