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About This Home

This 3-bedroom, 2-bathroom single family at 3949 GAREYS FERRY Way in Middleburg, FL is listed for $403,900 ($239 per sqft). Built in 2024, the home offers 1,693 sqft of living space on a 0.14 acres lot.

Agent Description

Some people drive an hour for the life Middleburg offers for free. Black Creek is around the corner. Jennings State Forest and Gold Head Branch State Park are practically in your backyard. This is where weekends actually feel like weekends. Zero down.

Closing costs fully paid. A rate buydown built for this market. For qualified buyers, brand-new homeownership here costs less than most people's rent. LGI Homes -- trusted nationwide, built to last -- delivers their St. Martin floor plan here with 3 bedrooms, 2 bathrooms, 1,693 square feet, and an open-concept layout with upgraded finishes throughout.

Community pool, pickleball, and playground included. Fleming High School across the street. New expressway makes NAS Jax and downtown an easy commute. No CDD fees. Ask about current incentives and qualification requirements.

Key Features

  • Built in 2024
  • 0.14 acre lot

Property Details

1 story
2 full
2024

Amenities

A/C

Monthly Cost Estimate

$3,480/mo

20% down · 6.5% · 30 years

Principal$292
Interest$1,750
Insurance$118
HOA$1,320

Estimates only. Actual payments may vary.

Location

3949 GAREYS FERRY Way

Middleburg, FL 32068

Jennings Farm

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenEntrance FoyerOpen FloorplanPantryWalk-In Closet(s)

Property Details

Flooring

Carpet

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalGas OvenGas RangeIce MakerMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3949 GAREYS FERRY Way is listed at $403,900 ($239/sqft). The estimated monthly payment is $3,070 based on 20% down at 6.5% interest.

HOA fees are $1320/month.

Key features include: Built in 2024, 0.14 acre lot. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer.

This property is listed by TAMMY BARANOWSKI and can be reached at 9047080468 or tammy@jaxlistingsisters.com.

TB

TAMMY BARANOWSKI

Agent at MOMENTUM REALTY

(904) 708-0468

Listed by MOMENTUM REALTY · View on Broker Site

MLS# 2146307· Source: listhub· Updated 12 days ago

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3949 GAREYS FERRY Way, Middleburg, FL 32068

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