Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 3-bathroom single family at 3955 Hwy. 77 in Chipley, FL is listed for $675,000 ($189 per sqft). Built in 1995, the home offers 3,564 sqft of living space on a 19.20 acres lot.

Agent Description

OW -- what an incredible property! Nearly 20 acres featuring a spacious home designed for gathering and entertaining, with an oversized great room and kitchenette perfect for holidays, family get-togethers, Bunco nights, youth groups, and hosting guests.

If you're the one everyone naturally gathers around, this home was made for you! Outside you'll find an enclosed workshop wired and ready for power, plus an impressive 4-stall barn with water already in place. Toward the back of the property was once a large pond that washed out during Hurricane Michael and may offer restoration potential. A rare opportunity with space, flexibility, and endless possibilities!

Key Features

  • Built in 1995
  • 19.20 acre lot
  • 3 stories
  • 2 parking spaces
  • Fireplace

Property Details

3 stories
3 full
2 spaces
1995

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,610/mo

20% down · 6.5% · 30 years

Principal$488
Interest$2,925
Insurance$197

Estimates only. Actual payments may vary.

Location

3955 Hwy. 77

Chipley, FL 32428

METES & BOUNDS

Features & Amenities

Interior Features

Ceiling CathedralCeiling VaultedFireplacePantrySplit BedroomWasher/Dryer Hookup

Exterior Features

Fenced Back YardFenced CrossSeparate Living Area

Property Details

Flooring

TileCarpet

Construction

Frame Siding Vinyl

Pool Features

PatioPorch

Parking

Oversize

Heating

Central

Appliances

DishwasherMicrowaveOven DoubleRange HoodRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3955 Hwy. 77 is listed at $675,000 ($189/sqft). The estimated monthly payment is $2,925 based on 20% down at 6.5% interest.

Key features include: Built in 1995, 19.20 acre lot, 3 stories, 2 parking spaces, Fireplace. Interior Features: Ceiling Cathedral, Ceiling Vaulted, Fireplace. Exterior Features: Fenced Back Yard, Fenced Cross, Separate Living Area.

This property is listed by Cheryl D Purvines and can be reached at 8506996384 or cherylpurvinesrealtor@gmail.com.

CP

Cheryl D Purvines

Agent at Coldwell Banker Realty

(850) 699-6384

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 996526· Source: listhub· Updated 93 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3955 Hwy. 77, Chipley, FL 32428

Open this listing in: