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About This Home

This 4-bedroom, 3-bathroom single family at 3966 HIGH BLUFF DRIVE in Largo, FL is listed for $699,000 ($400 per sqft). Built in 1959, the home offers 1,746 sqft of living space on a 0.19 acres lot.

Agent Description

Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind.

Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bam

boo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic.

The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable.

The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents.

A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical.

Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine.

Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtr

ation in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo’s most sought-after neighborhoods.

Key Features

  • Built in 1959
  • 0.19 acre lot
  • Private pool

Property Details

3 full
1959

Amenities

Pool

Monthly Cost Estimate

$3,738/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204

Estimates only. Actual payments may vary.

Location

3966 HIGH BLUFF DRIVE

Largo, FL 33770

HARBOR HILLS

Features & Amenities

Interior Features

Ceiling Fans(s)

Exterior Features

LevelPavedPrivate MailboxPool

Property Details

Flooring

Wood

Construction

BlockStucco

Parking

DrivewayGarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherGarbage DisposerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3966 HIGH BLUFF DRIVE is listed at $699,000 ($400/sqft). The estimated monthly payment is $3,029 based on 20% down at 6.5% interest.

Key features include: Built in 1959, 0.19 acre lot, Private pool. Interior Features: Ceiling Fans(s). Exterior Features: Level, Paved, Private Mailbox.

This property is listed by Clay Glover, Jr and can be reached at 7276415754 or Clay@gloverrealestategroup.com.

CJ

Clay Glover, Jr

Agent at RE/MAX ACTION FIRST OF FLORIDA

(727) 641-5754

Listed by RE/MAX ACTION FIRST OF FLORIDA · View on Broker Site

MLS# TB8466262· Source: listhub· Updated 136 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3966 HIGH BLUFF DRIVE, Largo, FL 33770

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