About This Home

This 3-bedroom, 3-bathroom single family at 39512 92nd Avenue in Onamia, MN is listed for $399,900 ($145 per sqft). Built in 2002, the home offers 2,766 sqft of living space on a 0.71 acres lot.

Key Features

  • Built in 2002
  • 0.71 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full
2002

Amenities

FireplaceWaterfrontA/C
Listing Description

Stunning westerly views of Mille Lacs Lake - Spacious home with exceptional storage! Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot.

Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer-without the expense of lakeshore taxes. Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area.

The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons.

The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience.

Outdoor living is just as inviting with a large, covered patio featuring an awning-perfect for relaxing while taking in the panoramic lake views. Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles.

Additional highlights include: New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling, reinforced concrete storm shelter located in the crawl space, large corner lot with outstanding lake views and the public boat access just steps away.

The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation.

Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

39512 92nd Avenue

Onamia, MN 56359

Features & Amenities

Exterior Features

MetalVinyl

Property Details

Construction

Frame

Parking

OpenGarage - AttachedGarage - DetachedDrivewayGarage

Heating

Forced AirFireplace(s)Heat Pump (Heating)

Cooling

Central Air

Appliances

Air-To-Air ExchangerCooktopDishwasherDisposalDouble OvenDryerEnergy Star AppliancesExhaust Fan/HoodWater Heater - GasMicrowaveRefrigeratorStainless Steel AppliancesWall OvenWasherWater Softener - Owned

Questions & Answers

This 3-bedroom, 3-bathroom single family at 39512 92nd Avenue is listed at $399,900 ($145/sqft). The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2002, 0.71 acre lot, Fireplace, Waterfront. Exterior Features: Metal, Vinyl.

This property is listed by Hans Woelfle and can be reached at (218) 454-4300.

HW

Hans Woelfle

Agent at Keller Williams Realty Professionals

(218) 454-4300

Listed by Keller Williams Realty Professionals · Broker phone: (218) 454-4300 · View on Broker Site

MLS# 7103954· Source: Northstar MLS· 69 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

39512 92nd Avenue, Onamia, MN 56359

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