About This Home

This 4-bedroom, 2-bathroom single family at 39251 COUNTY ROAD 439 in Umatilla, FL is listed for $999,000 ($446 per sqft). Built in 2026, the home offers 2,241 sqft of living space on a 4.59 acres lot.

Key Features

  • Built in 2026
  • 4.59 acre lot
  • Waterfront

Property Details

1 story
2 full
2-car garage
2026

Amenities

WaterfrontViewA/C
Listing Description

Virtually Staged. INSTANT EQUITY OPPORTUNITY! PRICED BELOW APPRAISED VALUE and with MONEY TOWARD CLOSING COSTS!! This home offers exceptional value. Experience the perfect blend of luxury, privacy, and waterfront living in this custom-built estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake.

Featuring a grand circular driveway, this brand-new block home showcases exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite.

Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry.

The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversiz

ed laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more.

Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

Monthly Cost Estimate

$5,343/mo

20% down · 6.5% · 30 years

Principal$722
Interest$4,329
Insurance$291

Estimates only. Actual payments may vary.

Location

39251 COUNTY ROAD 439

Umatilla, FL 32784

LAKE MURPHY ESTATES

Features & Amenities

Interior Features

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersThermostat

Exterior Features

Rain Gutters

Property Details

Flooring

TileVinyl

Construction

Block

Views

WaterLake

Outdoor Features

PorchPatio

Parking

OpenDriveway

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherMicrowaveRange HoodRefrigerator

Questions & Answers

This 4-bedroom, 2-bathroom single family at 39251 COUNTY ROAD 439 is listed at $999,000 ($446/sqft). The estimated monthly payment is $5,342 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 4.59 acre lot, Waterfront. Interior Features: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan. Exterior Features: Rain Gutters.

This property is listed by Daniela Patton.

DP

Daniela Patton

Agent at eXp Realty LLC

Listed by eXp Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# G5114167· Source: Stellar MLS· 136 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

39251 COUNTY ROAD 439, Umatilla, FL 32784

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