# 3A Emerald Bay Dr, Moneta, VA 24121 > **TL;DR:** land, $60,000. > View. Est. $521/mo. Listed 32 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $60,000 | | Lot Size | 28,314 sqft (0.65 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 32 | ## Why This Home Stands Out - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $303 | | Estimated Insurance | $18 | | HOA | $200 | | **Total** | **$521** | ## Nearby Schools - **Elementary:** Dudley - **Middle:** Ben Franklin Middle - **High:** Franklin County ## Key Amenities - View ## Property Highlights - 0.65 acre lot ## Description ### Agent Description Build your dream home in Emerald Bay, a quiet, gated waterfront community in the heart of Smith Mountain Lake. This .651-acre homesite offers access to a day dock, trailer storage lot, and beautifully maintained common areas featuring landscaped garden beds, open grassy spaces, and paved walking trails. Enjoy a peaceful lake community setting with protective HOA covenants designed to preserve the neighborhood's appearance and value. Conveniently located near Westlake, with easy access to shopping, grocery stores, restaurants, golf, and everyday amenities. Public water is available; buyer to install septic. Minimum home size is 1,600 square feet. A wonderful opportunity to create your own retreat while enjoying attractive shared spaces and a desirable location at Smith Mountain Lake. ## Location - **Address:** 3A Emerald Bay Dr, Moneta, VA 24121 - **County:** Franklin County - **Neighborhood:** Emerald Bay Village - **Coordinates:** 37.076061, -79.644324 - **Google Maps:** https://www.google.com/maps?q=37.076061,-79.644324 ## Listing Agent - **Name:** TERESA GRANT - **Brokerage:** Keller Williams Lynchburg - **Phone:** (434) 534-9113 - **Broker Phone:** (434) 534-9113 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/Emerald-Bay-Dr_Moneta_VA_24121_M56172-75980?f=listhub&s=RVARVA&m=930361&c=propsimple) ## Photos ![3A Emerald Bay Dr - Photo 1](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f3761085430r.jpg) ![3A Emerald Bay Dr - Photo 2](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f627471590r.jpg) ![3A Emerald Bay Dr - Photo 3](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f334656252r.jpg) ![3A Emerald Bay Dr - Photo 4](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f4282315526r.jpg) ![3A Emerald Bay Dr - Photo 5](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f2348611689r.jpg) ![3A Emerald Bay Dr - Photo 6](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f629410079r.jpg) ![3A Emerald Bay Dr - Photo 7](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f2981381870r.jpg) ![3A Emerald Bay Dr - Photo 8](http://lh.rdcpix.com/2ed6d82d12060b2a7469b6f206d8c5b8l-f1737408427r.jpg) --- **MLS#:** 930361 | **Updated:** 2026-08-13 **Source:** listhub *Copyright © 2026 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3a-emerald-bay-dr-moneta-va-24121-a930361) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3a-emerald-bay-dr-moneta-va-24121-a930361#listing", "url": "https://www.propertysimple.ai/listing/3a-emerald-bay-dr-moneta-va-24121-a930361", "name": "3A Emerald Bay Dr, Moneta, VA 24121", "description": "Build your dream home in Emerald Bay, a quiet, gated waterfront community in the heart of Smith Mountain Lake. This .651-acre homesite offers access to a day dock, trailer storage lot, and beautifully maintained common areas featuring landscaped garden beds, open grassy spaces, and paved walking trails. 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