# 3997 E First Rd, Monticello, IN 47960

> **TL;DR:** 3bd/2ba single family, $349,000 ($195/sqft), built 1983, 1,792 sqft.
> Fireplace, Waterfront, A/C. Est. $2,017/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $349,000 |
| Price/sqft | $195 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,792 |
| Year Built | 1983 |
| Lot Size | 16,988 sqft (0.39 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,765 |
| Estimated Insurance | $102 |
| HOA | $150 |
| **Total** | **$2,017** |

## Nearby Schools

- **Elementary:** North White Primary
- **Middle:** North White Jr/Sr
- **High:** North White Jr/Sr

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1983
- 0.39 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
This darling Cape Cod home is on a beautiful pine tree-lined lot and has drive-by appeal that is sure to impress. It is just a short walk or golf cart ride away from your Lake Shafer easement, complete with a slip for your boat and newer piers. There are three bedrooms, including a main-floor primary bedroom with an attached bath. The living room includes a gas log fireplace, and the kitchen opens up to the deck with a retractable awning. All the appliances, including washer, dryer, and water softener, are included. There is a heated & cooled one-car attached garage, plus a nice 24x30 Morton pole building that is heated and insulated, and even a cute shed, all offering excellent storage for your hobbies and water toys. Best of all, you can be on the water in just a minute!

## Location

- **Address:** 3997 E First Rd, Monticello, IN 47960
- **County:** White County
- **Coordinates:** 40.826376, -86.793904
- **Google Maps:** https://www.google.com/maps?q=40.826376,-86.793904

## Listing Agent

- **Name:** Chris Thayer
- **Brokerage:** REAL ESTATE NETWORK L.L.C
- **Phone:** 5748701354

## Primary Photo

![3997 E First Rd - Primary Photo](http://lh.rdcpix.com/ed7ffa44ec486657f02731001b953b69l-f2921971803r.jpg)

*34 total photos available on [listing page](https://www.propertysimple.ai/listing/3997-e-first-rd-monticello-in-47960-02629428)*

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**MLS#:** 202629428 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3997-e-first-rd-monticello-in-47960-02629428)

---

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