# 4 Harding Street, Middletown, NY 10940

> **TL;DR:** 4bd/2ba single family, $389,000 ($275/sqft), built 1900, 1,416 sqft. Est. $2,080/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $389,000 |
| Price/sqft | $275 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,416 |
| Year Built | 1900 |
| Lot Size | 1,799 sqft (0.04 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 1 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,967 |
| Estimated Insurance | $113 |
| **Total** | **$2,080** |

## Nearby Schools

- **Elementary:** Maple Hill Elementary School
- **Middle:** Middletown Twin Towers Middle Sch
- **High:** Middletown High School

## Property Highlights

- Built in 1900
- 0.04 acre lot

## Description

### Agent Description
Middletown Central Gem with Lots of Space and Super Low Taxes! Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost-total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief. While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.

## Location

- **Address:** 4 Harding Street, Middletown, NY 10940
- **County:** Orange County
- **Coordinates:** 41.446508, -74.426333
- **Google Maps:** https://www.google.com/maps?q=41.446508,-74.426333

## Listing Agent

- **Name:** Hai Li
- **Brokerage:** KW Hudson Valley United
- **Phone:** 8456106065

## Primary Photo

![4 Harding Street - Primary Photo](http://lh.rdcpix.com/b5ea784d09670949ef7af33f2f246de5l-f1215389944r.jpg)

*16 total photos available on [listing page](https://www.propertysimple.ai/listing/4-harding-street-middletown-ny-10940-1024955)*

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**MLS#:** 1024955 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4-harding-street-middletown-ny-10940-1024955)

---

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