# 3972 TARPON POINTE Circle, Palm Harbor, FL 34684 > **TL;DR:** 3bd/2ba single family, $469,900 ($233/sqft), built 1989, 2,014 sqft. > A/C, 2-car garage. Est. $2,513/mo. Listed 12 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $469,900 | | Price/sqft | $233 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,014 | | Year Built | 1989 | | Lot Size | 6,970 sqft (0.16 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 12 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,376 | | Estimated Insurance | $137 | | **Total** | **$2,513** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1989 - 0.16 acre lot ## Description ### Agent Description Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor's premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer! ## Location - **Address:** 3972 TARPON POINTE Circle, Palm Harbor, FL 34684 - **County:** Pinellas - **Neighborhood:** HIGHLAND LAKES - **Coordinates:** 28.082239, -82.713049 - **Google Maps:** https://www.google.com/maps?q=28.082239,-82.713049 ## Listing Agent - **Name:** Amanda Justus - **Brokerage:** Coldwell Banker - **Phone:** 7273304478 - **Broker Phone:** (813) 754-3586 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3972-Tarpon-Pointe-Cir_Palm-Harbor_FL_34684_M61010-67920?f=listhub&s=MFRMLSFL&m=TB8549067&c=propsimple) ## Photos ![3972 TARPON POINTE Circle - Photo 1](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2866812193r.jpg) ![3972 TARPON POINTE Circle - Photo 2](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f4006842147r.jpg) ![3972 TARPON POINTE Circle - Photo 3](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f89079216r.jpg) ![3972 TARPON POINTE Circle - Photo 4](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2196311506r.jpg) ![3972 TARPON POINTE Circle - Photo 5](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f4293698584r.jpg) ![3972 TARPON POINTE Circle - Photo 6](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f743112849r.jpg) ![3972 TARPON POINTE Circle - Photo 7](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1844505698r.jpg) ![3972 TARPON POINTE Circle - Photo 8](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2792525517r.jpg) ![3972 TARPON POINTE Circle - Photo 9](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1095092144r.jpg) ![3972 TARPON POINTE Circle - Photo 10](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1095092144r.jpg) ![3972 TARPON POINTE Circle - Photo 11](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2250106154r.jpg) ![3972 TARPON POINTE Circle - Photo 12](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1395935626r.jpg) ![3972 TARPON POINTE Circle - Photo 13](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1689244533r.jpg) ![3972 TARPON POINTE Circle - Photo 14](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3362303360r.jpg) ![3972 TARPON POINTE Circle - Photo 15](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2583856019r.jpg) ![3972 TARPON POINTE Circle - Photo 16](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3371994161r.jpg) ![3972 TARPON POINTE Circle - Photo 17](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f986118822r.jpg) ![3972 TARPON POINTE Circle - Photo 18](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f986118822r.jpg) ![3972 TARPON POINTE Circle - Photo 19](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3884874217r.jpg) ![3972 TARPON POINTE Circle - Photo 20](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3884874217r.jpg) ![3972 TARPON POINTE Circle - Photo 21](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1714056847r.jpg) ![3972 TARPON POINTE Circle - Photo 22](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3911703833r.jpg) ![3972 TARPON POINTE Circle - Photo 23](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2973226796r.jpg) ![3972 TARPON POINTE Circle - Photo 24](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2018845088r.jpg) ![3972 TARPON POINTE Circle - Photo 25](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2852179627r.jpg) ![3972 TARPON POINTE Circle - Photo 26](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f4287354331r.jpg) ![3972 TARPON POINTE Circle - Photo 27](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3682880004r.jpg) ![3972 TARPON POINTE Circle - Photo 28](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3682880004r.jpg) ![3972 TARPON POINTE Circle - Photo 29](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f933485342r.jpg) ![3972 TARPON POINTE Circle - Photo 30](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f933485342r.jpg) ![3972 TARPON POINTE Circle - Photo 31](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1974744331r.jpg) ![3972 TARPON POINTE Circle - Photo 32](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2251131966r.jpg) ![3972 TARPON POINTE Circle - Photo 33](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1655116368r.jpg) ![3972 TARPON POINTE Circle - Photo 34](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2771293524r.jpg) ![3972 TARPON POINTE Circle - Photo 35](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f4293698584r.jpg) ![3972 TARPON POINTE Circle - Photo 36](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2709250439r.jpg) ![3972 TARPON POINTE Circle - Photo 37](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2921511211r.jpg) ![3972 TARPON POINTE Circle - Photo 38](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1466749097r.jpg) ![3972 TARPON POINTE Circle - Photo 39](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2921511211r.jpg) ![3972 TARPON POINTE Circle - Photo 40](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1466749097r.jpg) ![3972 TARPON POINTE Circle - Photo 41](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f620011701r.jpg) ![3972 TARPON POINTE Circle - Photo 42](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1100330437r.jpg) ![3972 TARPON POINTE Circle - Photo 43](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2715523309r.jpg) ![3972 TARPON POINTE Circle - Photo 44](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2218605631r.jpg) ![3972 TARPON POINTE Circle - Photo 45](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2723312434r.jpg) ![3972 TARPON POINTE Circle - Photo 46](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f4166733773r.jpg) ![3972 TARPON POINTE Circle - Photo 47](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3877260974r.jpg) ![3972 TARPON POINTE Circle - Photo 48](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f4166733773r.jpg) ![3972 TARPON POINTE Circle - Photo 49](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3877260974r.jpg) ![3972 TARPON POINTE Circle - Photo 50](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f878012017r.jpg) ![3972 TARPON POINTE Circle - Photo 51](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f3698216195r.jpg) ![3972 TARPON POINTE Circle - Photo 52](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2700176699r.jpg) ![3972 TARPON POINTE Circle - Photo 53](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1113379480r.jpg) ![3972 TARPON POINTE Circle - Photo 54](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f2700176699r.jpg) ![3972 TARPON POINTE Circle - Photo 55](http://lh.rdcpix.com/8d39670415b9ae859e1f18ed83eb0f42l-f1113379480r.jpg) --- **MLS#:** TB8549067 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3972-tarpon-pointe-circle-palm-harbor-fl-34684-b8549067) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3972-tarpon-pointe-circle-palm-harbor-fl-34684-b8549067#listing", "url": "https://www.propertysimple.ai/listing/3972-tarpon-pointe-circle-palm-harbor-fl-34684-b8549067", "name": "3972 TARPON POINTE Circle, Palm Harbor, FL 34684", "description": "Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor's premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. 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The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. 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