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About This Home

This 5-bedroom, 3-bathroom single family at 4 GUM CT in Palmyra, VA is listed for $649,000 ($168 per sqft). Built in 1997, the home offers 3,858 sqft of living space on a 0.67 acres lot.

Agent Description

Luxury living in a GORGEOUS GEM in Lake Monticello! Custom-built, well-loved and meticulously maintained by one family. Relax and entertain in this all brick 5 bed/3 bath home on a private .67-acre lot at the end of the cul-de-sac. A welcoming foyer greets you before you step into the spacious living room with stone gas fireplace and door to the massive deck complete with gas line for grill, pergola and stairs to fire pit and lush grounds.

The renovated eat-in kitchen is functional and warm with upgrades including painted cabinets, new hardware and hood/vent, new lighting and pantry barndoor. Adjacent is the sunlit dining room with fresh paint and new chandelier. The large primary en suite is cozy and private, and there is a separate wing with two bedrooms and completely remodeled bathroom.

The fully finished basement will WOW you with rec room, bar, two additional bedrooms, stunning bathroom with heated floor, office and utility/storage room. No detail or expense was spared in the lower level with built-in bookcases, built-in bar cabinetry, windows, separate entrance, and 3 mini splits. Bonuses -heated detached garage, shed and garden potting station. Do not miss the small bridge crossing the creek to the back of the property!

Key Features

  • Built in 1997
  • 0.67 acre lot
  • 3 parking spaces
  • Fireplace

Property Details

1 story
3 full
3 spaces
1997

Amenities

FireplaceBasement

Monthly Cost Estimate

$3,471/mo

20% down · 6.5% · 30 years

Principal$469
Interest$2,812
Insurance$189

Estimates only. Actual payments may vary.

Location

4 GUM CT

Palmyra, VA 22963

LAKE MONTICELLO

Property Details

Construction

Brick

Parking

Garage

Heating

CentralFireplace(s)Heat Pump (Heating)Propane (Heating)

Cooling

Central AirZoned

Questions & Answers

This 5-bedroom, 3-bathroom single family at 4 GUM CT is listed at $649,000 ($168/sqft). The estimated monthly payment is $2,812 based on 20% down at 6.5% interest.

Key features include: Built in 1997, 0.67 acre lot, 3 parking spaces, Fireplace.

This property is listed by PAULA JOHNSON and can be reached at 4344664622 or paulaknowscville@gmail.com.

PJ

PAULA JOHNSON

Agent at RE/MAX COMMONWEALTH

(434) 466-4622

Listed by RE/MAX COMMONWEALTH · View on Broker Site

MLS# 677768· Source: listhub· Updated 3 days ago

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4 GUM CT, Palmyra, VA 22963

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