# 3962 LA COSTA, Largo, FL 33771

> **TL;DR:** 2bd/2ba single family, $265,000 ($256/sqft), built 1986, 1,036 sqft.
> Waterfront, View, A/C, RV Parking. Est. $1,417/mo. Listed 80 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $265,000 |
| Price/sqft | $256 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,036 |
| Year Built | 1986 |
| Lot Size | 1,742 sqft (0.04 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 80 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,340 |
| Estimated Insurance | $77 |
| **Total** | **$1,417** |

## Key Amenities

- Waterfront
- View
- A/C
- RV Parking

## Property Highlights

- Built in 1986
- 0.04 acre lot
- Waterfront

## Description

### Agent Description
Virtually Staged. Welcome to Belle Oak Villas, where easy, low-maintenance living meets a peaceful pond-view setting. This 2-bedroom, 2-bath villa is located in a non-flood zone and features **no carpet**, with tile and laminate flooring throughout, vaulted ceilings, a desirable split-bedroom layout, and a bright open living and dining area. Major updates include a newer 2022 roof, a new A/C installed in 2026, fresh interior paint, and a newly reglazed bathtub. Enjoy morning coffee or evening relaxation on the private screened patio overlooking the pond, with no direct rear neighbors and visiting ducks for company. Tucked away on a quiet dead-end street near one of the community's two pools, Belle Oak Villas offers a convenient location, low quarterly HOA fee of $290, and close access to shopping, dining, and daily essentials. An ideal choice for first-time buyers or downsizers seeking move-in-ready comfort-and a smart opportunity for investors, with **no HOA waiting period to lease**. No damage or flooding from the hurricanes, this home is an ideal primary residence or for snowbirds or as an investment rental property. You won't want to miss this one!

## Location

- **Address:** 3962 LA COSTA, Largo, FL 33771
- **County:** Pinellas
- **Neighborhood:** BELLE OAK VILLAS
- **Coordinates:** 27.909808, -82.746411
- **Google Maps:** https://www.google.com/maps?q=27.909808,-82.746411

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=ob2nTwdqtCB&mls=1

## Listing Agent

- **Name:** Candis Carmichael
- **Brokerage:** Charles Rutenberg Realty, Inc
- **Phone:** 7278883292
- **Broker Phone:** (727) 538-9200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3962-LA-Costa-Ln_Largo_FL_33771_M60968-54942?f=listhub&s=MFRMLSFL&m=TB8525459&c=propsimple)

## Photos

![3962 LA COSTA - Photo 1](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f1344217040r.jpg)

![3962 LA COSTA - Photo 2](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3832341381r.jpg)

![3962 LA COSTA - Photo 3](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f2860081778r.jpg)

![3962 LA COSTA - Photo 4](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f1945620924r.jpg)

![3962 LA COSTA - Photo 5](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f487358708r.jpg)

![3962 LA COSTA - Photo 6](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f1597314014r.jpg)

![3962 LA COSTA - Photo 7](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3143854058r.jpg)

![3962 LA COSTA - Photo 8](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3485897564r.jpg)

![3962 LA COSTA - Photo 9](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3812262381r.jpg)

![3962 LA COSTA - Photo 10](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f1128358434r.jpg)

![3962 LA COSTA - Photo 11](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f2997498526r.jpg)

![3962 LA COSTA - Photo 12](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f2012248272r.jpg)

![3962 LA COSTA - Photo 13](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f365529096r.jpg)

![3962 LA COSTA - Photo 14](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f167076881r.jpg)

![3962 LA COSTA - Photo 15](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3258474968r.jpg)

![3962 LA COSTA - Photo 16](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3973532035r.jpg)

![3962 LA COSTA - Photo 17](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f1124865052r.jpg)

![3962 LA COSTA - Photo 18](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f76301696r.jpg)

![3962 LA COSTA - Photo 19](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f474046013r.jpg)

![3962 LA COSTA - Photo 20](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f1630641219r.jpg)

![3962 LA COSTA - Photo 21](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f2730480537r.jpg)

![3962 LA COSTA - Photo 22](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3506156781r.jpg)

![3962 LA COSTA - Photo 23](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3278753828r.jpg)

![3962 LA COSTA - Photo 24](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f1174260986r.jpg)

![3962 LA COSTA - Photo 25](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f621976278r.jpg)

![3962 LA COSTA - Photo 26](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3231014524r.jpg)

![3962 LA COSTA - Photo 27](http://lh.rdcpix.com/f7e5d32465449dc9be9821b4a86cc879l-f3200546821r.jpg)

---

**MLS#:** TB8525459 | **Updated:** 2026-09-18
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3962-la-costa-largo-fl-33771-b8525459)

---

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