# 3970 SW 51ST Terrace, Ocala, FL 34474 > **TL;DR:** 4bd/4ba single family, $349,000 ($139/sqft), built 2005, 2,510 sqft. > Hardwood, A/C, 2-car garage. Est. $1,867/mo. Listed 111 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $349,000 | | Price/sqft | $139 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,510 | | Year Built | 2005 | | Lot Size | 7,405 sqft (0.17 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 111 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,765 | | Estimated Insurance | $102 | | **Total** | **$1,867** | ## Nearby Schools - **Elementary:** Saddlewood Elementary School - **Middle:** Liberty Middle School - **High:** West Port High School ## Key Amenities - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2005 - 0.17 acre lot - 2 stories ## Description ### Agent Description Looking for room to grow without sacrificing comfort, character, or convenience? This spacious home offers the flexibility to live, work, entertain, and unwind-all under one roof. With 4 bedrooms, 3.5 bathrooms, 2,510 square feet of living space, plus a versatile bonus room, the thoughtfully designed layout provides an impressive amount of space while maintaining a comfortable and welcoming feel. The flexible floor plan allows each room to take on the purpose that best fits your needs, both now and in the future. Step inside and discover a home that blends thoughtful updates with original-style accents that give it warmth and character. Upgraded countertops complement the spacious kitchen, while tile and hard-surface flooring throughout the main living areas with no carpet creates a clean, cohesive look. Generous living and gathering spaces provide an easy flow for both everyday living and entertaining. Comfort continues outdoors with a fully fenced backyard, creating a defined and private outdoor space ready to be enjoyed. Additional peace of mind comes from a newer roof (2022) and recently serviced A/C System (2026). Located in the desirable Saddle Creek community, residents can enjoy a variety of neighborhood amenities including a resort-style pool, clubhouse, fitness center, tennis courts, trails, sidewalks, and streetlights. The location also keeps everyday conveniences close by, with easy access to shopping, dining, medical facilities, schools, entertainment, and major roadways. From its generous layout and flexible living spaces to its distinctive character, thoughtful updates, fenced backyard, and convenient community setting, this home offers the opportunity to settle in comfortably today while still having the space to grow for whatever comes next. Don't miss the opportunity to make this move-in-ready home your own-schedule your private showing today! *SELLER CONCESSION AVAILABLE WITH ACCEPTABLE OFFER* ## Location - **Address:** 3970 SW 51ST Terrace, Ocala, FL 34474 - **County:** Marion - **Neighborhood:** SADDLE CREEK PH 01 - **Coordinates:** 29.148568, -82.206293 - **Google Maps:** https://www.google.com/maps?q=29.148568,-82.206293 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/OM728078 ## Listing Agent - **Name:** Robb Harrison - **Brokerage:** Robb Harrison Realty Inc. - **Broker Phone:** (352) 877-2790 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3970-SW-51st-Ter_Ocala_FL_34474_M58522-34081?f=listhub&s=MFRMLSFL&m=OM728078&c=propsimple) ## Photos ![3970 SW 51ST Terrace - Photo 1](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2335139860r.jpg) ![3970 SW 51ST Terrace - Photo 2](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2317939778r.jpg) ![3970 SW 51ST Terrace - Photo 3](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1998529928r.jpg) ![3970 SW 51ST Terrace - Photo 4](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f3314257805r.jpg) ![3970 SW 51ST Terrace - Photo 5](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f4054954772r.jpg) ![3970 SW 51ST Terrace - Photo 6](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f420912014r.jpg) ![3970 SW 51ST Terrace - Photo 7](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f942487982r.jpg) ![3970 SW 51ST Terrace - Photo 8](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f487439261r.jpg) ![3970 SW 51ST Terrace - Photo 9](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f4287301275r.jpg) ![3970 SW 51ST Terrace - Photo 10](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2908631773r.jpg) ![3970 SW 51ST Terrace - Photo 11](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1061741470r.jpg) ![3970 SW 51ST Terrace - Photo 12](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f4164550499r.jpg) ![3970 SW 51ST Terrace - 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Photo 23](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f3280305053r.jpg) ![3970 SW 51ST Terrace - Photo 24](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2055448897r.jpg) ![3970 SW 51ST Terrace - Photo 25](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1762381108r.jpg) ![3970 SW 51ST Terrace - Photo 26](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1503046783r.jpg) ![3970 SW 51ST Terrace - Photo 27](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f4100966510r.jpg) ![3970 SW 51ST Terrace - Photo 28](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f3450460821r.jpg) ![3970 SW 51ST Terrace - Photo 29](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1323821495r.jpg) ![3970 SW 51ST Terrace - Photo 30](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1010643496r.jpg) ![3970 SW 51ST Terrace - Photo 31](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1108886044r.jpg) ![3970 SW 51ST Terrace - Photo 32](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f3485194375r.jpg) ![3970 SW 51ST Terrace - Photo 33](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f282601506r.jpg) ![3970 SW 51ST Terrace - Photo 34](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1475103878r.jpg) ![3970 SW 51ST Terrace - Photo 35](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2867175600r.jpg) ![3970 SW 51ST Terrace - Photo 36](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2763957631r.jpg) ![3970 SW 51ST Terrace - Photo 37](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1711465942r.jpg) ![3970 SW 51ST Terrace - Photo 38](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2990353732r.jpg) ![3970 SW 51ST Terrace - Photo 39](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f2202379055r.jpg) ![3970 SW 51ST Terrace - Photo 40](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1538262677r.jpg) ![3970 SW 51ST Terrace - Photo 41](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1229165682r.jpg) ![3970 SW 51ST Terrace - Photo 42](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1293591338r.jpg) ![3970 SW 51ST Terrace - Photo 43](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1874533087r.jpg) ![3970 SW 51ST Terrace - Photo 44](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f437693152r.jpg) ![3970 SW 51ST Terrace - Photo 45](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1358759297r.jpg) ![3970 SW 51ST Terrace - Photo 46](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f1430484414r.jpg) ![3970 SW 51ST Terrace - Photo 47](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f392841544r.jpg) ![3970 SW 51ST Terrace - Photo 48](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f4241338159r.jpg) ![3970 SW 51ST Terrace - Photo 49](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f3148635483r.jpg) ![3970 SW 51ST Terrace - Photo 50](http://lh.rdcpix.com/5609a6f48b374b345fcf034ff363ba5bl-f9277021r.jpg) --- **MLS#:** OM728078 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3970-sw-51st-terrace-ocala-fl-34474-8c29c09cd1764c30ae073f075e70da07) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3970-sw-51st-terrace-ocala-fl-34474-8c29c09cd1764c30ae073f075e70da07#listing", "url": "https://www.propertysimple.ai/listing/3970-sw-51st-terrace-ocala-fl-34474-8c29c09cd1764c30ae073f075e70da07", "name": "3970 SW 51ST Terrace, Ocala, FL 34474", "description": "Looking for room to grow without sacrificing comfort, character, or convenience? This spacious home offers the flexibility to live, work, entertain, and unwind-all under one roof. With 4 bedrooms, 3.5 bathrooms, 2,510 square feet of living space, plus a versatile bonus room, the thoughtfully designed layout provides an impressive amount of space while maintaining a comfortable and welcoming feel. The flexible floor plan allows each room to take on the purpose that best fits your needs, both now and in the future. Step inside and discover a home that blends thoughtful updates with original-style accents that give it warmth and character. Upgraded countertops complement the spacious kitchen, while tile and hard-surface flooring throughout the main living areas with no carpet creates a clean, cohesive look. Generous living and gathering spaces provide an easy flow for both everyday living and entertaining. Comfort continues outdoors with a fully fenced backyard, creating a defined and private outdoor space ready to be enjoyed. Additional peace of mind comes from a newer roof (2022) and recently serviced A/C System (2026). Located in the desirable Saddle Creek community, residents can enjoy a variety of neighborhood amenities including a resort-style pool, clubhouse, fitness center, tennis courts, trails, sidewalks, and streetlights. The location also keeps everyday conveniences close by, with easy access to shopping, dining, medical facilities, schools, entertainment, and major roadways. From its generous layout and flexible living spaces to its distinctive character, thoughtful updates, fenced backyard, and convenient community setting, this home offers the opportunity to settle in comfortably today while still having the space to grow for whatever comes next. 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