# 3994 Cedar Bay Rd, Loon Lake, WA 99148 > **TL;DR:** 4bd/1ba single family, $849,900 ($605/sqft), built 1968, 1,405 sqft. > Fireplace, Waterfront, View. Est. $4,546/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $849,900 | | Price/sqft | $605 | | Bedrooms | 4 | | Bathrooms | 1 full | | Square Feet | 1,405 | | Year Built | 1968 | | Lot Size | 29,621 sqft (0.68 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 9 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,298 | | Estimated Insurance | $248 | | **Total** | **$4,546** | ## Key Amenities - Fireplace - Waterfront - View ## Property Highlights - Built in 1968 - 0.68 acre lot - Fireplace - Waterfront ## Description ### Agent Description This timeless waterfront home was built for generational use with future expansion or investment into the second neighboring parcel. Featuring side-by-side waterfront parcels with a combined 130 feet of premium shoreline, the classic well-built cabin offers both immediate enjoyment and exciting future investment potential. Inside are two comfortable bedrooms, one bath, and spacious loft made for gathering, extra sleeping, and the kind of memories families treasure for generations. A detached lower-level basement area adds a shop, storage, laundry space, and another sleeping area. Fully furnished and ready to welcome you, the home comfortably sleeps up to 16. Located on the deep-water portion of Cedar Bay, both lots feature beautiful beachfront access to swim, fish, boat, laze in the sun and so much more. One parcel holds the home, while the second lot offers a rare blank canvas to enjoy today or hold for future value. An expansive deck for gathering while taking in breathtaking Lake views. Book an appt today! ## Location - **Address:** 3994 Cedar Bay Rd, Loon Lake, WA 99148 - **County:** Stevens - **Neighborhood:** Cedar Bay - **Coordinates:** 48.10110989, -117.5968722 - **Google Maps:** https://www.google.com/maps?q=48.10110989,-117.5968722 ## Virtual Tour & Media - **Video Tour:** https://www.tourfactory.com/idxr3254877 ## Listing Agent - **Name:** Patrick McHenry-Kroetch - **Brokerage:** Tamarack Realty - **Broker Phone:** 509-230-7856 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3994-Cedar-Bay-Rd_Loon-Lake_WA_99148_M95698-71540?f=listhub&s=SARWA&m=202626111&c=propsimple) ## Photos ![3994 Cedar Bay Rd - Photo 1](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2361877721r.jpg) ![3994 Cedar Bay Rd - Photo 2](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f811318060r.jpg) ![3994 Cedar Bay Rd - Photo 3](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3711224354r.jpg) ![3994 Cedar Bay Rd - Photo 4](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f51772193r.jpg) ![3994 Cedar Bay Rd - Photo 5](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2208850367r.jpg) ![3994 Cedar Bay Rd - Photo 6](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1602872642r.jpg) ![3994 Cedar Bay Rd - Photo 7](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2638062060r.jpg) ![3994 Cedar Bay Rd - Photo 8](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1978616496r.jpg) ![3994 Cedar Bay Rd - Photo 9](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3005551202r.jpg) ![3994 Cedar Bay Rd - Photo 10](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f958259926r.jpg) ![3994 Cedar Bay Rd - Photo 11](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1865250448r.jpg) ![3994 Cedar Bay Rd - Photo 12](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2804121524r.jpg) ![3994 Cedar Bay Rd - Photo 13](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2924703706r.jpg) ![3994 Cedar Bay Rd - Photo 14](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1786706685r.jpg) ![3994 Cedar Bay Rd - Photo 15](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f433714450r.jpg) ![3994 Cedar Bay Rd - Photo 16](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3462420704r.jpg) ![3994 Cedar Bay Rd - Photo 17](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3440054424r.jpg) ![3994 Cedar Bay Rd - Photo 18](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3284895450r.jpg) ![3994 Cedar Bay Rd - Photo 19](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1036417570r.jpg) ![3994 Cedar Bay Rd - Photo 20](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3192790249r.jpg) ![3994 Cedar Bay Rd - Photo 21](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1492754990r.jpg) ![3994 Cedar Bay Rd - Photo 22](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2133782912r.jpg) ![3994 Cedar Bay Rd - Photo 23](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1293221847r.jpg) ![3994 Cedar Bay Rd - Photo 24](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f995670449r.jpg) ![3994 Cedar Bay Rd - Photo 25](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3367648630r.jpg) ![3994 Cedar Bay Rd - Photo 26](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3458817882r.jpg) ![3994 Cedar Bay Rd - Photo 27](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f693107638r.jpg) ![3994 Cedar Bay Rd - Photo 28](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f630111946r.jpg) ![3994 Cedar Bay Rd - Photo 29](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2387708681r.jpg) ![3994 Cedar Bay Rd - Photo 30](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1716174978r.jpg) ![3994 Cedar Bay Rd - Photo 31](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3324567423r.jpg) ![3994 Cedar Bay Rd - Photo 32](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2402526854r.jpg) ![3994 Cedar Bay Rd - Photo 33](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3425490591r.jpg) ![3994 Cedar Bay Rd - Photo 34](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1300394608r.jpg) ![3994 Cedar Bay Rd - Photo 35](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1231995294r.jpg) ![3994 Cedar Bay Rd - Photo 36](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1894590640r.jpg) ![3994 Cedar Bay Rd - Photo 37](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1003353966r.jpg) ![3994 Cedar Bay Rd - Photo 38](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2239632005r.jpg) ![3994 Cedar Bay Rd - Photo 39](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1566515745r.jpg) ![3994 Cedar Bay Rd - Photo 40](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f692357943r.jpg) ![3994 Cedar Bay Rd - Photo 41](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2268255787r.jpg) ![3994 Cedar Bay Rd - Photo 42](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f186279685r.jpg) ![3994 Cedar Bay Rd - Photo 43](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3786781664r.jpg) ![3994 Cedar Bay Rd - Photo 44](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f864566945r.jpg) ![3994 Cedar Bay Rd - Photo 45](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f2605876702r.jpg) ![3994 Cedar Bay Rd - Photo 46](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f673745756r.jpg) ![3994 Cedar Bay Rd - Photo 47](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f34976022r.jpg) ![3994 Cedar Bay Rd - Photo 48](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f1011658857r.jpg) ![3994 Cedar Bay Rd - Photo 49](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f928951805r.jpg) ![3994 Cedar Bay Rd - Photo 50](http://lh.rdcpix.com/508d150455636029b72acb9b655c7191l-f3715006976r.jpg) --- **MLS#:** 202626111 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Spokane Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3994-cedar-bay-rd-loon-lake-wa-99148-ad5b0dd99daa4cb88c4b160263e573f3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3994-cedar-bay-rd-loon-lake-wa-99148-ad5b0dd99daa4cb88c4b160263e573f3#listing", "url": "https://www.propertysimple.ai/listing/3994-cedar-bay-rd-loon-lake-wa-99148-ad5b0dd99daa4cb88c4b160263e573f3", "name": "3994 Cedar Bay Rd, Loon Lake, WA 99148", "description": "This timeless waterfront home was built for generational use with future expansion or investment into the second neighboring parcel. 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